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20�2071g� designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Bonower's change of address, then Bortower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instnunent at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Bonower. Any notice in conne,ction with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instcvment is also required under Applicable Law, the Applicable Law requirement will satisfy the conesponding requirement under this Security Instrument. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be govemed by federal law and the law of the jurisdicrion in which the Property is located. All rights and obligations conta3ned in this Security Instrument are subject to any requirements arid limitations of Applicable Law. Applicable I.aw might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibirion against agreement by contract. In the event that any provision or clavse of this Security Instrument or the Note conflicts with Apglic�ble T.a.w, such contlict shall not aff�t other provisions af this Security Instrument or the Note which can be given effect without the cx�nflictiag provision. As used in �his Se.curity Instrument: (a) worcts of the masculine gender shall �n an� include conesponding ueuteF words or words �f the feminine gender; (6) words in the siugutar shai� meaa arnf include the plural arcd vice versa; aa� (c) the vvord "may" gives sole discrerion without any oblig�tian to take any action. 17. Borro�►er's Capy. �rirowr�r sl�all be given ome copy of the Note and of this S�rity Ia�cument. 18. Transf� of the Prop�e�y or a Beneficial lnterest in Borrower. As used ia this Secrion 18, "Iut�6 in the Pro�rty" meatts any Iegai 0r bene�scial iaterest i.n the ProPerh' including, but nat �'rsnited to, those benefici� interests tra�sferre� va a bond far �, coatract for deed, install�nent sales �ontr�t or escrow agreement, the inteict of �v�eich is the Uransfer of titie by Borrower at a future date to a purchaser. If all or any part of tfie Froperty or any Interest in the Progerty is soId or transferred (or if Borrower is not a natural pers�n and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may rec�v.ire immediate payrnent in full of all sums se�cured by tttis Security Instrument. However, this optivn shall not be exercised by �.ender if such exercise is pmhi'bited by Applieable E.�w. If Lencter exercises this option, Lencter shall give Borrower norice of atxeleration. Tlie norice shall provide a period of not less than 30 days from the date the norice is given in accordance with Secrion 15 w+ithin whicb �orrower must pay all suans se,cured by this Security Instrument. If Borrower fails to pay these sums prior to the expirarion of this period, Lender may invoke any remedies gernutted by this Security InstYVment without further norice or demand on Borrower. ?9. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain condirions, Borrower shall have the right to have enforcement of this Security Instrument discorninued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Insttvment; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Bonower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no accelerarion had occurre�; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Insm�ment, including, but not limited to, reasonable attorneys' fees, progerly inspection and valuation fe,es, and other fees incurred for the purpose of protecting Lender's interest NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP � Wolters Kluwer Financial Servicas Form 3028 1 /01 VMP6INE) I7705) Page 12 of 17