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20120719� designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Bonower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instnunent at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by norice to Borrower. Any notice in connection with this Securiry Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrumant is also required under Applicable Law, the Applicable Law requirement will sarisfy the corresponding requirement under this Se�urity Instiument. 16. Governi�g Law; Severabil'rty; Rules of Construction. This S�urity Instrument shall be governed by federal Iaw and the law of the jurisdiction in which the Properiy is lc�cated. All rights and obligations . containe� in this Security Instrument are subje.ct to any requirements and limitations of Applicable Law. ,. Applicable Law might explicitly or implicitly allow the parties to agree by contra�t or it might be silent, but such sitence shall not be construed as a prohibition against agreement by contract. In the event that any provisioa or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effe,ct without the conSicd�g provision. As �ue� in this Secvrity Instcvment: (a) worc�s of the masculiae g�er s�I me�n aud iuclude correspan�ing �euter wo�s or words of the feminiae geIIder; (b) words ia t�e sing�i� shati mean and include the plural aa� vice versa; and (c} the word "ma}r" gives sole discretion with�ut �ny obligation to take any action. 17. B�uvcr�arev's C�PY- �ormwea shaFT 1� given one copy of t�e No�e aad af thi,s Security instrument. 18. Tsans�er of tf�e Pro�erty ar ��enefi�ai interest in Borrower. As used in this Secrion 18, "Interest in the �" me� aay tegat ar t�ne&ciai interest ia tfie Pro�riy, includ�sr.g, b�E not limited to, those b�frcial urcerests tra�sferaed in a bond fcrr �, ce��ntract �or d�d, instaSY�e�t s�les contract or escrow agreeme�it, ti�e intent of w+hich is tfie transfer of title by Borrower at a future date to a purchaser. If atI or any part of the Property or any Interest in the Property is sold or tra�sfeire.d (or if Borrower is not a natural person and a beneftcial interest in Borrower is sold ar transferred) withaut Lender's prior written cassent, I.ender may regnire innnediate payment in full of all, su�s secvred by this Security Instniment. However, tF�is option, shall aot be exercised by I.ender if such exercise is proIvbited by Applicable Law. If �nder e�ercises tius oprion, Lender shall gi�+e Borrower notice of acceleration. The notice shall provide a period af not Iess than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies germitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower me,ets certain conditions, Borrower shall have the right to have enforcement of this 5ecurity Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions aze that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no accelerarion had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attomeys' fees, property inspecrion and valuation fees, and other fees incurred for the purpose of protecting Lender's interest NEBRASKA-Single Femily-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP � Wolters Kluwer Financial Services Form 3028 1/01 VMPB(NE) (1105) Page 12 of 17