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<br /> ' TOfiE'fHER WtTH all the lmprovemonts now or horWiftor urocted on the propCRy, and ell oaeemont�, appuR�ntnC�s,and
<br /> ' fbdures now or hereafter t►paR o}tha propeAy.All ropinaomonte end�ddftbna ahall also be oovarod by thl�8aourl�r instrummt.
<br /> �� AU at the foregoing b rotomed to In this 8eaurity Inetrumont ac the"PropeRy."
<br /> ' BOAROWER COVENAMB thet Borrowor ta tnwtuty eehee! of!he�atit� hereby oonvoye0 and hne the ►�pht to pnnt and�
<br /> ' _�f.. oonvey ths Prop�ty and thet the Properiy b unenoumberod, excrpt far�noumbnr�aes of noord. Bonower w�ntnt� u►d will�Yfj
<br /> . defand genereily t�e tttte to the Proparty apainct att oWims and d�manda,eubJoot to any enoumbnnosa af recard.
<br /> THI3 SECUHITY INSTAUMENT combNea �nNonn eovanonta for n�tbnal ue� and nona�nitqrm oovanante wHh INnk�a1-�,
<br /> . variatlona by Jurisdbtlon to oonatkute u unHortn ssourtty Inatrument oaverha rstt prop�Ry. .
<br /> UNIFOi�M COVENANTS. Bortowas�nd Lenda oovenant and apno ae to�bw6: ,N
<br /> '�� 1. Peyment of RNncipel end IntereN; P�epeyment�nd Lsta Charpe�.8onowar�htN promplM pay�rh�n f� ..
<br /> '. due the p�tnopal ot and hterest on the debt ovidsnced by the Note nnd any prepaymont end�ts ohar�o du�unde►ths Note. '
<br /> • Z.Fueda b� Texes and Inauran�o.Subj�ot to applbsbk lew or to�wrkbn waN�►by LNttln,Qorcowa enan pay �,¢
<br /> � •••'-�� � -_
<br /> �� to Lender on the day monthy psymenri tre due undar the Nots,untli ths Noto lo patd h fup,� wm("Fund�')lot: (�)ysary
<br /> . texes and assesements whbh may at4ah prlor(t� over thls 80ouriqr IneWment�s s Ibn M th� Prop�rtyt (b)yNrty iMt�hptd }
<br /> .��.� payments or ground �ents on the Property, M any; (o)ysarty harard or property Insurarwo promlum�; (tl)y�4rry ibod fn�unna�
<br /> �.�•�•�^"�`ti remtums, if an ; e ea moR s e�+aurartee remtums,M an ;and(f)any euma payabM by 8orrowa to L�nda In a000rd�na� ��-
<br /> P Y ()Y �Y 98 p Y
<br /> wRh the provtsions of parayraph 8, h t�u of the payment of moRpaae insurance promiuma. Th�ss k�m0 �r�oeNed "E�arow ��
<br /> Items." lender mny,at any time, ooUaot and hob Funds In en amount not to exceed th�m�xYnum�maunt�Mndw lo� � --
<br /> ,�:.��� lederaqy retsted mortgege toan may requYe tor 8orrower's esorow a000unt und�r ths fidaret RKi Eebb 8�ltWn�nt Preoociures =
<br /> .�;;``�i�' Act ot 1974 es am�x►dod trom time to time, 12 U.3.C.�2501 et seq. ('RESPA"), unbss tnolhM Mw th�t appYq tG th�Fund�
<br /> ' "F'� sets a tasser amount. It so,I.ender may,at eny tMw,colieot�nd hpld Fundt b an amount noi to�xoNd th�Nfsar amount.
<br /> fF� •• `• Lendor may estNate the amonrn of Funda due on th�a ba�b af curtent dab and roteon�bb estbn�t�a ot�xp�ndttur�n of Ntur�
<br />:�'•!'�:: ,. .. ?; � Esorow Itema or otherwise In scoordartce wish apRHoabia i�w.
<br /> '�� � • , The Funds shall be hatd h an InstNutb�whose depasRe are Msured by a tederat apinay,instrummUNiy, or�ntNy(holudhp
<br /> > �� ;.f ,,�.; Lender,If i.ender Is suoh an Inst�utbn)or in any Federet Home I.oan 8ank. lander eh�U appy tht�undi M pRY th�HASrow
<br /> � , • ��xs Items.Lender may not oha►ge BoROwer lor hatdhg and appryhp the Funda,�tnnu�ity anty:MO th��umw toaount,ot wtNyln�
<br /> � " r the �aorow fteme, tmiese lender pays Bortower hterest on the Funda and �ppAoaba taw p9rrri&i tawtd6t lo make euah a �
<br /> ' � �� ahatpe. Howevet,Lender may requke Borrower to pay a anatime ch�rqe for i�n indipendant �ti�staM t1�repariM� ornrb�
<br /> ussd by Lender h aonneoUon wNh thb loan, untess applloabte t�w providea oth«wks. UnMst an e�raertant b rr�ad� or
<br /> �' ' '�;:.;, appOCabFa taw requirea hterest to be�taid, Lender sha0 not be requYad to pay Borrower any Intv»at ot�aminpa on th�Runds.
<br /> °� '{�`i�' Bonower er�d L.eeder may apree in wr@hp, however, that Intereat shrU be paid on tht Funds. tandrr�haU piw to Borrow�r.
<br /> ' ���3t wfthout oharge. an annual axounthg of the Funds, showing credits end debito to the Funda and th�purpos�tor whbh �toh
<br /> „ detk to the Funds was made. The Fuods are pbdged as addfttonat securUy tor nll auma eeaurod by th�8�ourky inatrument.
<br /> !t the Funds heid by Lendar exceed the amounts pertnRted to be heid by appibibl�Itw,Land�r shtll acoount t0 8oaow�r
<br /> - � f tor the ez�ess Funda in eccordence with the requtements of npplicabb I�w. If ths afnount ot th�Funds hsid by Und�r at any
<br /> ' ; time Is not suffioient to pay the Escrow Itema when due,Lendsr mxy so notiry Borrowsr In wrkhp,�nd,b woh ats Borrows►
<br /> ., s:. -�''�' ahali pty to I.s�der the amount neoestuy to make up ths dafbienoy. Bo�ow�r ehill mtk�up th�d�tbl�rtey In no mon than
<br /> �. .:
<br /> � �� tweke monthy peymenta,at 6seders sob dboretbn.
<br /> „ . Upon paymuit h 1uU ot all sumi secured by Mis Seourily Ustrumant,Lwtdot shall prompty rttund to 8orrowet any Funds
<br />__ . . , !�d 4y l.ass�. !t,under psr�h�t,t.�!r+tler sl�ssl!eaqss��r 9!►!!tM Prc+�,�•nd.r,€,rtor�o tM aoqubkbn or saU o}th� r
<br />=,;>"�.��o ��"' Properry, shaU appy any Funds heid by lsnder at the tYrte of aoquiskbn or eals as a ondN apah4t th�samt paund by th(s
<br /> :-;�: .....: .. . 3ecurRy Inspument.
<br /> '• ,�.;,,;;��, ?, , 3. Apptieetlon of Paymenta unless applicable Mw providea othvrwis�, an payrtNnri ►�cNwd by L�ndK untNr
<br />`"'�-��',� •1���7;;` paragiaptia t end 2 sASll be apptlad: ttet, to any prepayn�nt oharpes du�und�r th�Notr.e�oon0.to amounri p�yabw undK
<br /> :w����z,�;Y4''�'� � �
<br />�.t, •.+_�.�.�, peraqraph�thkd,to hterest due;tourlh,to prhopal due;and tast.to eny�ts oharpes dw undw tho Not�.
<br />�?�: 4. Cherse�; Llena. eorrower enea Ray aa �cos, asso�sm�b, ehap», fbes and impoakbns attrbut�bb M ths
<br /> ',�'���;j4��'�� PropeAy whbh mey attth prbrily over thfs SecurRy InaWment,and Isfsehotd p�yrtNnts or qround nnh,N any. 8onowK�haN
<br /> ��',`���+�I; pay these oOUpaUons h ths manner provklsd In parayraph 2, or B not p�tid In that mtnnK,Borrow�r �hatl p�y th�n On tYrN
<br /> `��°t".►n:�i.r.,
<br />--=�y;�•. directty to ths person owed peyrt�enA Borrowor shuU prompth tumish to Lender tY not�n ot amount�to b�pa�d undK thit
<br />°::: �-� - parapraph. It 9artowe� rtwkes these Mry�ts direatN� 8orrower shuq prompty tumbh to I.�nd�t neti�tt �vldM�olnp th�
<br />--.-�-_�-- �
<br />_,:....;::.~.� paYments.
<br />�`.°. �;""", Borrowx shal prompty disoharpe any Iien whbh hna p�to�ityr ove�thB Socurtty Inetrummt unl�ts 8orrow�rs (�I�prN� 1n
<br />-�t�s��� wrRlnp to tha payment ot the obltgatlon eeoured by the Ilen h a manner acwptabb to L�ndK; (b)oontuts In Qood itRh tho
<br /> ------°°°- Ilen by,or detends eyebst enfomemant of the uen M, ley�t proceedY�pa whbA b tAs I.rndM'� ophlon op�ab to prwrr►!th�
<br />�"`=='�`�°''�`'�'� enforoanent o! the Nen;or(o)soaures from ihe hoWe►of the Uen an�pn�n�nt�tbfaotory to t.�ndw eubordh�tNp ths INn to
<br />"'�'�°�� this Securtty insuument if Lender datQm�inos that eny part ot the Property b eubJ�¢t to s Iien whbh may attain prbrN�►aww thK
<br />"_��'-`�ti�t''''� Seeurily inetrument,Lender may 0hre 6arower a notbe identHyhp the tlen.Borrower ehtY satlay th�iMn or tatc�om Or mon of
<br /> - �....,,
<br />_-_--"���� • the aotbns set todh above wkhin 10 deys of the ptuhg ot notice.
<br /> �`��'�t� � � 6. Hazard or P�operly Inaursnoe. 8oaower shaU keep Ne inprovemente now aistinp or h�ttw�not�d on th�
<br />-�'�L+r-���,,�. � ' , !'ropefly hsured eyahst bss by flre, Aaxarde hotutled wkhln the te�m •axtended ooverape"and any othK h�rard�. hotudtnp
<br />=Y_������s q�, ' tbods or iloodhp,for whbh Lender�qutea Insurenca. Thb Ineurenoe shail be mahtahsd h th�amounb end(or th��riods
<br /> o:,,,;,�� that lenQar requires. Tha Msuru�ce caMer providhp the hsurence shait be ohosan by BortowK 8ubj�ot to UndN's�pprovai
<br /> ----=-�t�: , • . �•.� whioh sheil not be unreasonaby withheld. If Borrower inUs to mahtntn aoveraye daoribed oboW, I.md�r muy,at L�nd�t
<br />��` • option,obtah eoveraye to proteot LensbPa 8yhts h the Property h aeeordenae wfth paraprnph 7.
<br /> � '�"'��" Aq haurertcs p�9elaa end renewab shatl be eeceptable to Lender and ehall holude a etondud mort�pa o1�uN.L�nd�r
<br /> _°"„-r-�..��'—�`.��t. ,.
<br />=::__ ,., t shalt hava Ne rl�;".�t Qo hqid the poAciea and renewals. If lender requkes,8orrower ah�U promp2y qlw to Urtd�r aY nadpb of
<br /> _ �?�:^ti<��. � � � pald prort►Wma en�tanewat na±�es. in the ev�t of bss,Borrow�shail plve prompt notbe to ths Nauruto�otrtNr�nd L�ndK.
<br />'�:�:r.�,.;�: :�4 1mn��r.r�matc90�}ot bss 8 not made Prompty by Boirower. -
<br />�`� '� � ,C)nlese l.ereder and 8orrower otherwise ayree In wrRhp, tnsurenee prooseds shaN be epp9sd to r�estoratbn or npaY of th�
<br /> `" :e'��•'",;``,�
<br /> _ ;�.',1�`f Yj,% ?' Fraya�qr:afsmAgt�d,q the,restoraUon or repat ts e¢onomlaatiy teasble end Lendera seovrity b npt Ns=enrd. M th�►atontbn ar
<br /> � repair is rtot eeyAr,aaa3cnity teaslbia ot I.enders seou►Ry wouW be lessened,tho insurtnae proo�df ehaH b��ppiwd t0 th�tumf
<br />�•� '� '-+r�', � ' secured by tF��•�8ocurity insWment, whethe�or not then due, wRh any excess patd to Bortower. It Bonow�abmdon� tA�
<br /> �•; �;;,f!;f���;,..� � � Fcs�rly�ar '�a mat enswer wlthtn�Osye a notiae hom Lender that the hsurertce oarrler hns otteted to settb e atakn,th�n
<br />_�y.. y �, ,•�
<br />�.,..�ti,�,�;f,�;;.:;�� i�irter m't►y c��ci�4he hsurance proceeds. Lender may use the proceeds to repair or restore the PropsAy or to pay eums
<br /> y;, .:�;��:.t{��.:�'.,i;`;� s�aurad by 1b�,.8ecurAy lnstrumant,whether or not then due. The 30�day period will beph when the notbo k►pivan. -
<br /> • '�d�'N��c:•�..k�:;� • Unte�s t.gt►Ler end Borrower otherwisa aQree in wtfthg, any appibatbn of prooeeda to prho�al shttl not exbnd or
<br />;}v`r� '�'�S���F"Ft•. peraY�ons th0�atua date of tAe monthty payments reterired to in parnprepha 1 and 2 or ahanpe ths amount o}th�paymM�b. If
<br /> ,it.,'1��. : . . -
<br /> -:;,,fF. �. una'er Rarc�p�+21 the Property Is acquked by Lender, Borrowers rght to eny hauranoe poUoles and procseds raultirtp irom -
<br /> ,%�`" � � dnrtiage to the propeAy prbr to !he acquiaftbn ehetl pass to lender to tha wctent of the euma by this 3eourNy �mWmM�t -
<br /> +���.. . himediately Prior lo the ecqu�s�bn. �
<br /> ..•m � Q n�..�..��.. e.��....�s.w u�t..v..�....� �...i n.w��..Nww w1 Ur O.w....h•. Ow�sw+uu�a t�un -
<br /> _—_____ _____- v� vYVM�ISn�v�f •�vvV�va�nq ���oN���v� �uM .�vwv.�w.• �� �s ..�r�..�t �w.�..w � w...� _
<br /> ' Ilpplica4ton; Lee�Bbholds.Borrower shau oaaupy,sstabitsh, and use the PrapeRy as 8o�rowere prhotpal roald�no�wkhh �-
<br /> �. . ' sDdyr dttys after the exe�u8on ot this SeourRy Instrument end shall conthue to 000upy the PropeAy es 8arrovuwo prhoaat d.,
<br /> resfdence tor at teast one year after tAe date of 000upanoy,uniess Lender otherwise aprees In wrRlnp,whioh ooneent ehtN not �
<br />� • be unreasonaby wfthhetd. or unless e�denuathg alrcumstances ettist whbh are beyond 9orrowera controt. Borrower sht9 aot �,-
<br /> . destroy,�emage or tmpaU the Property,ailow the Property to decertorste,or commk waste on the Propert�r. BomDw�shnli�h
<br /> E
<br /> detauk U eny fodeBure aotlon or proceedMg, whether olvil or orYntnat,is begun that M Lendefs pood takh judpment oouid r�sult �.
<br />- � � t►foriekure of the Property or oMerwl90 materialty(mpalr tAO Ifen created by thb Seourily Instrument or Lertdor's eecurily Mtinat. F
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<br /> ' • FtSt0.lM�(t/97) Pap�4 ot 6 �
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