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ti0�20��3i <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />PAUL L BARKER <br />RONDA L BARKER <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />NEB�$�l — Single Family — Fennie Mae/Freddie Mac UNIFORM INS7'RUMENT Form 3028 1N1 <br />GCC - G3028-18 (09/Ol) (Page 18 of 19) <br />