201207135 - Laserfiche WebLink

Browse

�0120�� required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon pa}tment in full of all sums secured. by this Security Instrument, L.ender shall prompdy refund to Borrower any Funds held by Lender. 4. Charges; liens. Borrower shall pay aII taxes, assessments, charges, fines, a.rn� imposirions attributable to the Property which can attain priority over tt�is Secutity Instrument, Ieasehold payments or ground rents on the Praperty, if any, aud Community �iariQrc Dues, F�s, and Assessments, if any. To the extent that these items are Escrow Items, Burrower shatii gay them in the manner provicfied in Section 3. Borrower shall prompfly discharge any lien whic�: F�as psiority vver this Seeuriry Instrument ualess Bonower: (a) agrees in, writin,g to the payme�t of the �Iigation secured by the lien itc a manner acceptable to Lender, �UL OIII}� SO 20IIg 1S BOrIOWCf IS P�IfOLffitII� S61CFL 3�I�ffi�IIt (6) e.ontests the tien ia good faith by or defends against enforcemerc� of the �ien u�, Feg� pr�ings w+hicta ia Leader's opinioa operate tc� prevent the enforcement of the Iien vvfiile t�tose proc�gs are peac�in.g, but only u�tii s�clt pr�ings are conclude�i; or (c) se.cures fr�m the holcter of tfie Ii�rt aa agreement satisfactory tQ Lender subordiIIatiag the lien to tt�is Security I�t. If Lender c�etera�es tisat any part of the Froperty is subje.ct to a Iien which can attain priority over this Security T�at, �.encter may give Borrower a rn�tice identifyusg the Iien. Within 10 days of the date oa which ti� �cotic� is gi��e, �arro�rer shaS� satisfy the tie�n or take aae o� mcire of the action,s set forti� above in this 5ectioa �F. T,ender may require Borrower to pay � one-time charge fbr a re� estate t� verifcation andlor reporting service used by I�cier ig co�ectioa v�ith thi.c �an. 5. Property Insurance. �orra� shall keep tt�e improve�eats $ow+ existiag oE he�after eaect� Qa ti�e Property insurec� agaiffit Ioss by fre, ��arc�s iact� withiB the te�a "e�� c�verage," a� an�r other hazards including, hut not Iimite.c� to, �arthc�wa�es aac� ffoods, fo� va�iicli Le�r r�ires ins�r.ce. �is insurance shaU be maigtainec� in the amovats (i�r�iag d�d�ctibie Ievets) aac� f�r tfie p�aiocFs t� �.ern�er requires. What Lender rec}uires pursuant to t�ie p�ing sentenc�s c�n chatEge dz�riag t�te te�re ef the I.oaa. The insurance canier providing the i�suram� shaTI be chosea by Borrawer suhjeei to �nc�er's rigtit to disapprove Borrower's choice, wl�ich right shatT not � exercisec� unreasonably. �der may require Borrower to pay, in cQnne.ctioa with this Lo�n, either: (a) a ane-time charge for fio� �oae det�iva�ion, certification aud tsacicing �rvic,�; or (b) a oae-t'tffie cfsarge for £fc�od zone cfiete�tiog att� certi�catic�n services and subseguegt cF�ges each time r�piags or simiFar clsan.ges e�cc� �fiicJs reasaaably rr.�ght aff�:t such detemunatioa ar certification. Barravver sl�aSl aiso be responsihIe fer the payment of aay fees imposed by the Federal EmergeIICY Nian�geme�t Agency ia co�tion with the re`rievv of accy IIa�d zone determination res�ilting from au objectiore by IIorrower. If Borrower fails to maintain any of the coverages described above, Legder m�y c�htain insurance coverage, at Lender's option and Bonower's expense. Lender is unc�er no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shatl cover Lender, but might or might not gmteet Borrower, Bonower's equity in the Property, or the contents of the Property, against any ris&, flazard or Iiability and might provide greater or lesser coverage than was previously in effect. Borrower acl�owledges that the cost of the insurance coverage so obtained mighi significantly exc.eed the cost of insurance that Bonower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shatl be payable, with such interest, upon notice from Lender to Bonower requesting payment. NEBRASKA-Single Family-Fannie Mae/Freddie Mec UNIFORM INSTRUMENT Form 3028 1/01 VMP p VMPB�NEI (1105) Wolters Kluwer Financial Services Page 8 of 17