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�0120�� (C) "Lender" � Home Federal Savings and Loan Assn of Grand Island �encter�a Sav�ngs and Loan arg� aad existing under the Iaws of The St ate o f Neb r a s k a Lencier's address is 221 South Locust St Grand I sl and NE 68801 LeIIder is the benefieiary under this Security Instrument. (D) "T�stee" is U S Bank Tr�st Campany. Nationa� Assocation (Ei "bliote" means t�te promissory �te sigaed hy Borrower atid dat� �ugust 27. 20I2 . The Note sta�estF�Bc�rro�rezowvesLender �FfTRTY FIVE TFl�t1SllR4D FIII.� HUN�RED AND 00/I00 Dol�s (�T.S. $35. 500 . Oa ) pl�as inte�est. �rra�a+er has promised to pay this debt in regular Perio�e I'a�ments and to pay the �be 'rn futi �t Iater t1�an Se�itember Y. 2U42 . ��l "Propeely" mea�,s tfie property t� is descrf�d below uxcc�es the Ta�Ei�g "'�'raasfer crf l�ghts in the �� (�'a) �LQa[I� �4 t�I6 �L CVtC�II[� j?�t LZtB Nd4�, Z?ZiIS LIII�IeSt, 2� ��BL C�CS 2IIfi� 12L8 CI18LgeS d11E tiII(� 1� �OCe, 2� � S�lIY1S (�� Y)EI(� L�ti3 �'.ff6.. 'I1LY� �, ],3�FJ.S EIItCICS[. 6&�Y "Rid�s" me�s a� Rid�rs ta ttgs �t� �t dzat are exe�e� b�r Barrowes. '�e follov�g Ricfiers are to be exe�utec� by �arrower [c�eek i�x as apg�i�rle�: 0 E�ct�r�sta�sle Rate Rider Q Cd�tmiztivm Ric�er � Second Haa� Ri�er Q Eia�tl'��e Rider 0 Piaffi� Uait De�relogffie� Ri� � F-4 Fa�iIy Ri.c�er Q �� u� � �g�� C�7 �cS) e�+� I��FA Forr� E-3 (1) "A�el'�abis Eatro" meaffi alI caatroning applic�sIe fe�eral, staie and I� statutes, regulations, ordinances arn� �tive rul� and ordeFS (that Erav� the effe.cC �rf Ia�) as ��IB as � applic�ble finaI, non-ap�alable ludicia� c�ginio�. tJi "�on'�rn�nitY Assoeiation Dues, Fees, �f /�9ssessrrre�sts" means ait dues, fees, assessments and other charges ttiat are imgos� on Borrower or the Progeriy by a can�mircium association, homeowners association or sin�ilar organiaation. (K) "Ete�tronic Fur�ds Transfer" means any transfer of fuads, other tha�c a transaction originated by check, draft, or similar paper instrument, which is initiate.ct through aa e�ectronic terminai, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial irLSriturion to debit or cr�it an account. Such term includes, but is not limited to, point-of-saie trausfers, automated teller machine transactions, transfers iniriated by telephone, wire transfers, anti automated clearinghouse transfers. (L) "Escrow items" means those items that aze described in Secrion 3. (M) "Miseellaneous Proceeds" means any comgensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condirion of the Property. NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 VMP Q VMPBiNE) (1105) Wolters Kluwer Financial Services Page 2 of 17