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— <br />� <br />� <br />B � <br />� � <br />m <br />B - <br />� <br />- <br />— <br />— <br />— <br />� <br />� <br />.�; <br />�� t. <br />;� <br />�i <br />� <br />� � <br />��. <br />� g . <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />� `� <br />�� <br />� <br />� � <br />[Space Above This Line For Recording Data] <br />S� D <br />r C <br />� �, <br />�. <br />�- <br />�� , _ <br />m ,° ,. <br />:.r � 1 <br />�� � <br />- _, <br />r� <br />::� <br />� �7 � ''� <br />� �. <br />_ t` <br />i,. <br />fTi C <br />c� ��-- <br />_�! �3 <br />r- .:i <br />rr� <br />�_._. <br />�v <br />--� <br />c <br />t. _� <br />N <br />--r- <br />"{7 <br />� <br />L ) <br />f' <br />C L� <br />MIN:100416700021306098 <br />C7 C!� <br />O --� <br />C D <br />Z rn . <br />-� <br />-� o <br />��� <br />� <br />_r_ �T� � <br />;,. r <br />r .� � <br />f � EO�A <br />G� � <br />I} � <br />U� <br />cn <br />DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in <br />Section 16. <br />(A) uSecurity Instrument" means this document, which is dated August 23rd , 2012 , <br />together with all Riders to this document. <br />(B) `Borrower" is Jose Flores and Linda J Flores, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Box 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrumen� MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated August 23rd , 2012 . The <br />Note states that Borrower owes Lender One Hundred Eighty Eight Thousand Four Hundred Nineteen <br />and 00/100 Dollars (U.S. $188,419.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />September 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� °°Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(� �Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Ra.te Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(� `�Applicable Law" means a11 controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac iJNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 908342 Creative Thlnking, Inc. <br />N <br />0 <br />� <br />N <br />C:7 <br />� <br />� <br />� <br />F�-� <br />�� � �,, <br />� �� ' <br />GOT (00219e41) <br />