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�0�2��4�� <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, <br />Bonower is not relieved of Borrower's obligation for the completion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower <br />notice at the time of or prior to such an interior inspection sp�ifying such reasonable cause. <br />8. Borrower's Loan Applicafion. Bonower shall be in default if, during the Loan application process, <br />Bonower or any persons or entities acting at the direction of Bonower or with Borrower's l�owledge or <br />consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to <br />provide Lender with material information) in connecrion with the Loan. Material representations include, but <br />are:not limited to, representations concerning Borrower's occupancy'of the Property as Borrower's principal <br />residence. ,i . . <br />9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a <br />legat proceeding that migl�t significaatty afFect I.ender's interest in the Property andlor rights under this <br />Security Instrument (such as a proceeding in banl�uptcy, probate, for condemnarion or forfeiture, for <br />enforcement of a lien wluch may attain griority over tFris Security Instrument or to enforce laws or <br />regulations�, or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is <br />�easonable or appropriate to protect L.ender's interest i� the Property and rights under this Security <br />Instrument, includiag protecting andlor assessing th� value of the Property, and se,curing and/or repairing <br />the Property. �.eucfier's actions can include, but are nat limit� to: (a) paying any su.ms secured by a lien <br />wiuch has pri�rity over this Seeurity Instrument; N) a�.iing in court; and (c) paYing reasonable attomeys' <br />fees to pmt�t its inte� in the Properly az�lor rights vnder this Securit5r Insmiment, including its s�ured <br />gosition in a baIIi�ugtc�r proceeding. Securing the Pt�geaty inclucies, but is Bot limited to, entering the <br />Froperty to make repairs, change locks, replace or boazc� up c�oors aBd windows, drain water from gipes, <br />eliEnivate building or other coc�e violarions or dangervus conditions, and have utilities turned on or off. <br />Although Lender may take action under this Section 9, Lender does not have to do so and is uot under any <br />duty or obligation to do so. It is agreed that L,ender uscurs no liability for not taldng any or all actions <br />authorized under this Section 9. <br />Arry amounts disbursed by Lender under this �Ction 9 skall become addirional debt of Borrower secured by <br />this Security Instr�ment. These at�ounts shatl beas intere.st at the Note rate from the date of disbursement <br />and shall be payable, with such interest, ugon notic� from Lender to Borrower requesting payment. <br />If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If <br />Borrower acquires fee ritle to the Property, the leasehold and the fee title shall not merge unless Lender <br />agrees to the merger in writing. <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower <br />shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Bonower was required to make separately designated payments <br />towazd the premiums for Mortgage Insurance, Bonower sha11 pay the premiums required to obtain coverage <br />substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/O7 <br />VMP Q VMP6INE) (7105) <br />Wolters Kluwer Financial Services Page S of 17 <br />