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<br /> S. Hazued oj• Nraperty lnsuru�tce. Ht�rr�»�•�r yli�dl I�bcp thc intprur•�mt+nl� no�v oxi.rting ��r h.:rcaf'tcr cccctcd an tl��
<br /> Pru}xny insured uguinst Inss by ��c, Ii1V11P►I1 Illl'Iplll'lI�VIIIIIII llll' terut "eKie�tdcd euvcra.q;c°�+nd c►ny aiher Iruurdr. includln}�
<br /> n�,�,ay�,r n„��ai���. li�r whirh lAndcr r�yuircti lurw•:mrc. 'Thiti intiurunrc�I�aU hc maint�ifncd I�i tI�G�mn►iunln m�d f,+r tlic�xrind,
<br /> thut IAndcr rcHuirc,.'Phc iutiuran�c ciu•rier providin� thc in�ur;uuc�liull ln.h„�cn hy Iinrt��,KCr �ui�luat ur ��un�icr'.r.�ppruvul
<br /> which�1�a11 nut iu onr�a,onuhly �vitlzheld. If Hurrowrr ii�il, tu ivaiutui�► .uvcr:igc duncrib�d ��huvv. L.�ndur may,ld l.cndcr'ti
<br /> aptian.«htidn c�nrruge tu pn�tert l.en�ler's rigl�ty i��the Prn4krly in ac�•��r�lanc��wiU�par•rgruph T. .
<br /> All in.ruru�tce poiicies und renewulw xhull he ucreptable w I.ender caiJ�;h�►II inrludy i� st�ire�ird manguga c1uuF,�. t,.ender
<br /> nhall hi�vc tlic�ight to ha�d thc policics und rcncwatr. tf L.c�id�:r reNuir�w. �u��awet,huli pron�pt{y givc t��[w:ndcr�I!•rc�aipis uf �
<br /> paisi pmntiumti ui��l nnewtd nntices.In the evern of I���s, Horruwer tihull give pn+mpt notice to the insumn��e careier and l.ertder.
<br /> I.endcr nwy m:ikc prrn�f of lUSS if nn�mudc prrnnptly by Bnrc�iwcr. �
<br /> Unless l.ender und Sarru�ver othenvisc agrcc in wrlting. insur.mce prceeeda shul!ba uppliGd ta restur�tiAn or repair of the
<br /> Property dama�ed.if the restoration ur�epuir is economicaily feasible und Lertder's security lu npt lesserted. If the rest4ration or
<br /> repair is not economicutly feasible or l.ender's securlty wuuld be lessened,the inr,ur�nca proceed.y shall be upplisd to thn sums
<br /> �ecured by this Security Instn►ment, whether or u�t then due, wlth ,u�y excess paid �o Sorro�er. ti �or�v�var abandons the
<br /> Property,or does not ans�ver within 30 days a nottee from[xnder that the insurance c�urrisr hs�offered to setd4 n claim.then
<br /> l.ender may collect the insurance proceeds. i.ender may use the praceedx to repair or restom the Propotxy ar to gay sums
<br /> secured by this Securlty Instrumen�whether or not then due. The 30-day period witt begin�vhen the notice is given.
<br /> Uniess ixnder nnd Burrower otherw9se ugree in writ3na, any application of procee►is to pdncip�l shnll not extend or
<br /> postpone the due date of the monthly paycnents referred to in puragniphs 1 and 2 or chnnge the amount of the payments. If
<br /> under paragtaph 21 the Property is ucquired by Lender, BorrowePs dght ta any insuranre policies atrd ptCCeeds resulting ftom
<br /> damage to the Property prior to the acquisitton shall pass to Lender to the ext�nt of tha sums secured by d�is Security lnstrument "
<br /> immedisitely prior to the acquisirion.
<br /> 6.Ooaipancy,Preservation,AL�intenaace and Protect6on of tlee Peopertyq�rrnc�,rar's laan A�pl€cution;I.easeholds.
<br /> Borrower shal!occupy.establish.aad use the Pm�ercy as Borrower's priaei[�ad residenec widtin sixky�d�ys aPier tke execution of
<br /> this Securiry Iastniment aad shall oontinne�o accupy the Property as$�r.r4wer's principal tesidanac fpn at least one year after
<br /> the date of occupancy.unless Lender otherana:agrees fn writing. which�cads�nt shal!aot be nnreasonably�vrithheld.or unless
<br /> extenuatIng circumstanccs exist which are beyond Borrower's contxol. iierrower shal! not destroy, damzige or impait ttee
<br /> Praperty.allow the Property to deterIorate, or commit waste on the Arogeriy. Bornower shall be in default if any forfcitune
<br /> action or pra,�eeding.whether civU or crfminal.is begun that in I.ender's g�ad faith judgraent could result in forfeiwre of the
<br /> Property or otherwise materially impair the lien created by this Security Iuet�ont or Lender's secvriny�inte�st. Bornnwer may
<br /> cure such a default and reinstate,as provided In parageaph l8,by causidg•tba.'a�c'son or proceediug w bs diamissed with a niling
<br /> that, jn I.ender's good faith dsierminatton. precludes fort�tln�re of the xorrower's inrantsc in ths Bt�gemr or ocher umt�riai
<br /> impairwent of the l�en created by this Security Iusmunent ar i,ender's security interast:�orrower shall also be ui.dafault if
<br /> Borrower�duning the loan application process.gave matedaL[y fft�99e or inaccurate informae�n or stat�m�ata W I.�ender(aas falled
<br /> to provIde Lender with any materlal information}in conne�kiinn with the loan evidenoad by the Nate.�c�ic�ucl�ng.�Aut�mat limited
<br /> to.cepresentations a�nc�ming Hornower's occupancy of the�roperty as a principal residence.If thls S�curity in9m}ntcnt is on a
<br /> leasehold. Boirower'�fiP�atl oampiy with all the provisIons o�the tease. If Bortower.acgtrires fee tit�e to the Atopietty. the
<br /> leasehold and the fee�iYYe sl�all aot merge urilesg I.end�.r agrees w the merger in writing. .. �
<br /> 7.Pe+otection of g.en�er's I�ights in the Proper�ty.If$orrower fails to�erform the covenaats and agreements oo�tained in
<br /> this Security Inswuiem,or there is a legal pmoeeding that may significantly affect I..ender's rIghts Ia the Property(such as a
<br /> prooeeding in bankrupuy.probate,for condemnatlon or fodeihuue or to enfi�rt�e laws or regulations).then T.e�er may do aad
<br /> pay for whatever is neoessary to protect che value of the Property and L.ender's rights in��►e Property.Leader's actions may
<br />_ include c�ayin¢any sums secured by a llen which has p�odty over this Sacurlry Instrumem. appearing in court, pay�g
<br /> reasonpt�le•suomeys'fees and enterIng on the P¢nperty to make rapairs. Althongh Lender.may.take action under this paragraph
<br /> � �� 7.Lender doCs not have to do so. ' `
<br /> � Any amountS,dlsbwsed by Lender under t�is paragraph 7 shail become additionat debc of�orrower seru�ed by ttus ,
<br /> Security Instiume�pt..Umless Bonower and Lender agrce to other tcnms of payment. thesQ amounu shtill bear Iaterest from the �
<br /> date of disbwsem�nt�t the Note rate and shall be payable. with interest, upon noace from Lender to Borrower�+equcsti�ng �'
<br /> payment. .•�
<br /> S.Mortgage Insuranae.If Lender requited raortgage Insurance as a condition of mNrin$the loat�.,secured by this Secudty ,
<br /> Iashument, Borrower �hall pay the premiums requirecl to cnaintain the mor2�age insuranee,ln effeet: Ifs for any reason. the .
<br /> mortgage insura�nec coverage required by I.ender lapses or ceases to be in effect,,Bornower ahaU pay the premiums required to
<br /> obiaitl_�cnverage stllistantiaUy equivalent to the mortgage insuiance previously in et�ect,at a cost stlbstan1fa11y equivalent to th�
<br /> oost to'Boirower of the raortgage insuranoe previously in�. from an altemate mottgage insurer,appmved by I.eader. If
<br /> substaiatia�,y equivalem mortgage insurance ooverage is not arrailabie,Borrower shall pay to i.en�zr each inonth a suai equal to .
<br /> on�ttvelflt�of ths yearly mortgage insurance premium being paid by Borrower when the iustuaaae oaverage lapsed or ceased to
<br /> be in�e4�ect.L.ender wlll aceept,use and retain Lhese payments av a loss resetve in lieu of martgage ituurartcg. Loss reserve .
<br /> Form 3028 9/90
<br /> Mpe 3 ot 8
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