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20�207009 designated a substitute notice address by notice to Lender. Bonower shall promptly notify Lender of Bonower's change of address. If Lender specifies a procedure for reporting Bonower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Se,curity Instrument at any one time. Any notice to Lender sha11 be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Seeusity Instru,ment shall not be deemed to have be,en given to Lender until actually received by Lender. If any norice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 16. Goveming Law; Severability; Rules of Construction. This Security Insmiment shall be govemed by f�eral law and the law of the jurisdicrion in which the Property is located. All rights and obligarions contained in this Security Instrument are subje,ct to any requirements and limitations of Applicable Law. Applicable Law might expIicidy or implicitly allow the parties to agree by contract or it might be silent, but such silence sha11 not be construed as a prohibition agaiv.st agreement by contract. In the event that any grovision o� �Zause of this Sec�ty Tnstr�ment or the Note confiicts with Applicable Law, such conflict shall IIvt affect other provisions af this Security Tnstruinent or the Note which can be given effect without the �IIid.i�g provision. As used is thi.s Security jnstrument: (a) words of the mascutine geIICiea sP�atl mean and include corresponding nevter vvor�ss or vrrorcts of tfie feminiae gertder, (b) words in the singu��r shail mean and i�Iude the plural �fi ��reasa�; aa� (e) tfie ward "m�y" gives so�e discretion �+i�fio�t aay obligation to take any action. 17. Bevrcrvver's �py. Bvrrovves s�ia1T t� giv� o� copy of the Not� � of this Security Instrument. 18. 7'ea�tsfer of tfes Preperty ar a�esas�ceat lnterest in �orrowe�r. As used in this Sectian 18, "Interest in the Progerty" means any lega� o� i�cef�iaF utterest ia the Pre�aty, inctudisig, but not limited to, those beIIefic� �ts tcansf�rr� ia a boad fos deed, co�traci for dee�, installment sales contract or escrow agreement, t�e intent of wluch is the tr�sf� of titie by Borro�r at a future date to a purchaser. If aII or any part of the Froperty or any Interest in the Property is sol� or transferred (or if Borrower is not a nat�u�al person and a beneficial interest ia �orrower is sold or traas€erred) without Lender's prior written co�sent, �er maY re�uire imm�iate PaYmeIIt i� fiilI of aII s� sec�ued by this Security Ir�strument. �owever, tT�s option sha11 not be eacercise,ct by Len,der if such exercise is proIvbited by Applicable Law. If P.ender exercises this option, Lender shall give Borrower notice of acceleration. The norice shall provide a gerioc� of not less than 30 days from the date the notice is given in acxordance with Sectian 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any rem�ies permitted by this Security Instrument without further notice or demand on Bonower. 1S. Borrower's Right to Reinstate After Accelerafion. If Bonower meets certain conditions, Bonower shaZl have the right to have enforcement of this Security Instnunent discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions aze that Bonower: (a) pays Lender all sums which then would be due under this 5ecurity Instniment and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attomeys' fees, property inspecrion and valuation fees, and other f�s incurred for the purpose of protecting Lender's interest NEBRASKA-Single Family-Fennle Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/O7 VMP � VMP6(NEl (1105) Wolters Kluwer Financial Servic� Page 12 of 17