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�0120�0�5 <br />(C) "Lender°isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of T h e S t a t e o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand I sl and NE 68801- <br />L�nder is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack, Attorney <br />(E) "Note" means the promissory note signed by Bonower and dated Au g u s t 21, 2 012 . The Note <br />states that Borrower owes Lender TWO HUNDRED TWENTY THREE THOUSAND SI X HUNDRED <br />FIFTY AND 00/100 <br />Dolla,rs (U.S. $223. 650 . 00 ) plus interest. Borrower has promised to pay this debt in regulaz <br />Periodi� Payments and to pay the debt in full not Iater than Septembe r 1, 2 02 7. <br />(F) "I�coperty" means th� property that � described below under the heading "Transfer of Rights in the <br />Lll}�� p <br />(QaF "�@an m�ans tlie debt evidence� by the NoLe, plus interes�, �y pFepayment charges and late charges due <br />iuider the Note, arni alI sums �ue �nder ti�is Security instr�me�, pIus interest. <br />�H) "Riders" means aI1 Rider� to tT1is Se�uity Instrument tt�at �re executed by Borrower. The foIlowing Riders <br />are to be eAec� by �orrower Er�k t��c as applicablej: <br />Q E4.d�us�able Rate Ri�eer 0�o�tdominium Rider � Second Home Rider <br />Q B�oo� Rider Q PPauaed [Jnit Developmeat Rider � 1-4 Family Rider <br />0�A Rider Q A��v�kty Payment Rider 0 Other(s) [S1�ifY1 <br />(la "Applicabte Law" n�eans atl controllluuig appIicable federal, state and lacal statutes, regulations, ordinances <br />and administrat�ve ruies and orders (that have the effect of iaw) as well as all applicable f�nal, non-appealable <br />juc�icial opinions. <br />�J) �'C@Ittb1'tltRftj/ ASSQCF��ID1� De!@S, �es, and Assessments" means all dues, fees, assessments and other <br />charges that ar� imposed on Bonower or the Property by a co�ominium association, homeowners <br />association or similar organization. <br />(K) "Eleetronic Funds Transfer" means any transfer of funds, other than a transacrion originated by che,ck, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers iniriated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Secrion 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />NEBRASKA-Single Family-Fannle Mae/Fraddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP6INE) (1105) <br />Wolters Kluwer Financial Services Page 2 of 17 <br />