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20120�00� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and rec;orded with it. <br />,/?-/ � <br />� %���� (Seap <br />a u -Borrower <br />� (Seal) <br />Suzan J Pal -Borrower <br />(Seal) <br />-Borrower <br />ESeal) <br />-Borrower <br />� Refer to the attachecfi �gnature Addendzem for additional parties and signatur�s. <br />NEBRASKA-Single Family-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP � VMP6WE) (1105) <br />Wohers Kluwer Financfal Services Page 16 of 17 <br />