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201207000 iC) "Lender" is �LLS FARGO BANR, N.A. Lender is a �TIONAL ASSOCIATION organized and existing under the laws of THE Lender's address is 101 NORTH PSILLIPS UNITED STATES AVENUE, SIOIIX FALLS, SD 57104 Lender is the beneficiary under this Securiry Instrument. (D) "TtuSt@e" is �LS FARGO FINANCIAL 1JPiTL BNR (E) "Note" means the promissory note signed by Borrower and dated AIIGIIST 17 , 2012 . The Note states that Borrower owes Lender ONE EUI�IDRED SEVENTY TSREE THOIISAND ONE HIINDRED SIXTY EIGBT AND 00/100 Dollars (LT.S. $***'�*173,168 . 00} plus interest. Barrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not la.ter thansEP��'R O1, 2027 . �F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property " (G )"Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and Iate charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that aze executed by Borrower, The following Riders are to be executed by Borrower [check box as applicable]: � Adjustable Rate Rider � Condominium. Rider � Second Home Rider � Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider ❑ VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specify] (1) "Applicable Lew" means all controlling applicable federal, state and local statutes, regulations, ordinances and administradve rules and orders (that ha.ve the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Ques, Fees, and Assessments" means all dues, fees, assessments and other charges that aze imposed on Borrower or the Properly by a condominium association, homeowners associadon or similaz organizadon. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar pager instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial instilution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automa.ted teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse trausfers. (L) "Escrow Items" means those items that aze described in Section 3. (M) "Miscelleneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by any third pariy (other than �nc,�*ance proceeds paid under the coverages describEd in Section 5) for: (i) damage to, or destruction of, the Properiy; (ii) condemnation or other taking of all or any part of the Progerty; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Proxrerty. NEBRASKA-Singla Family-Fannia Mae/Freddie Mac UNIFORM INSTRUMEM Form 3026 1/Ot yMp � VMPB�NEI (11061.00 Wolmrs Kluwar Financfel Services Page 2 of 17