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<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />NMI.S COMPANY IDENTIFIER: 446443
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<br />AFTER RECORDING RETURAT TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street � �j �
<br />GRAND ISLAND, NE 68801 � ,5 °
<br />(Space Above This Line For R�ording Data)
<br />DEED OF TRUST
<br />(PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br />BY THIS DEED OF TRUST)
<br />THIS DEED OF TRUST ("Security Instrument") is made on August 15, 2012. The grantors are BRYAN L
<br />RABER and TRACI A RABER, HUSBAND AND WIFE, whose address is 2221 MACROON ST, GRAND
<br />ISLAND, Nebraska 68803-1542 ("Bonower"). Borrower is not necessarily the same as the Peraou or Persons who
<br />sign the Equity - Line of Credit ("Contract"). The obligations of Borrowers who did not slgn th� Contract are
<br />explained fiu'ther in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The irustee is Arend R Baack, Attorney whose address is P.O. Box 790, Grand
<br />Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br />Island, wYuch is organized and existing under the laws of the United States of America and whose address is 221
<br />South Locust Street, Grand Island, Nebraska 68801("Lender"). BRYAN L RABER attd TRAGI A RABER
<br />have entered into a Contract with Lender as of August 15, 2012, under the terms of which Borrower may, from
<br />time to rirae, obtain advances not to exceed, at any time, a***MAI�IDVIUM PRINCIPAI. AMOUNT
<br />(EXCLUDING PROTECTIVE ADVANCES)�** of Ten Thousand and 00/100 Dollars (U.S. $10,000.00)
<br />("Credit Limit"). Any party interested in the details related to Lettder's continuing obligation to make advances to
<br />Bonower is advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract
<br />with Lender will be due on August 15, 2017. This Security Instrument secures to Lender: (a) tha rapayment of the
<br />debt under the Contract, with interest, including future advances, and all renewals, extensions aud modifications of
<br />the Contract; (b) the payment of all other sums, with interest, advanced to protect ttie security of this Security
<br />Insirument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrwnent and the Cantract. For this
<br />purpose, Barrower, in consideration of the debt and the trust herein created, irrevocably grants aud conveys to
<br />Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, State of
<br />Nebraska:
<br />Address: 2221 MACROON ST, GRAND ISLAND, Nebraslca 68803-1542
<br />Legal Description: LOT FIFTEEN (15), JEFFREY OAKS EIGHTH SUBDIVISION, IN THE CITY
<br />OF GR.AND ISLAND, HALL COUNTY, NEBRASKA
<br />TOGETHER WITH all the itnprovements now or hereafter erected on the property, and all easements,
<br />appurtettances, and fixtures now or hereafter a part of the property. All replacements and additious sball also be
<br />covered by this Security Instrurnent. All of the foregoing is referred to in this Security Instrumeut as the
<br />"Property."
<br />BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Properiy and that the Properiy is unencumbered, except for encumbrancea of record.
<br />Borrower warrants aad will defend generally the title to the Properiy against all claims and demauds, subject to
<br />any encumbrances of record.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Other Charges. Bonower shall promptly pay when due the princlpal of atid
<br />interest ott the debt owed under the Cotttract and late charges or any other fees and charges due undsr the Contract.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall meau all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules aud orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 200M2011 Compliance Systems, Ipc. 9BAD•SB9D - 2011 L2.0.485
<br />Consumer Real Estate - Seattity Ioskument DL2036 Page 1 of 5 www.wmpliaaceaysteuav.com
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