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20�206937 <br />(e) Business Interests: To conduct or participate in any_ �awful business • of whatever nature <br />for me and in my name; to execute paztnership agreements and amendment� thereto; to <br />incorporate, reozgauize, merge, consolidate, recapitalize, sell, liquidate or dissolve any <br />business; to elect or employ pfficers, directors and agents; to carry out the provisions of <br />any agreement for the sale of any business interest or the stock therein; and to exercise <br />voting rights with respect to stock, either in gerson or by proxy, and to exercise stock <br />oprions; <br />(fl Safe Deposit Boxes: To have access et any time or times to any safe deposit box reated <br />by me, wheresoever located, and to remove all or part of the contents thereof, and to <br />surrender or relinquish said safe deposit box, and any institution in wluch any such safe <br />deposit box may be located shall not incur any liability to me or my estate as a result of <br />pe7m.iiting my Agent to exercise this power; <br />(g) Power to Hold Propertv and Make Invesiments: The power to hold or acc�uire any <br />property, real or personal,, or securities, regazdless af whether such property or securities <br />are a so-called "Legal" investment, where such cotase is, in the said Agent's opinion, for <br />my best interest; <br />(h) Power to Borrow: To barrow any swn or sums of maney on such terms (includi.ng the <br />power to borrow against the cash surrender value of any li.fe in�,,,-ance policy issuec3 on <br />my life), and with such security, whether real or personal property, as my Agent may <br />think fit, and for that purpose to execute all promissory notes, bonds, mortgages, deeds of <br />trust, security agreements, ,and other instruments which may be necessary or proper; <br />{i) isclaimer: To exercise or release powers of appointment in whole or m part �d to <br />disclaim or renounce in whole or in part any interest that I might otheravise hav� as a joint <br />owner, beneficiary, heir or otherwise and in exercising such discretion, my Agent may <br />take into account such matters as shall include bnt shall not be Iimited to aay reduction in <br />astate or inheritance taxes on my estate, and the effect of such renunciation or discla.imer <br />upon persozts interested in my estate and pezsons who would receive the renounced or <br />dasclauaed property; <br />(j) Trusts: To transfer, assign and convey any property or iaterest in property, the Iegal or <br />equitable title to which is in my name, to any trust of wlzich I azn the primary beneficiary <br />during my lifetime and under the fierins of which I expressly have the power to amend or <br />revoke such tiust, and to exercise any zight of withdrawal of income and/or pri.ncipal <br />which T may have pursuant to the tertns and conditions of such trust, whether such trust <br />was created before or after the execution of this power of attorney; <br />(k) Power to Chanee Beneficiaries on ,Any Insuran.ce Policies on mv Life: To change the <br />beneficiaries on any insurance policies on my life; provided, however, that neither such <br />right and power, nor any other rights and powers, shall be exercisable with respect to any <br />policies of life insuzance which may at any time be owned by me on the life of my Agent <br />herein na�ed. � <br />-3- <br />