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<br /> 3 'POt3ETHER WITH aU the impmvements now ar hercafter erected on the property. and all easementa. _
<br /> appurtenances, and fixturea now or hereafter a part of tbe prop�ny. A11 replecemcnts and additions shaq elso be _.
<br /> ' ' � covered by this Security lastnunent. AIl of the foregofag is refee�ed to in this S�curiry Instrument as the "Property." -
<br /> � BORItOW6R COVBNANTS that Boaower is lawfulty selsed of the estate hereby coaveyed and has the right to
<br /> .� �� graat aad convey the Property and that the Property is uneacumb�red. eacept for encwabrances �f record. Borrowcr -
<br /> . watraats nnd wHl defenA�eneraily the titte ro the Property agalnst all claims and demands, subject to any encumbrances =
<br /> •, , �.°� of record. _
<br /> �. • J� THIS SECURITY INSTRUMBNT combines uniforaa covcmants far national use and non-uniform covenants with �
<br /> _ � limited varlatlons by jurlsdictIon to constitute a unifotm secudry lnsuucnent covering real praperty. _
<br /> ���• UNIFORM COVENANI'S. Bonower and Lender coveaant and agree as follows: =-
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<br /> � �� �. Payment of Princlpal aud Inte�t: PrepaYmau and Late �ar�es. Borrower shall pmmptly pay when due the R.
<br /> �� �''��� �xinci,��of and interest on the debi evidenoed by the Note and any prepayment and late charges due�nder the Note. :
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<br /> �, Fund�fc�aaxes amt Insuranne. SUbject ta applicable law or to a wrItten waiver by Lender. Barrower shall _
<br /> '�. ,,;�•.�. J��y eo Lender on tbe day�monthly paymeats ate due under ihe Note, untU We Note is paid in fl�ll,a sum("Fuuds")
<br /> '�+;;,��;`.�:�':i'`���`ti�r f�r: Fa) yearly taxes and assessmente wht�h may attaiu priority over this Socudty Insmiment as a lien on the Ptoperty;
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<br /> " ��� 's" {' (b) yearly leasehold payments or ground rEmts on the Property, if aay; (c) yearly hazazd or prnperty insurance
<br /> s�t.;�,�;�;�.:t,�i,'' � prciaiums: (d) Yearly flood insurance pnmiums, if any: <e) Yeatly mortgage insurence premiums. if any:and(�anY
<br />= sums payable by Borrower w I.ender, in accotdance witd the pmvistona of paragraph 8.!a lieu of the payment of
<br /> . ntorigage insivance premiums. 'lhese items are calted "Escmw Items." Lender naay,at any tItne. collect end hold
<br /> . ». Fuada in aa emouat not to excee�l the maxGnura ernouat e lender for a fedcrally related xaortgsge loaa may require
<br /> �'' � �".. for BQrrower's escrow account under the federal Rea! F.state SFtdement Pracedurea Act of 1974 as amended from dme
<br /> to time. 12 U.S.C.�2601 et seq.("RESPA"), uniess another law thnt applica to the Funde sete a lesser amount. If
<br /> �, - an, Lender may� at any time. coltect and ho1Q Fuada in en amount not to exrecd the lesser arnount. Lendcr may
<br /> L estimnte the amount of Funds Auo on the busls of currcnt duta ond reusonubic estimutes of cxpenditures af fLture
<br /> � ' Bscmw Items or othecwise in accordnnc� with npplieabie law.
<br />��'. The Funda shall be held !n un inatitution whose deposlte aro Inaured by a fc�deYal ageacy�lastnunentaltty. or entlty
<br /> ''i�. .�' (inctuding Lender� if Lettdcr !a such an iastitudon) or In any Federal Home l.oan Bank. I.ender shall apply the Fuads
<br />-�:;;..��:'', to pay the Escrow Items. I.ender may not charQe Borrower for holdiag aad applying the Fuada� emtuelly aaalyzlns
<br /> ="'S'""`'' the escrow accouut, or verlfying the Escrow Itema, ualess Lender pays Borenwer iaterest on the Fnnnds aad applicable
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<br /> :;..���.: . law i� Leadts ta malx snch s rhar Howev�r.L�ad�r n� r_� ulr? E�►rn►wer t� a ene.time ci�ar for an
<br />�.��;���;�•,;:•:;,�: . Fersut S�• Y � 119Y �
<br /> �r?.� , indepeadent ceal estete tex reporting servtce used by Lender in conaeetIon wich this loan. uNess applicabt¢ taw
<br />��r,'° �'°,�{r ' pmvides othetwlse. UWess aa agreeraent is msde or appUcable taw requires Intcrest W be patd, Leader shall nflt he
<br />�`-��(+'�. • required w pay Borrnwer any iaterest or earninge on the Funda. Borrower and I.ender may agree in writiag,t�owever.
<br />—'� �' t h a t i n t e r e s t s h a U b e p a t d o n t h e F u a d s. L e n d e r a h a l l g i v e t o B o r ro w e r, w i t h o u t c h a r g e.a n a n n�a a l a�n u n t i m g o f t h e
<br />-��`°►�T?�� Funda. ehowing credtts and debits w the Funds aad the purpose for which each debit to the Funds was m�sle. 'Ihx
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<br />�4��`��;-.";� Funds are pledged es addidonsl securlty for all sums secuted by th[� Secudty Insuusnent.
<br />��.;'F�� If the Funds held by I.eadea exsced the ava�unts permttted tm be helal by applicable law,Leader shall account w
<br /> ""'"" ''� " Borrower fos the exc¢ss�uwds un acflordarnoF xvn4h the requir�men¢� o�f applicable [a�v. Ifthe tun��a�t of the Fuads held
<br /> T'�- ,� Y by lxnder at aay tiar2 is noi sufficient tv.pay,�e Escrow Iteuu when due.Lender may so notiffy'B4zc+or�er lu writing,
<br />���.t�rin'.4:25r 1 'dIl�.ia such case Borrower sh�3��ay w I.endor We ataou�.t necessary to make up t�s deflcienag- :IDaxa�wer:s4�a�1 ma�ce . � .
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<br /> -� -=��::j�w� u p t h e d e fi c i e n c y l n n o r�r c t ri a a t a r�l v e u a o n t t d y p a y m e n t s� a t L e n d e c s s o l e d i s c s�:�i n n. . , .•, .
<br />��� Upon payu�ectt in luli uf ui1 au�us secus�d by this�.,ctvtFty Iflstsutnet►t. ixnAer �ehsDl prom��3�r eeftutd to'Borsvwer �
<br /> �����•�= any Funds held by Leader. If.under pnBagraph 21.Lender sbaIIi ac�►ire or sell the Proper�+, �tRader, prlor to the
<br /> -------��=--� � , acquisitioa or sale of the Property. shait.app3y eny Fw�ds held by Lernder at the tiaae of acquisidqn or sale as a credit
<br />--�---- against the sums secured by thia Security Iiastrumeat.
<br />_�:� 3. Applic�tioa o:Paymeats. Unless applicab2e lasv provides othenvise. all payments received by I.eader under
<br /> =-�'r:y;o .�� � , paTagraphs 1 and 2 shall be applied: first;xm amy p:epayment charges due uader the Note:secon�,W amouats payable
<br /> - under paragraph 2;third. to interest du�; �auqch, to princ[pal due;and last,to any late charges due,under the Note.
<br />���a� 4. t�atgea; I3eas. Borrower shalt'pay alY taxes,assessmeats. ci�arges. lin�s and imposat3ons •ata�i�butable to the
<br /> ----- Property which may attaia prlortty over this Seeutt3�y 4astruraant, aad leasehold payments or�ttund i+a�ts, if any.
<br />�..�e,�-_�;� Bon+nwer shall pay these obligations ln the �nner .providea! in�patasraph 2.or if not paid ia t�at manner, Borrowcr
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