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201206909 <br /> Parcel ID Number: 400155354 which ciurently has the address of <br /> 1924 Freedom Dr (scYeec� <br /> Grand Island (Ctry). Nebraska68803 �ztpcode) <br /> ("Property Address"): <br /> TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements, <br /> appurtenances,and fixtures now or hereaiter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument.All of the foregoing is referred to in this Secttrity Instrumeut as the <br /> "Property." Borrower understands and agees that MERS holds only legal title to the interest granted by Borrower <br /> in this SecuriTy Instrument,but, if necessary to comply with law or custom,MERS(as nominee for Lender and <br /> Lender's successors and assigns)has the right:to exercise any or all of those interests,including,but not limited <br /> to,the right to foreclose and sell the Property; and to take any action required of Lender including,but not <br /> limited to,releasing and canceling this Sewrity Instrument. <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby wnveyed and has the right to <br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and deatands, subject to <br /> any encumbrances of record. <br /> THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform <br /> covenants with limited vaziatious by jurisdiction to constitute a unifortn secwity instrument covering real <br /> property. <br /> Uniform Covenants.Borrower and Lender covenant and agree as follows: <br /> 1. Paymentof Principal,lnterest, Escrowltems, PrepaymentCharges,and LateCharges.Borrower <br /> shall pay when due the principal of,aud interest ou,the debt evidenced by the Note and any prepayment <br /> charges and late c6arges due under the Note. Sorrower shall also pay funds for Escrow Items pursuant to <br /> Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. <br /> Howevey if any check or other instrument received by Lender as payment under the Note or this Securiry <br /> Instrument is returned to Lender unpaid,Lender may requ've that any or all subsequent payments due under <br /> the Note and this Securiry Instrument be made in one or more of the following forms,as selected by Lender: <br /> (a)cash; (b)money order;(c)cer[ified check,bank check,treasurer's check or cashier's check,provided any <br /> such check is drawn upon an institution whose deposits aze insured by a Federal agency, instrumentality,or <br /> entiry;or(d)Elechonic Funds Transfer. <br /> Payments aze deemed received by Lender when received at the location designated in the Note or at such <br /> other loeation as may be designated by Lender in accordance with the notice provisions in Section I5. <br /> Lender may return any payment or partial payment if the payment or partial payments are insufficient to <br /> bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan <br /> current,without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial <br /> payments in the future,but Lender is not obligated to apply such payments at the time suc6 payments are <br /> accepted. If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest <br /> on unapplied funds. Lender may hold such unapplied funds uutil Borrower makes payment to bring the Loan <br /> cnn•ent. If Borrower does not do so within a reasonable period of time,Lender shall either apply such funds <br /> or retnrn them to Borrower. I£not applied earlier, such funds will be applied to the outstanding principal <br /> balance under the Note immediately prior to forecloswe.No offset or claim which Borrower might have <br /> now or in the future agaiast Lender shall relieve Botrower from making payments due under the Note and <br /> this Security InsWment or performing the covenants and ageements sectued by this Security Instrument. <br /> NEBRASKASInqle Femily-Fannie Mae/Fretltlle Mac UNIFORM INSTRUMENT WITH MERS Fortn 3028 1/01 <br /> VMP� VMPBA(NE)(1705).00 <br /> Wolters qwrer Finenclel Services Page 4 of 1] <br /> ii���i!!�i i iii iiiiii i���i�i�ii i ii i i i i i i iiiii iii <br /> fG �1 <br /> l� <br />