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201206�7i <br />NOTICE TO BORROWER <br />Department of Veterans Affairs regulations at 38 C.F.R 36.4337 provide as follows: <br />"Regulations issued under 38 U.S.C. Chapter 37 and in effect on the date of any loan which is <br />submitted and accepted or approved for a guaranty or for insurance thereunder, shall govern the <br />rights, duties, and liabiliti� of the paities to such loan and any provisions of the loan instruments <br />inconsistent with such regulations are hereby amended and supplemented to conform thereto." <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in tlus Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />'� ' (Seal) <br />ROBERT L . LATHEN 'BOnO""� <br />_ (Sea1) <br />-Bonower <br />— �S�) <br />-Borrower <br />Witness: <br />� / / � <br />�/ I� _ J� " �.��� �'J - , <br />" , :. � - <br />��� <br />Witness: <br />— � <br />-Bonower <br />— � <br />-Borrower <br />NEBRASKA-SingIeFamlly-UNIFORMINSTRUMENT DodNagle� <br />MODIFl� FOR DEPARTMENT OF VETERANS AFFAIRS - MERS www.docmagic.com <br />(Rev. 1/01) Page 13 of 14 <br />IIIIII�I lul IIII IIIII IIII ( I II I II u I I IIIIIIIII IIIIIIIII III 111 <br />