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<br /> : ;;,,, TOO�THER WITH all the i►nproverrxnts naw or hereaf'.sr es�ected on the praperty,and ull ca.�ments, appuRcnances, :ind -
<br /> � ;�.� tixturcy n��w ur heri:ufter a pan af the property. All replacements und udditianc shall ulso be covemd by thls Security _
<br /> �• " � 1nY�ruinent. All of the foresuinE is referted co in this Secudry instcument ac the"Propeny."
<br /> . �,' i Bi3RROWER COVQI�IANTS that Bormwer iti luwl'ully�eisad of the estatc hercby convcyed und has the ri�ht ta�runt c�nd -
<br /> ��-{'`;' convey the Pmperty und that the Property is unencumbered, except for encumbrances of recard. 8orrawer wumant� und wlll
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<br /> � -'��' defend generalty the title ro the Property against al!eluims anA demAnds,subject to any encumbrances of nrurd. -
<br /> '"�� y�. TH1S S�CURI'CY INSTRUMENT combines uniform covenants for natianal use und non-uniform rnvenants with limited °
<br /> � vuriations by jurisdiction to rnnstimte u unifarm security i��struu►e�it cuvering reu{ praperty. _
<br /> � UNIFORM COVENANTS.Borrowerand Lender covenant nnd agcce as follows: _
<br /> ' �'��•�� I. Pnyment of Prtncipal and Interest; Prept►ymeat and I.ute Charges. Barrower shall pmmptly p�y when due the -
<br /> �����•_- principal of und interest on the debt evidenced by the Nute and uny prepayment nnd Inte charges duc under the Note.
<br /> =;�.� 2. F'nndv far Taxes and Luuranoe.Subject to applfcable lnw or to a wr�tten waiver by l.ender. Barrower shaU pay to =
<br />-� * L.onder on the dsiy manthly payments arc due under the Note,until the Nate is paid in full,a sum("Funds') for: (a)yeariy taues
<br /> ° ' ,�: und assessments which may attain prFority over this Security Instrument as a tien on thc Property; tb)ycarly Ieasehald payments
<br /> �• ""; or ground rents on the Property. if uts.y;(c)yearly hnuud or prope�y i.nsur�►ce premiums:(dl yearly fload i�surance prcmiums,
<br /> if any: (e)yeariy mor�ga�e insusaim�Qreu�iums, if any:and(�an.y sums payable by Borrower to i.ender, in a.ccc�rdance with
<br /> . the provisions of na�cap�T 8.i.n.lieu of the payment of mortgage tnsarauce prem.i.ums.Tites¢it�>ms are calicd"Cscmw Items."
<br /> � L.ender may. at any r�me, wEl.ect arrc�Rold Funds in nn amount aot ta exceeci e[te maximnm;unaunt a lender for a federaUy
<br /> _ - � � related mo��e loare c� ce�ui�Cc�r l�orrawer's esemw accoutrn under tPce fe�e�r�l fteal Estate Settlement Pnacodur.es Act of
<br /> "�t �� " 19�4 ns s�arerrd�t from ti�e to ucme. 12 I�J.S.C.Section 2601 et seq.("R]ES�A"),unless ur�her la�v that appl'r.es to t�e Funds
<br /> � sets a lesser amount. If so.Le�der c�y, at any time, collect�nc£LtoIQ �unds in ar�amaurct z►at to excoaci the Lesser amauat.
<br /> ��n 'Y. ' � 1 Lender may estimate Qhe amoe►�t of h�l+nds due on the basis of current data and ceasonable estimates of expJeuditures of futune
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<br /> F s c r ow I t ems or otherwisz in aecordac;ce with a p plicabl�Iaw.
<br /> r_ ;.,_�} The Funds shall be Iteld in arm aa�stitution whase deposits are insurad by a fc�era! z�ency. Instrumentality, or ent'ry
<br /> ��;,,,, , (includins I.ender,if I.ertder is such_�n:,rixtitution)or in any Federai 93ortte l.aan Banic.l.�nder shall apply the Funds tv pay the
<br /> -:-.j,..; Escmw Items.i.ender ina�r rtat chcr�,��c�rrower for holding and�gsplyin$the Fum�s,annua➢iy a�rtalyzing the escrow�uut,or
<br /> _ • verifying the Escrow Ieerr�s.unCess L�uder pays Bormwer interest on the Furt�ds act�applicable law petmits Lender to maue such
<br /> :�. ' a char�e.However.Lender�ay require Borrower to pay a one-time charge for n�independent real estate tax reporting service
<br /> == .. u,ed by I.ender in connection witCa this loan, unless applicable !aw provides otherwise. Unless an agrePment is maxle or
<br />—_:;�;:��,• appflcable law nequires intetest to b: paid,Lender shall not be required to pay Sorrower any interest or earnings on th�e�u.nds.
<br /> �"`°" `'� Borrower and L.ender mny agree in wrlting. however. that interest shall be paid on the Funds. L,ender shall give w Bo�nawer.
<br /> ."`-`_° without charge, an annoal aeen�mnng of the Nunds. showing creciits and debit� tv ihe�uncis und ihe purpo� For w&ich eash
<br /> -��`�'�'�''�� debit to the Fu�tJ�wn„►usda.TiTe�unds are ple�ged as additional security for ail sums secured by this Securicy in�irwit�nt. �
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<br />--=�:�,s,�.. if the Funds held by I.ender eaceod the amounts pemutted to be held by applicable law.Lender shall aaount to Borrower
<br /> =:-�a,'.��`�F ..J for the excess Funds in accondance with'tl�e requirements af appldearle law. If the amount of the Funds held by Lender n2�any
<br /> "�`�Y'��`=- time is nos s�66cfent to pay the�scrmtiw II�tems when due.[.ender me�y so nodfy Botrower in writing,and,in such case Borrower
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<br /> � shall pay t'v Il.aaMer ehe atowunt nec�ssnr}�to make up the deficiemcy..�orrower shall meke up tha deticiency in no more than
<br /> -r='"='��� twalve montbly paymen�s, �t g.ender's sole discretioa.
<br /> -� Upom grap�nent in fu11 of all sums secured by this Secudty Instrument. I..ender shall promptly refund to Borrower any
<br /> �"°''-="� Funds hel�fi• Lender.If.under h 21,L.ender shall ui�e or sell the Pro Lender. nor W the uisItton or sale
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<br /> -n�*�==�� of the Propeity. sfiall apply any Funds held by Lender at the tim2 of aaquisition or�ale as a credit against the sums secured by
<br /> --- --- this Security Instrument.
<br /> - 3_Annitmiion of Payments.Unless applicable law provides otherwise,all paymenu received by I.eader under paragraphs
<br /> — 1 and 2 shall be applied: ficst, to arny prepayment charges due under the Note;second.to amounts payable undeT paragraph 2;
<br /> v—�-�'�' third.to[nterest due: foucth,w principul due;and last,to uay Iate charges due under We Note.
<br /> ==c'r;';"•� 4.Chatges;I.iens. Borrower shnl���ay aU taxes.assessmeanas,charges. fines end impus:ei�ns amibutable to the Properiy
<br /> �*➢° which may attain prioriry over this Sec�rity Instnia►ent. and lease'�a7�1 payments or ground�renu. if any. Borrower shalt pay
<br /> - these obligations in tinE uinxn�r provided in paragraph 2,or ff nog�uia�i»that manner.Bormwer shall pay them on time dir�ctly �
<br /> = to the person owed paym�nt.Borrower shall prompdy furnish to'D.hmder all ttati�es of auiounts to be patd under this paragraph.
<br /> —__-_—_ If Borrower makes these paymer►ts directly,Borrower shall prom,��ay ftirnish td•�.:ander receipts evidencing the payments. .
<br /> --`--�- Borrower shall pmmptly dixharge any lien which has priord¢y over this Securlty Instrument aniess Borrower:(a)agn�s�i�' �
<br /> - wriung to the payment of the obligation secured by the Iten in a m�nnner acoeptable to L.ender;(b)oontesta in good faith ttie'�llep
<br /> -�� by.or defeads against enforcement af thc lien in. legal proceediags which in the Lender's opnnion o�nte to prevent the
<br /> �-'p enfarcement of the 1[en:or(c)secures from the halctce o8 the lien an agreement satisfactory to L.ender sub�rG3.w�ting the lien to
<br />-�__""^�*"'II� this Security Instmment. If Lender determines tC�t�m�ny p�t of the Property is subject to a Iten �!►ich ma�►tfxain priority over
<br />�=�;.�;�,^!. this 5ecuriry Instcumtnt. Lcnder m�y giv��Barrov�ier�nodce ide��nfying the lien.Borrowe�sh��l satisfy the lien or take oroe or
<br /> A;,;�;;�f`��`� more of the actions set forth abmve wnthi�;:�sIays of tC�e•giving��natice.
<br />_-- _ �'�.�.:� Form 3028 9190
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