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201206855 (C) "Lender" isBank oC tl�e We�st , a Californla stat.e banking corp. Lenderisa corporaLion organized and existing under ehe laws of The State of Cal i Pornia Lender'saddressis 13505 California St, NE-BBP-LL-P, Omaha, NE 68154 (D) "Trustee" is Bank oF thc West, a California stal.e banking corp. (E) "M ERS" is Mm�Ygage Electronic Registration Systems, Ina MERS is a separate corporation tl�at is acCing solely as a nominee for Lender and Lende�°s successors and assi�is. MERS is the bcneficiary undcr this Security InsErnment. MERS is organized and existing under tlie laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, teL (888)679-MERS. (F) "Note" means the promissnry note signed by Borrower and dated Attgttst 13, 2012 . The Note states that Borrower owes Lender One Hundred Sevci�ty Two Thousand Two Hundred And Zero/t00 Dollars(IJ.S. $172,200.00 )plus interest. Borrower has pranised to pay this debt in regular Periodic Payinents and to pay the debt in full not later Yhan Scptcmbcr O1 , 2027. (G) "Property" mea��s the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan" mea�s the debt evidcnced by the Note, plus interest, any prepayme�t eharges and late charges due under the Note, aod all sums duc under this Security Listrumenl, plus interest. (I) "Ride�s" means all Riders to this Security Tnstrument that are executed by Borrower. �fhe following Ridere are to be executed by Borrower [check box as applieable]: �Adjustable Rate Rider �Condominiwn Rider � Second IIome Rider ❑ Ralloon Rider �Planned i7nit Development Rider � 1-4 Family Rider 0 VA Rider �Biweekly Payment Rider �O[her(s) [specify] (J) "Applicable Law" mcans ail conh'olling applieable federal, state nnd loctil statutes, regulations, ordinances and ndministrative rules and ordeis(lhat have the effect oP law) as wel] as all applicable final, non-appealablejudicial opinions. (K) "Community AssociaYion Dues, Fees, and Assessments" means all due�s, fecs, assessrnen�s and other charges that are imposed on Borrower m' the Property 6y a condominium association, homeow�ers association or similar organization. . (L) "Electronic Funds Transfer" means any iransfer of funds, other than a transaction originatcd by chcck, draft, or similar paper instrument, which is ini�iated through an electronic terminal, tcicphonic instrument, compu[er, or magnetic tape so as to order, instruct, ox authorize n financial institutioo to debit or crcdit an account. Such term ineludes, but is not limited to, point-of=sale translers, automated teller mael�ine Cransaetions, transfers initiated by telephone, wire transfers, and automatcd cicarioghouse transfers. (M) "Eserow Items" means those items that are described iu SecYion 3. 88012]54]8 8801215418 NEBRASKA-Single Femily-Fannle M aelFi ed�ie M ac UN IFORM INSTRUM ENT W ITH M Eft5 Porm 3�28 1/01 VM P CJ VM PGA(N E)(i t 05) N,'alters KWw er Financial Senices Page 2 af 1]