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�o�2os��4 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />r <br />° � (Seal) <br />Ri chard A Necker -Borrower <br />(Seal) <br />rower <br />_ (Seap <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Femfly-Fannie Mae/Freddie Mec UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Financfal Servicea <br />Form 3028 1 /01 <br />VMPBINE) (1105) <br />Page 18 of 17 <br />