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<br />201206824
<br />Lender' s address is P. O. BOX 8 0 6 0 9, L INCOLN , NEBRAS KA 6 8 5 01
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) 'Trustee" is Mutual of Omaha Bank
<br />(E) 'Note" means the promissory note signed by Borrower and dated APRIL 14 , 2 012 .
<br />The Note states that Borrower owes Lender ONE HUNDRED SEVENTY-SIX THOUSAND SEVEN
<br />HUNDRED TWENTY-NINE �,I�TD 0 0/ 10 0 Dollars (LJ. S. $ 17 6, 7 2 9. 0 0 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />MAY 1, 2042 .
<br />(F) 'Troperty" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I� "Riders" means all Riders to tlus Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider
<br />� Balloon Rider
<br />�j 1-4 Family Rider
<br />� Condominium Rider
<br />❑
<br />❑
<br />❑
<br />�
<br />Planned Unit Development Rider
<br />Biweekly Payment Rider
<br />Second Home Rider
<br />Other(s) [specify]
<br />VA Assumption Policy Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(� "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(I� "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such terrn
<br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(1Vn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(1� "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any amounts under Section 3 of this Security lnstrument.
<br />(0) "RESPA" means the Real Estate Settlement Procedures Act (12 U. S. C. § 2601 et seq. ) and its implementing
<br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or
<br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument,
<br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan"
<br />even if the Loan does not qualify as a"federally related mortgage loan" under RESPA.
<br />NEBRASKA—Single Family—UNIFORM INSTRUMENT [JocMag/c �
<br />MODIFIm FOR DEPARTMENT OF VETERANS AFFAIRS www.docmagic.com
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