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<br />�:�,_ TOt3ETHER�VITH all the improvements now or here,after erected on the property,and all easements,appurtenances�end
<br /> .`z_� 8xtures now or hereufter a part af the propeRy. All replarements and addltions ahalt also be covered by this Secutity
<br /> ";�'`�'� Instrument. All af the faregoin�is refecred ta in this Securlty Insuument as the"Pruperry."
<br />"``;,�� BORROWER COVENANTS that Bonower is lawfully selsed of the estate hercby conveyed and has the right to grant and
<br /> rnnvey the Property and that the Property is unencumberred. Rxcept for enwmbrances af record. Borrower warrents und wfU
<br /> .'�� defend generally the title to the Property against all claims and d+emands.subject ta any encumbrances of record.
<br />,;�,�t THIS SBCURITY INSTRUMENT combines uniform oovenants for national use and non-unjforni,covenants with limited
<br />`-4-� variations by jurisdictian to constituto a uniform secudry insuument coverin�real property.
<br /> •;_,,,�,�� UNIFORM COVBI3ANTS.Borrowcr and L.cndcr covenant and agree as follows:
<br />_� "' 1. Payment of Principal atr� Interest; Prepayment and Late Charges. Borrower shall prom,pdy pay when due the
<br /> �� principal of and Interest on the debt evidenced by the Note and any pzepayment and late cti�es due urtcEer the Note.
<br /> 2. Fu�ds for Taxes and Insurattce. Subject to applicable law or to a written waiver by �.ender.•Borrower shall pay to
<br />° Lender on the day monthly payments are due tRe�der s�e Note,wttil the Nate-is p-aid in full. a sii�z f"�unds")for:(a)yearly taxes
<br /> �';�� and assessments which may attain priority over,this�curity Ia�stmment as a f�;n on the Property:(b)yeflcly teacehold psyments
<br /> __: or graund rents on the Property.if any:(c)yearly•ffaxard ar pralxKtY insurance premiwns: (d)Yearly fload insururice Fmmlums. -
<br />=;:'� if any;(e)yearly mortgage insurance premiums,If any;and(�any sums payable by Borrower to Lendet. in accardan�e with
<br /> =-� the rovisions o�' ara ra h 8, in Heu of the
<br />_�� P P S P payment of mortga�e insurance ptemiums.These items are caJtod"Escrow Items."
<br />--_-- I.ender may,at any time, collcxt end hotd Fund.g ia en amaunt not to excced the maximum amounG�l�ttder for a federally
<br /> _— related mortgn�e laan may reqnire for Borrower's escrow account under the federal Rea! Fstate Settlement Procedures Act of
<br />-. ----- 1974 as amendc�from ticrte to time. 12 U.S.C.Secttan 2601 et seq. (`RESPA"),unless c�na.her Iaw that applies to the Funds
<br /> sets e lesser amount. If so. Lender may. ut nny t�me, collert sutd hold Funds in an amount rtot to exceed the lesser emount.
<br /> __-° Lendcr may estimatc the urttuunt ot'Hunds duc un the basia of c►irnnt datu and �easanub�c estimutes of expendicures of futu�e �
<br /> Escrow Itcros ar athcrwir�c in uccardnncc with applicnble luw.
<br /> ��� The Futtcis shull bc hcid in un institution whase deposits are insured by a federui ngency. instrumentelity. or entity
<br /> --- (irtcluding I.endcr,if l.ender is�;uch�institutian)or in nny Federni Home Loan Bank.Lender shall apply the Funds to pay th�s
<br /> F.scrow Items. L.ender mny not charge Borrower far holdins and applying the Furtds, annu�lly unalyzinII the escra+u�nacount.or
<br /> -- verifying the Bscruw Itcros.unless l.ender pays Borrower intenst on the Funds and applicuble taw permits Lendar ta cr►ake such
<br /> a charge.Hawever.L.ender may require Borrower to pay a one-dme charge for an independenc r�al estate ta�c reporting service
<br /> usad by Lender in connection w3th thls toan. unless applicable law provides oth�rwisc. Unles.g an agreement is made or
<br /> `�° applicable!aw requires interat to be paid.I.ender shall not 6e required to pay Borrourcr any Inteoest or earniags on the Fuads.
<br /> Bonower and Lender mny agree ia writing.however.that interest shall be paid on tb�Funds. l.ender shall.give to Forrower.
<br /> -- without charge. an annual a000nming of the Fw►ds.showing credits and debits to tine Fuada and the pat}tuse fon which each
<br /> ` °� debit io the Funeis was made.Tite Fwxis aze pledged as additionaI security for sii sum�seenroct�iry ii�in Sec�uricY•iaat;tt�.�sat. °
<br /> �"-' If the Funds held by Lender eaceed the amounts permitted to be held by applicable law,I.eaciBc eJs�Cs acvov.�t to BomoNer -
<br /> for the excess Funds in accAidance with the regui�anenu of applicable law.If the ainnunt of the fi�)s"*�by y.esider at any
<br /> dme is not sufficient to pay the Fscrow Items when due.Lsnd�may so notify Borrower in writu�g.aatcR,s�sucti case Bon+ower
<br /> shall pay to Lender the amount aeoessary to m�k�up the deficiency. Borrower sfiall make up the u�e�i�cy in¢�o anore than
<br /> twelve montiily paymenu.at Lender's sole di�zredon. ' �
<br /> Upon payment in full of all sums seau�rod b�y this Secwlty Instn�cnent, Lender shall promgtly��:�nd to Bor�ower sny
<br /> Funds held by Lender.If.under paragraph 2��,�i..e�nder shap acquire or seQ the Proper�y,Leader,prior to the acquisItion or sale
<br /> of the Pmperty.shall apply any Funds held;br X.ender at the tune of acquisition or sale us u ecqdit against the s�ms seared by
<br /> tl�is Security Instrument. �
<br /> 3.Applicstton of P�yments.Unless�;pplicable law provides otherwjse.all payments received t3Y�:ender undet paragtaphs
<br /> . . 1 and 2 shall be appitad:first, w eny prepa�neNC:rharges due under the Note; seoond,to amoums Qr�ysb�e�under paragraph 2;
<br /> - � .. tdicd.,to interest due;founh,to principai du�;.and�ast.to any.�ate charges dua under ehe i�tote. �
<br /> ' ;`;• .�. � .�..0 es;I.tens.Borrower shall
<br /> �'B P��ap�s,assessments. cherges.ftnes an.d Impositions a13�'�axc'�ble.C��ebe.ProPerty
<br /> �vlilch may attain prtor�ty over this Security'.Ypseh�mcnt;aad 9easehold payments or ground rents. if'�y;Bornn�a;�_shall pay
<br /> - these obligations in the manner pmvIdod ia pfltAgraph 2,or if not paid in.that manner. Borrower shaP1�ay'them on dme di�+ecdy
<br /> to the person owed pAyment.Borruwer shall promptly fumish to Lender all notices of amounts to b��aid under this paragraph.
<br /> If Botrower makes these payments dimdly.Hotrower shafl prompily fiunish to Lender receipts e�d�uc�Ag me payments.
<br /> Bomuwer shap prompdy discharge arry lien which has priority over this Secwity Insmume�et u�7ess 93orrower:(a)ag�ees ia
<br /> wriring w the payment of the obligation secured by the lien in a manner aoceptable w Lert�er;(b)oofr.�sts ia good fatth the lien
<br /> by. or defends against enforcement of the lien in. legal proceEdings which in the Leader's opi�iria opezate co prevent the
<br /> enforcement of the lien;or(c)secuz+es from ths holder of the lien an a�c+eement sadsfactory to I.car�er subordinating the l�en to
<br /> this Seaudty�wst�ument.If Lender d�emtines that any part of the P[operty is subject to a Iten whi�eaay attaIn prtority over
<br /> this Se�u�iey Instnunent,L,emier may give Bornower a noiio�identifying the tien.Borrower shatl satisfy the lien or take one or
<br /> more of�ttee:a�ons set forth above within 10 days of the giving of nottce.
<br /> Form 30Z8 9/90
<br /> '_�� Pepo 2 ot 8
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