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<br /> � BOMOWER COVENANTS that Bonower is Inwt�lly ceised of tha cauue bemt►g canveyed nud hos the riIIht to ����
<br /> � � • rant and conve the Pm ert and thnt the Pro Is unencumbered. exc t for enaumbrancea of cecord. Borrowcr
<br /> „ .. g Y P Y Pe�Y �A �i.�:�
<br />' wsurants and wiU defend geaerally the ttde to the Property ngainsi all clatma and d$maad9, eubjtrxt tv any encumbrcu►ces
<br /> � of record. �-`,'
<br />_ THiS SECURiTY INSTRUMENT combines uniform covenanta for nntian»! use tsnd aon unifurna coveaents with �
<br /> - ' llmited varIation9 by j�uisdict�on to conatinue a uniform security Inxtnuttent cnvetln� teul pt+operty. �-
<br /> ��fi
<br /> .� U N1FOWvi COVBIVANTS. Borrower aad Lender wveasut and agrcc as folla�srE: �'
<br /> ���� 1. ?aymeat of Principal. Iat�xest md late Q�arge. Borrowor shall pay v,bea dua das prIncipal of.aad interESt -
<br /> �.;:�c� on,the debt evidenced by the Note and late charges due under t�e Nete. _
<br />' ��,�•o��`� Z. Monthly Payaoeat of Tiaes.tnauranoe. and Ot�i (baBea. Bknrov�er shall in,clud.a in each monthly paymeat,
<br /> � � � together with the principal and int�rest as set forth ia the Note end aay lace c�arges, a suru for(a) wxes and special
<br /> � . .��� assessments IevIed or to be levied against the Aroperty. (b) leasehold payiacnts ar gcaund rents on the Property.and __
<br /> '. �* (c) premiums for insuraace requfmd undcr pacagreph 4. ln any year in which tbs L�rnder must pay a mnrtgage �.,
<br /> � � � insurance pmmtuix► to the Secretary of HousL� aad Urban Developmeat ("Secretaz�+">.or In any yrac in whic�susdi
<br /> •� premiwa would have been required if I.ender still held the Security Inauumaut, eacb. �t►nnthly payment shaU also
<br /> ` , Iaclude eiWer. (i) a sum for the annual mnrtgage insurance premlum to be paid by L�eadsr to the Secretaty. or(i!) a
<br /> ' .� :. moathly char�e Instexd of a raort$age insurauce ptemium if this Seauity InsnvmBnt, ls held by the SecretarY. in a _
<br /> �� reasonable amauat co be detemriaed by the Secretary. Bxcept for the uwatbl.y charge by the Secretary. these item4 -...
<br />--.��'; . . are called "Escrov�.Iuams" and the sums patd to Leader are c�lted "P,sc�v�F�nds.'
<br /> � � L,endes �pay,at any time, coltect and hold amouats for Bscrow ltems in en ag�gate emount not to excx�l the .
<br />_- • �..'t,r'�: s.� I�IIIIUAl AnIO11III �ISL Tllay uc I�4uN aOS wTCOWEI�s escrow accouat und� �e Real�Estate Settlement Prooedures
<br /> � u. s;,�;� Act of 14'74,12 U.S.C.§2601 et sea.and implemeatin� re�ulationa. 24 CPR t�act 3SQ0.as they may be amended fmm _
<br /> � ' tia�e w dme("RHSPA").except that the cushioa or reserve permitted Dy R�SPA for unandcIpated disbuisements or -
<br />--' di,qburse�ents before the Borrower's paywents ere available ia tha accaucx caay not be based on am�ounts due for the
<br />- ..' ' mortgage insurauce premium.
<br /> - � If the amounts held by Lender For Escrow Items exceed th6 ama►uua permitted to be lield by RFSPA, Lender shali
<br />} ' aecouat to Borrower for the eacess tbads as required by RESPA. lf the amow�ts o�f�,r�ds held by Lender at any tinne
<br /> ==' are not sufficieat w pay the Eaccow tutms whBa due.Leader may noti�tbix Borrower sud require Borrower to make
<br />��; .�,� "� up the shortage as permiue�i by RFSPA.
<br />-<.�:,�;;.:.°. The Escrow Funds are Fl�d3�d as additEonal security for ell sums se�uned Ay�this Security Inshummt. If Borrower
<br />-==,`^'�•;"'��. - teAdess to Leader the fi!L g�ymcr.z or ait sua�swns.�isvd�s�rer's accmuni sbel�aa u�i'uii�i �+Ii6 tite b�i�tcc�ag _
<br />_?c',/:��a'-J�k'N��..• y.:y.�:tau�c ielqiUIIl Iue�31E�ItL'It4 IhBL I.ELdB!hes IIDL beCOM�
<br />_�;.;�.;:,,,,c ;,� for all installm�ent items(a),�},,�.C�)��Y��� P
<br />=�-:-=�,�"�� obligatod to pay to tbe SecretaQy,and Lender sha11 proa�t�F�r�und aay excess funds to Berrower. Immediately�prIor
<br /> �� �-i�'M to a foreelosure sale og Ue Prtiperty or its acquieia.aa by Leader, Borro�u�r's acrount sha11 be credited wlth aay bataace
<br /> Pr
<br />��{' �'�. ' remaining for alt��11ra�eats for itema (ap.(6�.•attd(�G1• �
<br />�"'��'��'`-� bs �aad.�.ahall be applied b Lead� as fol3owa: .
<br /> ���;�y��"� 3-���PPI� of Paymmta. AlL�aywents undBr p� Y
<br />-,,.�;,i��� �ST_�to the mortgage iqs�inane� Bremlum w��a3d by 9�epder to the Secretary► or to the monthly chuge by ahe
<br />— . Secretary instead of the maritlily mnrtgage insurance preminm:
<br />-.:--.-:=� SECOND. w any taxes.special essessmeats. leasehold paymenu or grouad reats. and flre.tlood and other hazard
<br /> ��:�:�a�� insutaaoe premiutns, as requiced;
<br />-'m',_,�;r=�' THIItD, Lo interest due w�der the Note� .
<br />_�` --_,�,�� FOVRTH, to amor�asion'Q�the prjacipal oP the Note;ancl
<br />__-=.°�='-= F1FCH,to late charges due under the Note.
<br /> �:,�°,,,�"`�`�� 4. Pi�e.Fto�d a�d Other Hrrud Imsuraace. Sorrower shall insure e11 imPmvemeats on the F't whetlier
<br /> aRertY.•...
<br />�.;:�����. � now in eaistence or subsequee�tly ereaed, ag�Lost any hazarde. casualdes, aad oontiageacies. inclndl�ag�,far which
<br />=��iea� Lendet•t�quises.;insur�tce. 'Ihis insurance shall be matnteined ia!he amounts and for the perlcQs tbat I;citder
<br />�.,�,�.��� reqa�ca. 'Bozrower shal! atso insvre all impmvemente on the Property, whether now in existenoe or subsequetitly
<br />=�'.-,.a-r:� erected. a8einst loss by floods to the exteat required by the Secretary. All�ce shall be cazriod alth oo�
<br /> + -�•��� appmvod by Leader. Tbe insurance pollcles aud any renewals shaU be held by i.ender aad ahall include loss payable
<br /> ° Y clsuses in favor of,artd ia a form uoceptable to.Lender.
<br />=�-"=��:�� In the event of loss.Borrower shaU give l.ender iutmediate notite by mail. Lender may malce psoof of loss if aot
<br />--- s-��� mad.Prom�1Y by Borrower. F.arJi insuraace conapany oonceraed is 6eneby suthos�d and ditected to make PaYment
<br />��~�-�'`�':c�, fos snc� loss direcdy to Le4der> instead of to Borroaer and to Lxader jointly. d�lt or any part of the insuma�e
<br /> �,,�.�i+r;::
<br />����:•-'f:�7',�:; p�s may be applied by Lender. at its option. either (o)co the roductlon of the tadebiedness uader the Nou a�d
<br />�¢��.��:���`�s. this 5ecusiay instsur�at, first to any delinqueat amounts applled tn tIle order an paregraph 3.and then to prepay�nt , .
<br /> Y.�. r.....� . .
<br />=,�; .,'�S i,{�:• of princI�at� or f�) ¢o the restoratIon or repair of the damaged Pcopeaty. AnY aPPlication of the procoeds to the
<br /> ' ' ;',�?��'�`• ' principal shall aot extend or postpoae the due date of the a�thty paya�nts wbic4 are referred to u►Par�ph 2.ot
<br />-_�.~ .;fiwy�;`; change the amount of such payanents. Any excess insuraAce pra�s over an amount requtred to pay all outstaAding
<br />-�'g`'� " , . - indebtednesa under the Note and this Security Iastnunent sha➢1 he paid W the endty legally eatidod thetpto.
<br />�:' . • . In the event af foreclosure of this Secudty Iastrument or other ua�.cter of title w the Property that extinguishes _
<br /> �,:- ' �` the indebtedaess, all r�ght. title aad interest of Borrower ia and w aeibvraace policiea in forae shall pass to the
<br /> � #� pucchaser.
<br /> ,;�`�' �- 5. pp�p�,y. pc�v�mrn+ MainMoar�oe md Pe�tcd'aan of 4�e PmpQty; �anov�rer's Lwm Appli�a�n: _
<br /> - • i I�seLolds. Boiro�ver shall oocupy.establtsh. aad use the Propercy as Eorrower's principal residence within sistydaYs --
<br /> - -,�_�__r_._.__�,_..�._.__�..c.Ls oi.,,un,..,l onA cl�ol)
<br /> - - i1�C!�1C �Ofl 02[1115 AECOI1Ly IIISITUm(.'A[ (Vi wiiaRt at�a�aan�o an a swca oon,vs....m..,, ......�....r�.y� —— _.
<br /> � wntinue co oca►py the Pc�operty as Bomower's prinetpal resIdence for ai least oae year aRer the date of occupancy, v
<br /> ' yaiess Lender detemdaes that reciuirem�nt wUl cmise undue hacdship for Bonower, or unless exteauating �
<br /> � � cIn�mstances eaist which are beyond Borcower's control. Bormwer e�hall notify I.endet of any a�t�uatiu� �_
<br /> NH�ASKA-IrHA DH�OF 1Ri131' � �
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