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<br /> puyments muy no IQnRer bc rcqulred,ut the opNnn of l.cndcr,if mc�rtgngc insurnncc c�vcrasc(6n thc mnuunt nnd for thc perial
<br /> thut l.e�xler requircs)pravidcd by an insurer approvcd by I.endcr s�guln becomes avuiluhle imd is obtuined. Anrrawer shail pAy
<br /> tho premlums requi�ed to rnaintAin mortgage insuraiu�in effect.or ta providc a loss rescrvc,until the requirement for mortgagc
<br /> Insurance ends in nccordana with any written agreen�ent between Borruwer ur�d l,ender ar appliruble luw.
<br /> 9.Inspectlon. I.ender or its agent may muke reasanublo entrte9 upon und inspccti�ns af the Property. [.ender shall give
<br /> Barruwer notice nt the time of r�r prior to an inspection specifying reusunable cnuse for the inspection.
<br /> 10. CondemnnNnn. The pmeeecis af nny mv�rd or elaim for dam;iges, diret or consequential, in cunuection with s�iy
<br /> mndemnution or ather taking of any part of thc Properry. or for conveynncc in lieu of condEmnation,are hercby assigned and
<br /> shall be paid ta I.cnder.
<br /> In the event of n total taki ng of the Property,the praceeds shall be applied to the sums secured by this Socudty Instrument,
<br /> whether or not then due, with any excess paid to Bortower. In ihe event of a partiul tnking af the Property in whlch the fair
<br /> mArket value of the Properry in�iately before the taking is equal to or greater than thc umount af the sums secured by thls
<br /> Security Instniment immediately Ixfore tha taking, unless Borrower and Lender othenvlse a�rcc in wiiting,the sums securecl by
<br /> this Security Iustrument shall be reduced by the vmount of the praceeds multiplied by the fallowing fractlon: (a) the total
<br /> ar�xount of ths sums secured immediately beforc the taking. dlvided by (b) the falr market valuc of the Property immediately
<br /> befora the taking. Any bxlance shall be paid to Borrower. In the event of a partial taking of th� Propeny in which the fafr
<br /> market value of the Properry icnmediately before the taktn�ls less than the aenount of the sums secured immaliately befare the
<br /> taking. unless Borrower and Lender otherwise agree in writing or unless appllcable law otherwise provides. the proceeds shall
<br /> be applied to the sums secured by this Secuaty Instrument whether or not the sums a�e then due.
<br /> if the Property is abanctoned by Borrower,or if,ufter notice by Lender to Borrower that the condernnor offers to mnke an
<br /> award or setde a claim for damages. Horrower fails to respond to Lender within 30 days after the date the notice is given,
<br /> Lender is authorized to collect and�apply the proceeds,at its option. either to restoration or repair of the Property ar ta the sums
<br /> secured by this Security Insuument. whether or not then dus.
<br /> Unless Lender and Borrower otherwise agree in writIng. any applicatIon oY proceeds to ptincipal shall not extend or
<br /> postponc the due dnte of the monthly payments referred to in paragraphs 1 and 2 or change the umaunt of such payments.
<br /> 11.Borrower Not IteleASed;Forbes►rance By Lender Nat a Waiver. Extensian of the time for payment or modification
<br /> of amortization of the sums socured by this Security Instmment granted by Lender to any successor in interest of Borrawer shall
<br /> not operate to rclease the liability of the original Borrower or Borrower's successors in interest. I.ender shnll not be requIred to
<br /> commence proceedings ugainst any successor in intemst or refiise to extend time for paym�nt or othenvise mc�dify amortization
<br /> of the sums securod by this Securitv Instniment by masun of any demand made by the original 8onower or Borrower's
<br /> b7iCa',2,i5'v3 iii�Gtctc.ii. A„y fo�:;�a,►�:c by Lxnucr in cacrcising any righc or remeay shatl not be a waivor of or preelude the
<br /> exercise of any r�ght or rwnedy.
<br /> j 12. Suoaxsors And Aasigns Bound; Joint and Severnl Ltability; Co-stgners, The covenants And agreenxnts of this
<br /> v Secudty Instrument shall bind and benefit the successors nnd assigns of Lender and Borrower,subject to the provisions of
<br /> ' paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who w-signs this Security
<br /> Insnunnent but does not execute the Note: (a) is co-signing this SecurIty Instrument only to mortgage, grant end convey that
<br /> ' Bonower's interest in the Property under the terms of this Securiry Instrument; (b) is not personatly obligated to pay the sums
<br /> : secured by this Security Inswment; and(c)agrees thnt Lender c�nd any other Borrower may agree to extend,modify, forbear or
<br /> F inake any accommodations with regard to the temis of this Securiry Lnstnunent or the Note without that Borrawer's consent.
<br /> � 13.I.oaa Ctuuges. If the loan secured by this Security Instrument is subJect to a law which seu maxlmum lo�n charges,
<br /> � and that law is finally interprcted so thut the jnterest or other loan charges collected or to be collected in cannection with the
<br /> loan exceed the permined limits,then: (a)ony such loan charge shall be roduced by the amount c�c;essnry to reduce the charge
<br /> ta the permitted limit;and (b)any sums already collccted from Borrower which cxcceded permitted limits will be refunded ta
<br /> ; Borrower. Lender may chaose to make this refund by reducIng the princIp�l owed under the Note or by malcing a dlract
<br /> payment ro Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> prcpayment charge under the Note.
<br /> 14.Notices.Any notice to Bonower provided for in this Security Instrument shall be given by ddivering it or by mailing
<br /> It by first class mail unless applicable law requires use of another method.The notice shall be directed to the Property Address
<br />•�':� or any other eddrcss Borrower designates by notice to Lxnder. Any notice to Lender shall be given by �rst class mail to
<br />:°1 I.onder's address stateci herein or any other address Lender designKtes by notice to Borrawer. Any nodce provided for in this
<br /> � Securiry Instrument shall bc deemed to have been glven to Borrawer or Lender when given us provided in this paragraph.
<br /> .� 15.Governtng I.aw; Severabllity. 'Chis Security Instcument shall be governed by fodcral law and the law of the
<br /> � JurisdictIon in which the Property is locate�. In the event that any provision or clause of this Security Instrument or the Note
<br /> ;} conflicts wlth applicable law,such conflict shall not affect other provisions of this Security Instnirnent or the Note which can be
<br /> ! given effect wtthout the conflicting provision. To this end the pcovisions of this Security Instrument and the Note ase c�eclared
<br /> to be severable.
<br /> 16.Borrower's Capy.Borrower shall be given one conformed copy of the Note anJ of this Securiry Instrument.
<br /> Form 3028 8/90
<br /> ',; Page 4 010
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