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�o�2oss�4 <br />(E) "Note" means the promissory note signed by Borrower and dated August 10, 2012. The Note <br />sta.tes that Bonower owes Lender one hundred forly three thousand and 00/100 Dollazs (U.S. <br />$143,000.00) plus interes� Borrower has promised to pay this debt in regular Periodic Payments and <br />to pay the debt in full not later than September 1, 2022. <br />(F� "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I� "Ridef-s"means all Riders to this Security Inst�ument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider <br />❑ Balloon Rider <br />❑ VA Rider <br />❑ Condominium Rider a5econd Home Rider <br />❑ Planned Unit Development Rider Ol-4 Family Rider <br />❑ Biweekly Payment Rider ❑�ther(s) [specify] <br />{n "Appdicable Law" mea.ns all controlling applicable federal, sta.te and local staiutes, regulations, <br />ordinances and administrative ntles and orders (tha.t ha.ve the effect of law) as well as all applicable <br />final, non-appealable judicial opinions. <br />(� "Corrcrraunity Association Dues, Fees, and Assess»aents" means all dues, fees, assessments and <br />other charges that are imposed on Bonower or the Properiy by a condominium association, homeowners <br />association or similar organization. <br />(I� `Blectronic Funds Trarrsfer" means any iransfer of funds, other tha.n a iransaction originated by <br />check, draft, or similar paper insirument, wluch is initiated through an electronic terminal, telephonic <br />instsument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to <br />debit or credit an account Such term includes, but is not limited to, point-of-sale transfers, automa.ted <br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that aze described in Section 3. <br />(Nn "Miscellaneous Proceeds " means any compensation, settlement, award of da.mages, or proceeds <br />paid by any third pariy (other than insurance proceeds paid under the coverages described in Section <br />5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any <br />part of the Property; (iii) conveyance in lieu of condemna.tion; or (iv) misrepresentations of, or <br />omissions as to, the value and/or condition of the Property. <br />(1� "Mortgage Insurance " means instuance protecting Lender a.gainst the nonpayment of, or default <br />on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest <br />under the Note, plus (ii) any amounts under 5ection 3 of this Security Instrumen� <br />HCFG-00359 <br />NEBRASKA-Single Family-Fannle MaefFreddie Mac UNIFORM INSTRUMENT Fortn 3028 9/01 <br />�� 01/12 <br />Wolteis IQuwer Flnancial Servic� 20720B104.1.1.2336J20120129Y Page 2 oi 1T <br />G <br />