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�0120 <br />19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br />federal laws and regulations. <br />20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and <br />supplement and amend the terms of this Security Instrument. <br />[Check all applicable boxes] <br />❑ Assignment of Leases and Rents ❑ Other ............................................................................. <br />21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incuned for the construction of an improvement on the Property. <br />22. ❑ ADDITIONAL TERMS. <br />SIGNATURES: By signing l�low, Trustor agrees to the terms and covenants contained in this Security <br />Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br />date stated on page . <br />.. ... .�."�'.�'''r� d -8 -�� G�� U? ����2�`'tG/� d'l�/� <br />... ...:...... .. . ..................................... .................................................................... <br />(Signature) GERALD R. SPENCER (Date) (Signature) ANDREA E. SPENCER (Date) <br />ACKNOWLEDGMENT: <br />STATE OF NEBRASKA ......................... COUNTY OF All.... ....................................... } ss. <br />�'° This instrument was acknowledged before me this B.IH .. ........... day f AUC�IJS7, ................... <br />by GERAlO.B.SP.ENGEB:ANDREA.E.SP�111CFJi,.H11S6AN0.ANU.INIF� ... . ................. ......... .......c..... ........ . . <br />My commission expires: 08-30-2014 ,�— <br />GENERAL PIpTAF�f . S�ate of Nebr�lca .. . . .. . . . . .. . .. . ... . .. ... .. . . .. ... . .. .. . .. . . .. .. . <br />lEftESI�;PICHLER (Notary Public) <br />�y��p, ,�4 .30,2014 TERESA PICHLER <br />���i:;�,""� . _ <br />Security Inetrument-Open-End-Consumer-NE OCP-REDT-NE 7/2/2011 <br />VMP� Bankera Syatems7M VMP-C4861NE) 11107�.00 <br />Woltars Kluwer Financial Services OO 1994, 2011 Paga 8 ot 8 <br />