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<br /> TOO�THER WI'fH all the imptovements naw or hereafter erected an tha pro�arty, and all es�sementa,
<br /> appurtenances�and fixtur�now or hereafter a part af the property.All replacamenta and ssdditiAnA shall also be covered "
<br /> , ,„�, by thfe Securlty Instrument.All oi the foregoing is referred to in thiF Securit�Inatrumant ae thc"Propcsrty." E
<br /> ,� HORROWER COVENAN'I'S that Horrower is lawfuUy seised of the estate hereby convoyed and has the right to �'
<br /> grxq4�snd canvey the Froperty end thet the Property ia unencumbered, except tor encumbrances of rec�rd. Horm�ver --
<br /> ` ; '�.`� wott�r��and will dePend gen�rally the title to the Property againet aU claims and demanda,aubjact to any envumbrances �!T
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<br /> -- - - - � " THIS SECU1tITY lNSTRUMF.N'T cnmbines uni�erm covenants for national use and n4n-uni4orm cavanants with [:'
<br /> :�'� . lirnited veriations by urisdiction to conatttute a uniform securIty instrument covering real praperty. _
<br /> . ,.,,, C►NIFORM rn�F.NANTS.Borrower end Lender covenant end ugree es follows: (;
<br /> aa��?'� l. P�yment af Peincipal and Interest;Propayment and I.ate Charges.Borrower shell promptly pay when due _..
<br /> M1���� the pri ncipsl of and interest on the debt evidenced by the Note and any prepayment and late charges due under thtl Notn. ".
<br /> � 2. Funds tor Taxes and Insursace. Sub}ect to applicable law nr to a wrttten waiver by Lender,$orrower shall �-
<br /> r,. •� pay to Lender on the day monthly paymenta are due under the Nots.until the Note ia paid in full,a sum ("Funds")fior.
<br /> ' '?'� (a)yearly taxes and assessments which may attai��pciority over thie Security Inatrument as a lien on the Property;(b) __
<br /> ' �+1� yearly•leasehold paymenta or.ground rents on the Praperty.if any; (c) yearly hazard or property insurance premiums; __
<br /> ����� �; (d},y�r(y fivod inaurance pneini.ums,if any:(e)yearty�qctgage insurnnce prerniurna,if any;and(f)any suma payable ..
<br /> � ''`� by Hpr,t'ower ta Lender,in eaaar�clanca with the provisiAns c►f.paragraph 8�in lieu o�tha payment of mortgaQa insurence
<br /> � premi ums.Thssa i4ams are aalled"Escroa Items."Lender may,at any time.collect and hold Funds in an.amount aot
<br /> ta oxceed the rnauimum amount a lender for a federelly related mAa'tgage loan may reqUir� far �orratver's escrocv
<br /> '� account under ths federal Real Estate Settlament Procedurea Aot of 1974 as emended irom tims to time, 12 U.S.C.
<br /> - � Secti4n 2b01 et seq. ("RESPA"),unless another law that appliea to the Funds sets a le�nr amouq�If sc►,I.,ender may,
<br /> . � '`� at any tim�,colleat and hold Funds in an amount not to exceed the lesser amounk ��'may estim$ta t�ta smount ot
<br /> _ � Fund�due on the basls of ounent date and rear,onabla estimates af oupenditures of�uWra Escr�M.Items or btharwise in _
<br />;�.,,;,� , accordance with applicable law.
<br /> ���-�� The Funds ehatl ba held in an institutton whose deposits are ins�r�d by a federal agenay,tnst�umentality.or entity
<br /> ;',,.`r,.;,,.,,.. (including Lender.ii Lender is suoh an institution)or in any Federal Home Loan�anlc.I.ender sAait apply ths Funds to
<br />- �;.,f;r�+ pay the Escrow Items.I.ender may not charge Borro�var far holding and app2yica�the Funds;amwally anAlyzing the
<br /> ::;�;�.•;�;}�,,. escra+ar account,or yerifying the Escrow Items,unless L.en.der pays Barrower�a�2ei-earon the Funds and applicable law
<br /> ';�.z.�.: ' ` germit,s Lender to make such a charge. Howaver, Lender may require BorFawes to pay a ane-time charge for an
<br />�:�*:, �ndependant real estate taa reporting service used by Lender in connection alth thie loan.unlesa applicable Iaw provides
<br /> �*};�^:�1��.; otherwtse. Unless.an,agreement is made or applicable Iaw requires lntsrest to be paid,Lender shall not be required to
<br />_•.�a,;�, � p�y Borrower at}y s�terest or earninga on the Funds.Borrawer and I..ender may agree in writing,however.that interest
<br /> �'._:�;:.:.;�y shall be Qaid on tlie Funds.Let�der shall give to Horrouaer.cvithout chatga,an annn�al accounting of the Funds,showing
<br />_�;;���+� credita�and debits�to tl,. Funds and the putpose tor whiCh eaeh debit to the Fu�ds'was,made.The Funds are pledged as
<br /> � $�t�l+:�,nP�r,P,;��ritv 9ni�all aums a�ecured by this Secttrity Ynsuument, ,• �
<br /> .�:-'f Ii the Funds held by Lender exceed the emounts parinitted to be held by�ppliostile Isw, L.ender shaii accoun�to -
<br />':,;�'?:�A' Borcower for the escess Funds in accordaaca with the reqvirementa af�applicable.�aw.Y�the amount ot the Funds held
<br /> - by Lender at any time is not sufficient to pay the Bscraw Items when due,Lender may.so nntify Borrower in writing,
<br /> -= and,im such case Borrower shall pay to Lec►der the amvunt nec�sary to make up the deCciency.Borrower shall maka
<br /> -__----- up tA�deYiciency in no more than twelve monthly payments,at Lender's sole discrstio�.
<br />---- Upon payment in full of all suma secured by thia Secutity Instrument,L.eader shall promptly refund to Borrower
<br /> T""'=`"-- any Funds held by L.ender. If, under paragraph 21, Lender shall acquite or sell the Property� Lender, prior.to the
<br /> �==b""°'°�� acquisition or sale ot the Property.shall apFly aay Funds held by L�t►der at the time af acqu?sit�on or sal�as a ecedit
<br />- '�-�� against the sums secured by this SecurIty Instrument.
<br /> �'�='-'�' �,Applicatlon of Paymeats.Unless applicablo�ativ provides otherwise.all payments received by I.ender under
<br /> _== patagTapt►s 1 and 2 shall be applied:first.to any prepayment cbarges dua under the Note;sxond,to amounts payable
<br /> � und9�paragcaph 2;third,to intetest due;fourth,to pnncipal due;and laat,to any latecharges due under the Note.
<br /> —�"— r�.Chuges; iiens. &,rrowcc ehnti pay ait t�.N,::�;rsetits,chatges.iines an� impn.aieirnis attributable to the�`_.'�
<br /> __= Propet�y which may attain priority over this Security Inetrumen'k and leaseholc�payme�t�'�r gtound rents, if any.' �
<br /> �,�;�.� Borcassv�shall�iy':�:�,hl?ptions in the manner provaded in parpgraph 2, or a8 not paid in t hat manner, B ortowe�'
<br /> -_- shell�;�ay-them on time directly to the person owed pa}tme�.-�orro�var sAa11.pzo�p�y furnish to Leader�lll aotices ot.,
<br /> amoun�'ts to ba paid under this paragraph.If Borroaer inalces tAese pajli�i�ent�aiire�tlY,BOrrowe�'shsl�Pmrt4ptty`furnieA�. '�'•.
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