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<br /> puymcnts m�ry nu lonbcn c�rcquircd,nt �hc i�pU���i uf iAndcr. II m��r�gugc f�isuri►ncc cuvcri�gc(lit�hc umount nixl �►r tlic �xriixi
<br /> thnt I.ciKirr requfres)pn�vidcd hy an in�urcr uppravcd by IA�xlcr ugain hcrumcs uvuUublc wi�l iti uhiuincd. liorrawcr s►�adl puy
<br /> �hc prrmiums rcqiiircd ta muintidn martgagc inrurimcc In cffcrt,or to pro��idc n loss rrscrvc,until thc rcquircmrnl Por mungugc
<br /> intiuruucc ciKlti In acccn•duncc wid�uny written agrcement lxtwccn Burrawcr unJ I.cndcr or uppli:ublc luw.
<br /> 9. In��xtillou.Lcn�tcr ur itti ugcnt muy mnkc rcaiti��n�iblc cnu�ics up�,n unJ fnspcctiims nf thc Pruperty. l..endcr shull givc
<br /> iiarr��wer nodee ut the time of c,r prior to im inspection specifyiug reu,unubic causc fur thc inspection. �
<br /> 10. Condemnwtian.7'he proceeda of any uwurd ��r cluim for damuges,direct or conseyuential, in cannectian with any
<br /> ccmdenmatiun or uther tuking of uny pun��f the Pmperty,ar fnr amvayunce in lieu of condemnution, ure hereby ussigned c►nd
<br /> shuU bc paid to l.cnder.
<br /> In the event of u t�nul taking of the Property,thc proceeds shull be uppli�xl to the sums+ecured by this Security[nstrument,
<br /> whethcr i�r not then due, with uny cxcess puid to Borrowcr. ln thc event of�puni�sl tuking of thc Praperty in which thc fuir
<br /> market vulue af thc Propeny immediutely beforc the t:sking iy cyual ta or greatcr thun thc umount uf thc swns sccured by thie
<br /> Security Instrumc�it Immedintely befare the tuking,unles�;Bonowcr and Lr.ndcr othcrwise uFrce in writing.thc sums securcd by
<br /> this Security Instrument shull be reduced by the umount of the proceeds multiplicd by the following fractian: (a) the tatal
<br /> nmount of the sums secured immcdiatcly befare the tuking, divided by (b) the fuir mnrket value of thc Property fmmediutely
<br /> before the tuking. Any balance shull b�p�id ta Horrower. In thc event of u partiul tuking of che Piaperty in whtch the fair
<br /> market value of the Property immediately before the mking is Iess than the amount of the sums secured immedlately before the
<br /> taking, unless Hormwer and Lender otherwise agree in w�ritin�or unless appltcuble law otherwisc provides,the proceeds shall _
<br /> be upplied to thc sums secured by thls Security Instrument whether or not the sums are then due.
<br /> If the Property is abandoned by Bonower,or if,after notice by Lender to 13orrower thut the condemnor offers to make an
<br /> • award or settle a claim for d:unages, Borrower fails to mspond ta L.ender within 30 duys after the date the notice is siven,
<br /> I.ender is authodzed to collect and apply the pruceeds,at its option,either to restoration ar repair of the Property or ta the sums
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless L.ender cuid Borrower otherwise agree in writing, any application of pracesds tu principal shall not extend or
<br /> postpone the due date of the monthly paymm�ts referred to in paragraphs 1 and 2 or change the amount of such payments.
<br /> 11. Barrower Not Releused;Forbearance By Lender Not a Walver.Extension of the time for payment ar modifirntion
<br /> of amortizution of the sums secured by this Security Instrument gcanted by L.ender to any successar in interest of Borrower shall
<br /> not operate to release the Itability of the original Honower or Bonower's successors in interest. I.ender shall not be required to
<br /> : commence proceedines against any successor in Interest or refuse to extend time for payment or otherwise modify amortization
<br /> of the sums secured by this Security Instmment by reason of any demand made by the originai Sorrowcr u� Bi,,:owtr's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Suc�essors and Assigns Bound;Joint and Several Llabiltty; Casigners. The covenants and agreements of this
<br /> Securiry Instrument shall bind and benefit the successors and assigns of L.ender and Bonower, subject to the provisions oF
<br /> paragraph 17. Bottower's covenants and agreements shall be joint and sevcral. Any Borrower who co-signs this Securlry
<br /> { Instrument but doct not execute the Note: (a) is co-signing �his Secur�ty Instrument only tu mortgage, �runt and convey thut
<br /> - Borrower's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums
<br /> _ secured by this Security Instrument;und(c)ugrees that I.ender ar►d any other Borrower may agrec to extend,madlfy.forbear or
<br /> 4 make any accommodations with regerd to the terms of this Security Instrument or the Note without that Bonower's consent.
<br /> 13. Loan Charges.If the loan secured by this Secudty lnstrument is subject to a law which sets muximum lonn charges,
<br /> and thut luw is finaUy interpreted so that the interest or other loan chtuges collected or to be collected in connection with tha
<br /> ' loan exceed the permitted limits. then: (a)any such loan charge shall be reduced by the amount ne�:essury to raluce the charge
<br /> �. to the permitted limit: and (b)any sums almady collectcd from Borcower which exceeded permitted limits will be nfunded to
<br /> Borrower. L.ender may choose to make this refund by reducinb tl�e principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal, the mduction will be treuted as a partial prepayment without any
<br /> prcpayment charge under the Note.
<br /> 14.Notices.Any notice to Bonower provided for in this Security Instrument shall be given by delivering it ur by mailing
<br /> "' it by trst class mnil unless applicable !aw requims use of another method. The notice shall be directed to the Propetty Address
<br /> or any other nddress Borrower designates by nottce tu Lender. Any notice ta Lender shall be given by fir�t cless mail to _
<br /> Lender's uddress stated hercin or uny other address Lcnder designntes by notice to Borrower. Any noticc provided for in this
<br /> j Security Instcument shall be deemed to have been given ro Bo�rower or I.ender when given as provided in this puragraph.
<br /> 15.Governing Law; Severobil(ty. This Security Instrument shall be governcd by federal luw and the law of the
<br /> � jurisdiction in which the Property is located. In the event that any provision or clause of this Secudty Instrument or the Note
<br /> ,, conflicts with applicable law,such conflict shnll not affect other pmvisions of tl�is Security Instrument or the Note which can be
<br /> i given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are declared
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall be given one ronformed copy of the Note nnd of this Security Instrument.
<br />— - form 3Q28 919Q
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