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201206748 (C) "Lender" is tQUITABLE BANK Lendcrisa Savings Bdnk organized and er,isting under the laws of TH E STATE 0 F N E B RAS KA . Lender'saddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is the beneficiary under this Security Instruinent. (D) '°Trustee" is EQUITABLE BANK (E) "Note" ineans rhe proinissory note signed by Bonower and dated Au g u 5 t 10, 20I2 The Note statesthatBorrowerowesLender ONE HUNDRED SEVENTY EIGHT TNOUSAND AND 00/100 Dollars (iJ.S. $17 8,0 00.0� )plus interest. Borrower has promised to pay this debt in re�ular Periodic Payments and to pay thc dcbt in full not later than September 1, 2027 . (rn "Property" means the properry fliat is described beloa�under the heading"Transfer of Rights in the Properiy." (G) "Load' means the debt evidenced by the Note, plus inkerest, any prepayment cl�arges and late chazges due under the Note, and all swms due undcr this Security InstrumenY, plus interest. (H) "Riders" means all Riders to tfus Security Instrument that are executed by Barrower. The follou2ng Riders are to be executed by Borrower [check box as applicabte]: 'i�Adjustable Rate Rider Cl Condominium Rider � Seeond�Iome Rider �Balloon Rider 0 Plaiu�ed Unit Development Rider � 1-4 I'annly Rider �VA Rider � Biweekly Payment Rider � Qther(s) [specify] (1) "Applicable Law" ,ikte�s all eontrolling applicx6le federal, stake and local statutes, rea lations, ordinances � and administrative rules and orders(that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments°' means all dues, fees, assessments and other charges that aze unposed on Borrower or the Property by a condotninimn association, homeowners association or sunilar orgaiuzarion. (F� "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by checle, draft, ox sunilar paper instnunent, which is uutiaYed through an electronic Terniinal, felephonic inshuin0nt, computer, or magnetic tape so as to or3er, instruct, or authorice a financial insriturion to debit or credit an account. Such term includes, but is not limited to, point of-sale transfers, automated feller machine ffansactions, transFers uutiated by telephone, wue nansfcrs, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are descPbed ia Section 3. (SVI) "M iscellaneous Proeeeds" ineans any compensation, settieinent, a�vard of damages, or proceeds paid hy any th�rd party(other than insurance procee3s raid under the coverages described in Section 5) for: (ij damage to, ox destruction of, the Properly; (ii) condemnation or other ta7dng of ail or any part of Che Pro�erly; (iii) coaveyance in lieu of condemnalion; or(iv)misrepzesentations of, or omissions as to, the value and/or condition of lhe Property. 2400t]83 NEBRHSKA-Single Family-Fennie M2e/Retltlie lrisc UNIFORM INSTRUbi E�T Fortn 3028 1lOt vn�a� v M as�n�7�i i os� Woltars Klmver Flnanclel ServicPs Page 2 of 1]