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201206748 <br /> BY SIGNIlVG B�LOW, Borrower aceepts�nd a�ees to the terms and covenants contai�ed in khis Sacwity <br /> instrument and in any Rider executed by Borrower and recorded�vith it. <br /> / : <br /> '/° (Seal) <br /> �, K -Borrower <br /> � � J <br /> gal) <br /> TRACY L�1� -Borrower <br /> /� <br /> (Seal) <br /> -Bo rrow er <br /> (Seal) <br /> -Bo rrow er <br /> 0 Refer to fhe attached Sigreasure Addenclum for additional pazties and signatures. <br /> 2A001]83 <br /> �EB W15KA-Single Fam ily-Fxnnia W ae/Fretltlie M ac UIVIFORryI INSTRUbt ENT Porm 3028 1/05 <br /> VM P� VM P6ME)(1145) <br /> Nloltzrs Kluwer Flnancia 5arvices Page 16 of 1] <br />