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201206729 <br /> IN W�TNESS WHEREOF, Borrower(s) has executed this VA Guaranteed Loan and Assumption <br /> Policy Rider. / <br /> / <br /> � � � <br /> �ilY'� � �Q � f � �. �� �.���_� <br /> JAb� 'S J ARENDS -Borrower KELL� ARENDS -Borrower <br /> -eorrow er -Borrow er <br /> -Borrow er -Borrow er <br /> -Borrow er -Bo rrow er <br /> 8801252268 88012522G8 <br /> VMP�-538R (0405).01 Page 3 of 3 <br />