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201206729 (C) "Lender" isRank of' thc 1Ncst, a California statc banking corp. Lender is a corporation organizeA and existing undee che laws of The State of Cal i fornia i.ender'saddressis 13505 California St, NE-BBP-LL-P, Umaha, NE 68154 (D) "Trustee" is Bank of tihe West, a California stiate banking corp. (E) "M ERS" is Mortgage F.lecteonic Registration b�stems, Inc. MFRS is a separatc corporation thaC is aaing � solely as a nominee for Lendcr and Lendcr's successors and assigns. MERS is the beneficiary under this Security Instrwnent. MERS is organized and existing under the laws of Delaware, and has an address and telephone uumber af P.O. Sox 2026, Flint, MT 48501-202fi, teL (888)679-MERS. (F) "Note" means the promissory note signed by Borruwer and dated August 09, 2012 . The Note statestliztBorrowerowesLendw� One Hundred Thir[y Five Thousand And Z,ero/100 Dollars(U.S. $135,000.00 )plus interest. Borrower has promised to pay this debt in reguLar Periodic Payments and to pay the debf in full not IaYer Yhan Sept:ember O1, 2027 . {G) "Property" me�ns Lhe properfy that is dcscri6cd below under the heading "'fransfer of Rights in Lhe Properry." (H) "Loan" means the debt evidenced by the Note, plus interest, any prepaymei�t charges and late charges due under the Nofe, nnd all sums due under this Secw'ity instrunrent, plus interest. (1) "Riders" means all Riders to this Security Instrument tha[are execufeci by Borrower. Tl�e following Riders are to be executed by Borrower [eheck box as applicable]: �Adjustttble Ratc Rider � Condominium Rider � Second Home Rider �S3alloon Rider �Planned Ui�it Development Rider � ]-4 Family Rider �VA Rider � �Siweekly Payment Rrder �Othcr(s) [specify] (J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulaCions, ordinances end administrative rulas and ordcrs(that have the effect of law)as well as all applicable final, non-appealablejudicial opinions. (K) "Community Association Dues, Fees, and Assessments" mcnns all dues, fees, assessmcnts aiid other charges that are imposed on Borrower or thc Property vy a condominium association, homeowners association or similar organization. (L) "Electronic Funds Transfer" means any transfer of Funds, other than a transaotion originated by chee;k, drafr, a'similar paper instrument, which is initiated Through an electronic terminal, telephonic instrumenY, compater, or magnetic tape so as fo order, instruc[, or authorize a financial institution to debit or credit an account. Sucl�term includes,�but is not limited to, point-of-sale tra�isfers, automatcd teller machine transactions, transfers iniYiated by telephone, wire transfers, and automaYcd clenringhouse transfers. (M� "EBCFOW Items" means those items that are described in Section 3. BB�12522fi8 86�125)2tiB � NEBRASKA-Single Femlly-Fannie MaelFretldie Mac UNIFORM INSTRl1MENT WITH MERS Form 3020 ll01 VMP� VMP6N(NE)(1105) W ollers Kluw er Finenciel 6ervices Fz9e¢of 1 P