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<br /> paynxnts muy no langcr be required,nt the opdon of Lcndcr.if nwrtgage insuruncc covcru�;c i���►hc uutiount und for thc peri�xf
<br /> thAt l.ender rcquires)pravtdcd by un insurcr npproved by L.ender uguin bcconxs uvuiluble u�xl ir obtuirxd. Norrowcr shull�u+y
<br /> the prcmiums rcquircd to maintain mangage insurn�xe in effect.or to pr�vtde a lass rescrvc.until the rcquircmcnt far nx�rtgngc I
<br /> insurance cnds in uccUrdance with any written agreement between Barrower und I.cnder or appltcable luw. ,
<br /> 9. It�spection. l.ender or its ugeut nwy mal:c r.::�-un�ablc entrics upon atid inspectlom nf Ihe Pro�►eny. l.c�xler shall give
<br /> Borrower notice nt the time of ar prior to an inspection spocifyiag reasanable cautie for the inspsctiun. �
<br /> 10. Condemnattan. The proceeds of any awurd or claim far damages,direct or con�uentiul, in cunnection wlth any i
<br /> condemnatian ar other taking of uny part of the Pcopeny,or for conveyance in lieu of condemnutlon, are hcroby acsigned arxl �
<br /> shall be p�id to Lender. '
<br /> In ihe event of a totnl taking of the Properry.the proceecis shall be npplied to the smns uxurai by this 5ecurity lnstrument,
<br /> whether or nat then due, with any excess paid to Barrower. In the event of a partial tnking of the Properry in which the fair
<br /> murket vnlue af the Property immodlatcly bcfore the tuktng Is equal to or greatcr than the nmount af thc sums securcd by this
<br /> Security Instrument inunediatcly before the tsaking.unless Bomowcr and Lender otherwise ugrce in writing. the sums sccu�cd by
<br /> this Secudry Instrument shall be reduced by the amount of the proceed.� multiplied by the following fraction: (a) the tatal
<br /> amount af the sums secured immediately before tbe taking. divided by(b) the fair markct value of thc Pcoperry immaliately
<br /> befora the taktng. Any balance shall bc paid to Borruwer. In the event of a panial tuking of the Property in which the fair
<br /> market velue of the Property immediately befare thc tukjng is less than the amount of the sums se�ured immediately before the
<br /> taking. unless Bonower and Lender othenvise agree ia writing or unless applica6le iaw otherwlse provides.the procc�s sh�ll
<br /> be appliul to the sums secw+ed by this Secunty Instrument whether or not the sums ere then due.
<br /> If the Property is abandoned by Borrower,or if.after notice by Lender to Borrower thut tha condemnor offers to make an
<br /> award or settle a claim for damages, Borrower fnils to respond to Lender within 30 days after the dAte the notice is given,
<br /> Lender is authorized to collect and apply�he proceeds.ut its option,either to restoratian ar reps�r of the Property or to the sums
<br /> secu�ed by this Security Inswment,whether or not then due.
<br /> Unless L.ender and Borrower athenvise a�rce i�writiag, any application of proccedg to principal shal! not extend or ;
<br /> postpone the due date af thc monthly payments referred to in paragraphs 1 and 2 or changc the amount of such payments.
<br /> Il.Borrower Not Rdeased;Forbars►nce By Lender Noi a Waiver.Extension of the time for payment or modification
<br /> of amortization of the sums secured by this Secuiity Instiument granted by Lender to any successor in interest of Bonower sh�ll
<br /> not operate to release the liability of the originll Bonower or Borrower's successors in interest. Lender shall not be required to
<br /> commence procadings against nny successor in interest or reiuse co excend umc fu� puy�aeni ar aihcrwise mcdi�;�.^.:ortizstiQc
<br /> of the sums secured by this Security Instrument by rcason of any demand made by the original Bomower or Borrower's
<br /> successors in intemst. Any forbearance by Lender in exercising a�iy right or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 1Z. Sua�essors and Assi�ns Bound; Joint And Several I.(Abil(ty; Casigners. The covenanta mtid a�rexments of th�s
<br />= Secur�ty Insnument shall bind and benefit the successors and assigns of I.ender and Bormwer. subJect to the provisions of
<br /> - puagraph 17. Borrower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Securiry
<br /> Instrument but does not execute the Nae: (a)is co-signing this Security Insuument only to mortgages, grant end convey ttut
<br /> Borrower's interest in d�e Property under the ternu of this Security Instrument; (b)is not personally obligated to pay the sums
<br /> secured by this Security Instrumenr nnd(c)agrees that L.ender und any other Borrower may agree to extend,modify,forbear or
<br /> meke any accommodations with rcgard to the tcrms of this Securiry Instrument or the Note without that Borrower's consent.
<br /> 13.I.oan Chrrges.If the loan secured by thls Security Instrument is subject to a law which sets maximum Ioan charges,
<br /> - and that law is finAlly Interpretee!ao tl�at the interest or other loan et►arges collectod or to be collected in connection with the
<br /> � loan txca;d the permitted limits.then: (a) any such toan charge shail be reduced by the amcmnt necessary to reduce the chsirge
<br /> ; to the permittod Iimir,and(�i)any sums already collected from Horrower wuich exceeded permitted limits will be refundod to
<br /> Borrower. Lender n�ay choose to make this refund by reducing the principal owed u►xler the Note or by making a dirxt
<br /> � pnyttxnt to Borrower. If a refund reduces principai, the reduction will be treated as a partiul prepayment wlthout any
<br /> � prepayment charge under the Note.
<br /> � 14.Notkes.Any nottce to Borrower provided fur in this Securtty Instrument shall be given by delivering it or by mailing
<br /> ' it by first class mail unless applicable Inw requires use of another method. The notice shalt be dtrectod to the Property Address
<br /> � or uny other address Bonowcr dcsignates by notice to Lender. Any notta co Lender shall be givcn by first class mail to
<br /> Lender's address statai herein ar any nther addnss I.ender design�tes by notice to Borrawer. Any notice providal for in this
<br /> Security Insttument shull be deemed to have been given to Hortower or Lender when given as pmvtded fn this paragrnph.
<br /> � I5.Governing Ls�w; Severnbility. This Securiry Instrument shall be governod by federul law and the law of the
<br /> � jurisd[ction in which the Property is laated.In the event that any provision or clause of this Security Instmment or the Note
<br /> i rnnflicts with appllcable law.such conflict shall not affect other provtsions of this Sccurity Instrument or the Note whtch can be
<br /> , given effect wlthout the conflicting provision.To this end the provisions of this Security Instrument and the Note are dcclared
<br /> ' to be severable.
<br /> ., 16.Horrower's Ca�py.Borrower shat I be given one conformed copy of the Note and of this Security Instcument.
<br /> Form 3028 9180
<br /> � P.o.aoee
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