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<br /> � .,�,'��' if tQe uaiounta hald by Lender for�scrow Itema exceed the anaounts petmitted to be held by RESPA, Lender c
<br /> _..__; i,�. sh�11 stcccouni to Hosrawer for tlte eRCesa funds as requlred by RESPA. If the amounts of fuads held by Leader�t any
<br />=N:.;`�; �� Wne an not sufflsiom co pay�he Escrow Iuma wken dwe.Lender may notify the Sorrower aszd reyuire Bnrrower to
<br /> . , mflhe u p the short a ge as�rmitted b y RESPA. � _
<br />: �;�r'�: ;� 17te Escmw Funds are pledged as additienal securlty for aU sums secured by this Securiry lnswment. If
<br />;,��!�'' . Sorrower tendera to l.ender the ibll payment of all sucb sums, Borrower's account shall be crediud wiW thc balance
<br /> - ""'` nmaining for all installmeat items(a).(b),and(c)and aay mortgage lnsucance premivaa iastellraent Wat Lender has
<br />_-_ �� Aot ba�me obligated to pa�y to the Secretary. aad l.ender ehall promptly refund any eacess ti�uds co Borrower.
<br />_ : �t,�� Imraediately prlor to a forcclosure eale of the Property or its acquisItion by I.ender, Borrower's axount sball be
<br /> cndi�ed wIth eny balance remainin�for all installmants for items(a).(b),and(c). _
<br />.:�';- � 3.Appltcadon ot Payment9.All payu�ents uader Qaragraphs 1 and 2 sha11 be applied by Lender es follows:
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<br />_;,„�, ,; �,to ttRO mortgage 3�rsuraaa pnmium to be paid by Lender to the Secretary or to the monthly charge by the
<br />-v�:�: ti Secretary instead of the monthty mortgage fasu�aace piemiura;
<br />'_�s'".�^�� Second,to eny taxes.special agsessaneats.leastPtoSd payments or ground renta.and tire.flood aad other hazard
<br /> �_.:os:,;�= iasuRanoe premiums.as t�equited;
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<br />.�;;�s,� �„i d.to inunst due under the Note;
<br /> ,�:�:� Fourth.w amonizeUon oi the princlpai of the Note:and .
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<br /> ,__,_,61 a �,to lazs chargea due undcr the Note.
<br />--.�' . 4.Ftrq FTa�d and Other Hs�rd��aa�nca B�rtanti7sr shaU insure aU impmvatnents on the Property.wh�ther
<br />.�.�;__',�,,� now fn extaunce or subsequently erected.agaimss any h3�,casualties,and oonrir�e�des.including firc.for ah*:sh
<br />"����'`,'� Leader requins insarance. This insivanx shall be ma�ntalaed in the amoimss an� for ihe petiods that L�er
<br />�_:,,; requires. Bornower ehall also insure all impmvementa on the Property. whaher now in extsunce o�subsequently
<br />::�;;�" eneted�against loss by floods to the exteat requiced by thc Secretary.Ail insurance shaU be carrled arlth companies
<br />-;^�.���� ' .. approved by Lender.1'ho fn.suraace policIes and any renewals shaU be held by I.ender and shell include losa payable
<br /> ==����� ' clauses in favor of.and in a form aooeptable w.Lender.
<br />-::��;� In the evcat of loss.Borrowar ehaU give Lender Immediate noHcx by mail.L�ts may malce praof of lc�ss.if�u,at
<br /> .,�;;��i made pmmptty by Bomower.Bach insuraaa oompany canoemed is hereby author�zed.nud directed to make payment
<br /> -- .,. fcsr surh tu�s�CtPf ta I.s�;r, is�ts�of to �asrasYer sts¢ ta L�cs,{s�nt��. A,�t ar sa; gsat ssf tt�lnss�at�rx �
<br /> ----=°°"� pmcoods may be ag�lied by lxnder.at its opdon.eitner(a)tu tia�rfiwCtlos�oi'��dEbtcxLiess uudee the Note aad �
<br /> � ' Wis Soc�rrity Insuumen�,first to au}►deliaqu�nt amounts appllod in the order in pa��taph 3,and then to pnpayment
<br /> - of princip�l. or(b) to the natwation or repair of the damaged Property. My a�slicxtioa of the pmoads to the
<br /> - principal shall npt extend or pa�atpone the due dau of tl�e awntWY Payments wh�ch�o r�'emed w in paaagtiph 2,.or
<br /> �'�,�a change the amount of s�ch paymants. Any ea�ass insurana p�s over an a�unt requind w pay aU ouutandiag
<br /> - - ' ind�bteduess uader the Nou and this Secudty Iast�uatent sha11 be paid to the endty tegaUy entitled thenxo.
<br /> '— In the cveut of forcclosure of thLg Sxn�tty Inauument or other uansfer of ttde to We P'iooperty thai extinguishes
<br /> --= the iad�bt�s, all right. fltle and iaterest of Borrawer in and to insuranoe pol��ia� in fora sbaU pa�s w the
<br /> -—° Pur�ser.
<br /> ��.� S.OocnPonrY,Pt+eser�'a41on�Matnteaanoe and Prutcdton o!the Pe+op�rty; BorroW�'s Lo�n Applf�atton;
<br /> - Leasehotda. Barrower sh�U occupy. establlstt.and use the Property aa Borrower's princjpal restdeaoe aithin aixty
<br /> - , u:ys a.Lr thE��tiaa af this�i fn�nt(ar:r�t2�ia��doy�af:1��s or tr�fsr of s�s Pt+q�s;)
<br /> a�tt ehall conanue w ocq�y,tbc Property ag Bomuwer's pzincipal resldenae far�•tt�st one year aftsr the date of
<br /> "�v��;�� oix�smcY.umless I�endet de�in�ss that requlrcment wH1�Cause aadua hardsht�fot'I�na'�+ower.or unless exteiwatiag
<br /> _-• circumst�noes �xist which ar�'beyond Box�awer's oduiml. Botrower sha1D �. IA�der of any eacteauatlag
<br /> ' ' cli�cumstan�s.Bomower shali not oommit�stt or des�y,dan�age or substantialIy chaage the Pcoperty or allow the
<br /> -.- — � Pro�erty ta dexertorate.reasonable wear atad�ttar eaaepted.L�er may insneex the Propetty if the Propeny is vacant
<br /> _- _ or abaadoned op ttte losn is ia default. Lender may take reasonable action w prate�ct and pxeserve such vasant or
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