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<br /> 					(i�     Who has h�d s pre�stt oa+nership imerest in a principal Resideace  		_
<br />				duriug aay part of the thrx-yr.�r pr.riod eradin�oa tho dacc of the sale or aaasfer.
<br />				all as pravided in Se�tion 1�3(�aad(�(2)of tlise Int�rnal R�venue Coda(except
<br />				that"108 per�eat° shall lsa s�bsdmted for"95 g�+ceat crr mo�+e" whare t6e latter  		.
<br />				appw�s ia Sc�da� 1�E3(�(1)), or   									�-
<br /> 					(rii�    At aa acquisidon cost which is g�reater tbaa 90 gerceat of the
<br />				average  ama gurchase p�iCe (g�eaur t6an  110 perceat  for �  az+ea
<br />				Resideaces), all as prov�ded in S�oa 143(e)aad(�CZ)of the I�ternal R�vve�me
<br />				Co�e; or 													_
<br />    										in�om� in excess of the     licable
<br /> 					(iv)    Who Has a g�+oss fam�Iy   				aPP
<br />				pmtix�e of applicable mediaa fam�ly income as pravided ia Sa�on 143(�and
<br />				(� (2)of tBo Interaal Ravenua C�de; or
<br />				(bl     �oa+oaer fas�a to occnpp tho pro�ty descrz'bsti in tt�Securlty Isss�eat  		_
<br />			wituo�2 p.?or wrl�ten consent of I,ender or its succ.essors or asstgas desca'bed at the
<br />       		begivaiz�g of tlius?ax F.�cempt Finaucin�Rider; or
<br /> 				(c)     Han+ower omits vr misrepr�,sents a fa�x chat�S materlal with�spect to the
<br />       		provisions of Sectioa i43 of che Inumal Revemse Code ia aa aPFlic�rion for the loan	-
<br />       �		secured bq this Security Iasnumen�								.
<br /> �       			Refereaces are to t�e Internal Revemie Code as ameaded and in effect on che date    � .
<br />			Qf ��a r_ n� ht�nels= che proceeds og whicb w�l be used to fiaaaee the Securiry	.
<br />			Iast�ume�at aHd ar-�de�ffie�l to include the impl�mentin�ra�alatxons.
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<br />			�Y SIGNII�Ia BF.I.OaT, Boaowa�r accapts and agr�es to the tesms aad provisions in tbis
<br />       	Tax Bxempt F'vnaacin�Rider. 			.
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