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<br /> paymcnts muy no longer bc requlreci,at the aption af Londcr,if mangage insuranrC c�vcrugc qn the amnunt nnd fnr�he perlod
<br /> that Lender rcquires) providal by an iusurer uppmvcd by I.cnder ugaln becomes uvuilubli:und is�btalned.Borrower shcll puy
<br /> the premiumt n:quircd tu mainwin murtgagc imurunce(n efFect.or to providc u lasw reservc,untU tl�c requirement far monguge
<br /> tnsurnnce en�l:�In ikcntJance with uny wrttten ugreemau between Bonower snd Lender��r upplicnble luw.
<br /> 9, In9peM�on, I.endRr or itv n,ent mny mnke rensonnble entrics uEx�n n�xl inspections nf Il�e Praperl�. LenJer shull�ive
<br /> &�nower n�itice ut tfi�tink c�f or priar to an inspoction specifying rcusonuble cause for the inxpxtion.
<br /> 10. Condemn�ttion. The proceeds of any awnrd ar clulm for damages. direct or cnnsequentiul, in cannection wi�h uny
<br /> candemnution or other utking of uny pnrt of the Propeny.or for conveyance in lieu af candemnation, ure hereby ussigaod ctnd
<br /> shull bc paid ta Lcndcr.
<br /> In thc event of a totnl tuking of the Property,tlie proceecls shnli bc upplted to the sums securod by this Securlty Instament,
<br /> whether or not then due, with nny exces�paid to Borrower. In the event of a partiul taking of the Property in which the fair
<br /> market value of the Property lmmediately beforc the takinII is equul to ar grcatcr than the umount of the sums secuted by thls
<br /> Security iostcument immediately before the taking,unless Horrower and Lender otherwIse agree in writing,the sums isecurai by
<br /> this Security lnstrument shall be reduced by the amount of the proceecis muldpliad by the following fraction: (u) ttie totel
<br /> amount of the aums secured immediatcly before the takins, divided by (b)the fair merket value af the Propeny imm�diately
<br /> befare the taking.Any bulance shall be paid to Bonower. In the event of a partial taking of tha Property in which the fair
<br /> market value of the Property irnmediately before the taking is Iess than the tunount of the sums secured Immediateay before the
<br /> taking. urdess Borrower und Le�xlrr uQ�erwiae agree iu w�•iting or unless applicable law otherwise providcs,tho pr�cceds shall
<br /> be applied to the sums serured by this Security Instrument whether or not the sums are then due.
<br /> Yf the Property is abandoned by Horrower.or if,after nottce by Lender to Borrower that the condemnor offerc to rnake an
<br /> awlyd ar settle a claim for damages, Bosower falls to respond to Lendcr v+ithin 30 days aftcr the dute the notace is given,
<br /> Lender is authar�zed to colleci�►nd apply the proceeds.st its option,either to restorntion or repair of the Property or to the sums
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless Lender su�d Borrower otherwise agree in wddng. any application of procceds to principal shall not ext�nd or
<br /> postpone the due date of the monthly payments refene�i to in purngraphs l and 2 or change the amount of such payments.
<br /> 11. Borrower Not Reless�l; Forbearance By Lender Not�.Waiver.Extensian of the time for payment or modification
<br /> of amonization of the sums secured by this Security Instrument granted by Lender to uny successor in tnterest of Borrower shall
<br /> not operate ta release the liability of the original Borrower or Borrower's eucc,�ssors in interest. Lender shall not he required to
<br /> a,«�iwr,�,e Y:i�isgs againsi any su:ti:as��in is�tcr�ar r:.£u�,to cxt�nd tirn;,far paysssast cr atl:�n:3�e malif�; � 'd•Qa
<br /> of the sums secured by diis Security instniment by rcason of any demand made by the originnl Horrower ar Borrower's
<br /> successors in intorest. Any forbearance by Lender in eaercising any right or remedy shall not be a waiver of or precluda the
<br /> exercise of any right or remedy.
<br /> 12. Successors Qnd Assigns Bound; Jolnt und Several Ltab[Iity;Co-signers. The wvenants and agrecments of this
<br /> Secudty Instrument shall bind and benefit the suceessors and ussigns of Lender and Horrower. subject to the provisions of
<br /> paragrsiph 17. Borrower's covenants and agreements shall be joint and several. Any Bonower who co-signs this Saudty
<br /> Instrument but does not execute the Note: (u) is co-signing this Security instrument only to mortgnge. grant and cornvey that
<br /> Borrower's intcre.st in the Property undcr d�e terms of this Security Instrumenr,(b)is not person�lly obligated to pay the sums
<br /> secured by this Securiry Inswment;and(c)bgrees that L.ender and any othcr Borruwer may agree to extend,modify,forbear or
<br /> make uny nccommadations with regard to the terms of this Security Instrunxnt or the Note withaut that Borrower's consent.
<br /> 13. Losn Charges.If the loan�ecured by this Security Instn�ment is subJect to a faw whlch sets maximum loen chu�es.
<br /> and that Inw is finally interpreted so that the Interest or other loan charga collected or to be collected in conncction with the
<br /> ' loan exceed ehe permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the permitted limit:and (b) any sums almady collected from Bonower which exceocled pernutted limits will be refunded to
<br /> Borrower. Lender may choose to make this refimd by reducjng the principal awed under the Note or by making a dinct
<br /> - payment to Borxower. If u refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> !. prepayment charge und¢r the Natc.
<br /> 14. Notias.Any nodce to Borrower provtded for in this Securiry Instruinent shall be given by delivering it or by m�iiling
<br /> it by first class mail unless applicable law requires use of another method.The notice shall be directed to the Property Addnss
<br /> or any other address Sorrower designsttes by notic� to Lender. Any notice to I.ender shall be given by first class mail to
<br /> Lender's addnss stated herein or any other address Lender designates 5y notice to Bonower. Any notice provided for in this
<br /> Security Instrument shall be deemod to have bcen given to Borrower ur Lender when given as provtded in this parag�aph.
<br /> ' I5. Governing Iaw; Severability. rhis Security Instrument shall be governed by federal law and the law of the
<br /> " Jurisdiction in wUich thc Properiy ls loatted. In the event that any provision or clause of this Se�:urity Instrument or t�e Note
<br /> � conflicts with applicable law,such conflict shnit not affect other provisions of diis Security Instrument or the Note which can be
<br /> given effect withaut the conflicting provision.To this end the provisions of this Security Instrument and the Note Are declared
<br /> to be sever�ble,
<br /> 16.Borrower's Copy.Borrower shall be given one amformed copy af the Note and of this Security Instrument.
<br /> fonn 9028 9l90
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