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�� <br />� <br />�� <br />N � <br />0 <br />� � <br />N � <br />0 �� <br />� <br />� � <br />N = <br />� <br />� <br />E��1 <br />C <br />�r�'J �► <br />��. <br />� <br />� <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />�-.� <br />�. � <br />�� <br />t,�/1 s v <br />D <br />� � � � � <br />�', c� <br />c .,�; . <br />� °.'� � <br />m f' � <br />'-�' ��- . <br />�, � .� <br />r� � <br />� r ; � . G� <br />-i � � <br />��n �. W <br />0 <br />� <br />N � o � <br />� <br />F�—s �' <br />i09 � <br />O � <br />� � <br />CA � <br />N <br />� <br />[Space Above Tlus Line For Recording Data] <br />c� cn <br />O —I <br />C D <br />z rn <br />� <br />� o <br />O �1 <br />� Z <br />_ �i <br />fi SA <br />r z <br />r A <br />G'> <br />� <br />v <br />cn <br />� <br />MIN:100416700020394046 <br />, DEED OF TRUST <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE <br />APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR <br />ITS AUTHORIZED AGENT. <br />DEFII�TITIONS <br />i� <br />0' � <br />� <br />Words used in multiple sections of tlus document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated August 6th , 2012 , <br />together with all Riders to this document. <br />(B) `Borrower" is Michael J Isley and Heidi S Isley, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporarion organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) uTrustee" is CharterWest National Bank 201 South Main Street PO Bog 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note sign�d by Borrower and dated August 6th , 2012 . The <br />Note states that Borrower owes Lender Two Hundred Thousand Three Hundred Fifty and 00/100 <br />Dollars (U.S. $200,350.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />September 1, 2027 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider � Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider VA Rider <br />(,n ��Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/Ol (page I of 9 pages) <br />12439.CV (9/11) 907991 Creative Thlnldng, Inc. <br />GOTO 212� <br />