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201206674
<br /> 21. HOrdrdoag Substanc�s. As used in tbia Seclion 21: (a) "Hazardous Substances"are those substances
<br /> defined as toxic or hazazdoue su6sfances, pollutants, or wastes by Environmental Law and the following
<br /> subs[ances: gasoline, kerosene, other flammable or toxic petroleum producta, toxic pesricides and herbicides,
<br /> voladle solvents, materials containing asbestos or formaldehyde, and radioacrive materials; (b)
<br /> "Enviroxmental Law"means federal laws and laws of the jurisdiction where the Properry is located that
<br /> relate to healtb, safety or environmental protection; (c) "Emironmental GTeanup"includes any response
<br /> acpion, remedial action, or removal aciion, as defined in Environmental Law; and(�an "Emironmental
<br /> Condirion"means a candirion tUat can cause, conu-ibute to, or otherwise�igger an Environmantal Cleanup.
<br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br /> Swbstances, or threaten to release any H�ardous S�bstmces, on or in the Property. Bonower shall not do,
<br /> nor allow anyone else to do, anything affecting the Properry(a)that is in violation of any Environmental
<br /> Law, (b)which creates an Environmental Condition, or(c)which, due to the presence, use, or release of a
<br /> Hazardous 3ubsYance, crwtes a condition that adversely affects the value of the Property. T'he preceding two
<br /> semences shall not apply to the preseuce, use, or stornge on the Praperty of small quantities of Haaardous
<br /> Substances that are generally recognized to be appropriate to normal residential uses�d to maintenmce of
<br /> the Property(including, but not limited to, hazardous subatances in cons�er products).
<br /> Borrower shall prompfly give Lender written notice of(a)any invesrigation, daim, demand, lawsuit or other
<br /> action by any govemmwtal or regulatory agency or private party involving the Properry aod any Hazardous
<br /> Substance or Environmental Law of wluch Horrower has actual lmowle�ge, (b)any Environmental
<br /> Condition, including but not limited w, aary spilling, leaking, dischazge, release or threat of release of any
<br /> Hs7ardous Subafance, and(c)any condition caused by the presexice, use or release of a Hazardous S4ibatamce
<br /> wlilch adversely affects the value of the Property. If Borrower leams, or is notified by any govemmentai or
<br /> regulatory authority, or any private party, that any removal or other remediarion of�y Hazardous S�bstance
<br /> affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in
<br /> accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an
<br /> Environv�eutsl Cleanup.
<br /> Non-UniForm Covenarrt5. Borrower and Lender covenant and agree as follows:
<br /> 22. Acceleretion; Rertied�a. l.ender ahall glve notice to Borrower prior to accderation following
<br /> Borrower's breach of any covenant or agreement in this Security Inshvment(but not prior to
<br /> acceleral3on under Section 18 unl�s Applicable Law provides otherwise). The notice shsll specity: (a)
<br /> the default; (b}the action required to care tLe default; (c)a date, not less thau 30 days from the date
<br /> the notice is given to Borrower, by whic6 the default must be cured; and(d)that failure to care the
<br /> default on or before the date apec[fled ln the notice may reault in acceleradon of t6e sums secnred by
<br /> this Secarfty Inatrament and sale of the Properly. The notice shall farther inform Borrower of the
<br /> right to relnstate after acceleratlon and the right to 6ring a court action to sssert the non-e�stence of a
<br /> default or any other defense of Borrower to acceleration and sale. If the defaWt is not cured on or
<br /> before the date speci5ed in the notice, Lender at its option may reqaire immediate payment in full of
<br /> all aums secnred by this Security Instrument without further demand and may invoke the power of asle
<br /> and aay other remedies permitted by Appticable Law. Lender ahall be entifled to collect all e�cpensea
<br /> incurred in pareoing the remedies pmvided in this Sectlon 22, inclu�ng, 6at not limited to, reaeonable
<br /> attorneys' fces and coata of title evidence.
<br /> 4300352831 D VBANE
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