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<br /> ,�; . S. Nar,ard or Property Insurance• Bormwer ahall kcep the improvementa now e�aiating or hereufter ere�� �_
<br /> .,� properry Jnsured t►�nlnst loso by fire�huzards included wlthin the term 'extended coverage" and any other huzarda, inctuding �
<br /> tloods or flooding. for which Lender requires ias�utace.'lhta insurt�nce shall be maiatained in the amounts and for tha ppdada
<br /> 'i, that Lender requtres.The i�asurancc carrier providlag the insurance shnll be chosen by Borrower subject to L,ender's appmvul �
<br /> -� ,, "'' which shall not be unre�sonably withheld. If Boreower fofls to maintnin oaver�►Be described above, Lender muy. at �.ender's �-
<br /> _ � _ ..'.x;� optIaa,nbtein oovernge to prouct L.emder's dghte in the Pcoperty ia accordance wlth pArAgcnpb 7. �r—
<br /> �� ��q� All insuraace polictes and reaewals ahall b�acceptable to Lender and ehtill iaciude a standurd mortgage clause. Ixnder �
<br /> � . �,.~� ahall have the rlght to hold the policles and r�ttewals.If Lender mqukcs,Borrower shull pmmptly give to Lxnder all receipts of �
<br /> paid premiva�and renewal aottces.In the event of loss� Borrower shall glve prompt aotice to the insuraace carrter aad i.ender.
<br /> � �7'��� L,ender may make proof of loss if aot made prompdy by Bocrower. --
<br /> �,��� Udess Lender and Borrower othervlse agree tn writing. iasurance proceeds ehall be applied to restoration or repair of the =
<br /> property dansaged,if the restoratton or repair is economically feasible and Lender's security is aot lesseaed.If the restoratIon or
<br /> repair is not economically feasible or I.ender's security would be lessened,the insurance prooeeds shall be applied ro the sums
<br /> . . �, secured by this Securlty Inst�ument, whether or not ttten due, with any excess puid to Barrower. If Borrower sbaadans the .__
<br /> � Property.or does not answer within 30 days a notioe fmm Lender that the insurance carrter has offeted to settla a claim,then
<br /> . Lender may eollect the iusurance praceeds. L�ceder may use the pmc�ds to repatr or reswre the Fmperty or co pay sums
<br /> secured by this SecurIty lasuument,whether or aot then due.The 30�day perlod will begia whan the aotice is given.
<br /> Ualess I.ender und Borror�er otherwise a$r� In wtlting. az►Y aPP��cadon of pmc�eda to prlucipal shaU not extend or
<br /> . •:� . postpoas the due date af the montbly payu�nts referred to in paragraphs 1 and 2 ar chunge the anaount of the payments. If
<br /> t�: .��:�: �r P�B�Ph 21 the Property is acquired by I.�ender. Bomower's dght to any insuraace polictes and proceeds resulting from
<br /> ....,.�..,� �
<br /> � ;:; ''• damage to the Property prlor to the acqvisidon ahall pass to Lender w the extent of the suma secured by thls 5ec.vrlty Instrumrnt
<br /> �-����:; imia�iately prior to the acquieidon.
<br /> r s' � � • 6.Occupaaci'.Preservatlon,Msintenance and Protection of We Pr»pertyi Borrower's Loan Appl�catlon;Leaseholds.
<br /> °� �``'�" Borrower sbaU aocupy.estat►Ileh.and use the Property as Bonower's prlacipal resideace within sixty days after the execut�oa of
<br />:��r;:;;ry}s� .
<br /> th{s Securfry Insaumeat aad shaU contlnue to occupy the Property as Borrower's prlacipal msidence for at least ane year a fter
<br /> ��',H � the date of oa�upancy,unlesa Lender otheiwlse agreea in wdting,which consent shaU not be unreasonably withheld,or unless
<br /> ,�,'�:'•�a%�° extenuat�ng circumstences exist which sue beyond Botrower's control. Borrower shall not desuoy, damage or impair the
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<br />-!�,�,,,.+,.,., pmperty, atlow the Property to detertorate.or couunit waste on the Property. Borcower sball be in default if aay forfeiture
<br />-u-..+.w, acdoa or proceedinB,a+hether civil or crvninal,is begun that in T.ender's good faith judgment covld result In forfeiture of the
<br />�-�,,: . � Pcoperty or otherwlse matedaUy imPair the llen created by this SecurIry Instnunent or Lender's seauity iaterest,Bon�ower may
<br />;:n�;�:�.
<br /> �Y���.'�,�_ cure such a default end refnstate.as pmvlded in paragraph 18�by causing the acdon or pmcePding to be dlsmissed wtth a niling
<br />--;:-�,�:y . that, in Lender's good faith detenninatton� Qrecludes tori'eitare of�►e Borrower's interesi ia tha Ftv�ty �r other�riat
<br /> -'_�b':«=� impairment of the liea created by this Serurity Insttunaent or Ixnder's security interest. Bortower shs11 also be ia defaulc if
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<br /> �r Bosrower,during the loan applie�tioa process,gave matetlaUy false or inacauate infom�ation or statements to Lender(or
<br /> �,"�-'�"' �p���I,ender with eay ipaterial information)in conaee:doa a+ith the loan evid�nced by the Note.iacludtng.but not ILnited
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<br />,:;,:ab'�:'�:'t�� �•�Presentetfons conceminE Borrower's ocaupancy of We Property a4 a priacipal residence.IY�S SCCti[Ity IOSdUIIICIlt IB OD 8
<br />_��,_,��;�,� leasehold, Bomower sha11 comply wiW ai1 the provisions of the lease. If Homower acqufrea fee citle to the Property, the
<br /> ..;;;;=;�;<;� 'leasehold and the fee title shall not merge unless Lender agtees w the merger in writiag.
<br /> �;;.i,,�;�� 7.Prote�ion of I.ead�'s Rights ia the ProPe�tY.If Barmwer fails W perform the cavett�ants and agteennents ooataiaed in
<br />-----=:�=:�� this Secnrlty Insnument,or there is a legal proceeAing Wat m�yy aIgnificantly affect L,ender's rights in the Ptoperty(such as a
<br /> -==- _ pmceeding in bankruptcy,probate.for condemnaYion or forfeidue or to enforce laws or c�egWations).U►en Leuder may do and
<br /> � —. pay for whatever is necessary to pmtoct @►e value of the Prope�ty and Lender's rlghts in the Property. Leader's acdons may
<br />-- include.paS+�B�Y sums sewred by a liea which has priodty over tlus Security lnsuua�ent, �ing in vourt, PaYIag
<br /> — - — reasunnble attorneys'fees aad entering on the Propecty to make i+epairs.AlWough Latder may take acdon under this�,ivag�-�ph
<br /> ---—� . 7,Lender dces aot have w do so.
<br /> ---_.�_�._ pDy amounts disbursed by Lender under thie paragraph 7 shall bacome additional debt of Bomnwer secured by this
<br />----..._=— . Security Wstnunent. Unless Bormwec and Leader agtee to other terms of paya�ent,these amouats sha111rear i�Uerest from We
<br />= �' date of disbu�sement at the Note rate and shaU be payable. with interest,upon notice from Lxnde,r to Borrower nequesting �
<br /> __=�''•� P�Yment.
<br /> $.��g�ga Insurance.If Lender cequi�od mortgage iosuranoe as a coadltion of ma�cin�the loan secured by this Secudty
<br /> Insmuuent, Bosower shaU paY the Premiwns requlred w matntaia the mortgege insurance in etiecx. If, for any m�ason. the
<br /> mortgage iasurance a�verage reqaired by Leader lapses or ceases w be ia effect.Borrower ahall��cfis�remiuros required w
<br /> =— — obtaia coverage subsstandelly equivaleat w the�aoortgage insurance prevlously in effect,at a cosc ss4r�:n7ri�11y equivalent to the
<br /> °-°-° eost to Bon+ower of the mortgage insurance pceviously ia effect. fmm an altecnate mortgage insus�"appmved�y ll�arder.If
<br /> -- _ -- substandallY equivaleat mortgage insurance coverage is not aveilable,Borrower ahall pay W Lead�eacit month u s�rt��equal w
<br />�'=k,�,�� one-twelflh of the yearly mortgage i�nsuraaoe pnenmiwn being paid by Bonrower when the iasuraace mmv�sage lapsod b�r'ceased w
<br />-�-;:;�'�,`�. be in etlfe�t.Leader wW accept.use aQd.n�a.�r..�c^as�payments as a loss reserve ia lieu of rno�,ge �nsuraaee. Yross resenre
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