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<br /> . � � ' � �8"�� �f�91�'�the ro ert ,and ell eusemsnca,appurtenances.and ���
<br /> p . 'I'tHfl,i'UI:{3 WI'iN�all tEia lmnruv�m�nte�toCv un c�t�nRer erected p P Y � .
<br /> .� � fixturc;+ nu�v ur t�c�cuAer n puti ul' ttic pnipr�y. All eeplacementn and ndditions shall also be cavered by thls Secudty �,,_:
<br /> I�c�tuinK�►t, lill��11tw ti�u�E;�dnit fa�cl'eneci n�tn lhte S��:ortty[natrucnent av thc ProPenY•
<br /> IIt)NtttlWifN t'qV1iNAN'i;Y tlmi Ifun��wcr te IawfLUy eciscd of the cstnte hereby¢onveyed nnd has the right to grant and �
<br /> � �:im��cy litu Ihuucrty nu�l�ka�tlar E'nqw�rty la unencumtx�red. vxrcpt far encumbranc:es of record. Borrower warrancs and wiil �
<br /> , . --- ._.f d�Hcttd�c�urwliy th�.�Il�lu tn tt�o{'ropeiiy a�WUigl all ctaim9 und dc�nwnds,subJc�:t to nny encumbrunces of cecord. �.�;
<br /> ` '1'tllY�ll:l'11Nl1'Y (N!:'TItIlA1f3NT c�ini4+ine�unifami crnenante for nattonal use uad non-uniform covenants with iin�ited �_
<br /> verUnl��nr i+y�u�iRQlctUUi u��miqtitutr e un�firrm�tiuc{ty h�strunknt wvcring rcul pm��tY• ���`
<br /> . .:+-�� IINI{�t1fiM t't1VHNAN'I:V.Ik�rrower und l.rnder uuvenant ond agr��e ns followe: e when due che =
<br />- 1. Pa�ymr�U o�1'�i�ecl{wl Nnd Intrn�tt �I�yy�nent und Lnte Churges. Borrower sh�ll promptlY P Y _
<br />`:,�� p�incipxl uf wtslln►erc�l an Ihe dchi evlde»cecl l►y th�Nnte ustd any pmpayment and tate chnrges due under the Note.
<br /> �,"'� " 2. F���td�I�rr'1'ax��Nnd lndurunce. 5uhJ��:t Qo u�pitcablr Imv or to n wdtten wutver by Lender. Bormwer sha11 pay ro =
<br /> - •. � I:ender un�tw�lxy na�mldy p�►ynxius are due wi�cr thc Nntz,until the Note ie putd ia Nll,a sum("Fuads')for:(A)yearty taxes
<br /> . a uiiil n�sc��nktne Ntit�:b�uwy���ain priority�rv6r Ihle 5�r:uthy Instrument u�a lten on the Property;(b)Yearly leasehold paymencs _
<br /> � l►P BFOUIiI�II:11t111q11I10 L�fll��il`tly,H m�y;(c1 Yrxrly hnzaM or property taeurance premlums;(d)Yeaz1y flood iasurence pmmiwns. _
<br />- It'nuy: (�)Yl'itfiy(IMIII$Il�f� (IlSilfRIlCI•�11Y:It1SU11U,tf nny; and(�any sums pnyable by Bocmwer to Lender. in acoordance with
<br /> the pruvlel�nn oi'��Htpg�Wd�8, in Ilru ot tho peymrnt of mortgege ineuraz►ce premiums.7liese iterns are called"Fscrow Items."
<br /> leradcr nt�y, el a�j� �h��u. culictit aud hutd Hunde In nn anwunt not to exceed the mwucirnum sit►ouat a leader for a federaUy
<br />���, � rrlKlcd uwrlg��lu�n way tcqulw fcir Ilnrn�wer'e rsccow account under the federnl Real Estate Settlement Pmcedures Act of
<br /> Ts:-. t974 rs a�»e�u1e�ftum IU��v tu�In►o, t1 U.S.C.ScrUon 2601 et stQ. ("I3ESPA").uutese aaother law chat applies to the Fuads
<br />_ � . r�rle a tesscr onwunl. It so, Ia:udrr may� at eny ttnx, collect attd I�ota �unds In aa amount uot to excccd Wc lesser a�aouat. -
<br />�'�T��''�� ' Irendar moy cstlnnte Iha�unount af Funde duc an tho baste of cumznt dntn aud reasnnable estimates of expeaditures of future
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<br />'" ..:�s�;; '(1te �utxl� shrll be lield In �n instUutlan whose deposita cire insueed by n federal agency, insuumeuwitry. or entiry
<br /> � • (inr,iuding l.ci�er.it l.c�nicr is tiucl►an InsUtulton)or in eny Fcdetal Homc Lostn Benk•Lendcr shall apply the Funds to pay the
<br />-.--�-i°"`�.. Escrow Itenv.Lcndct may nu�at�ugo liurmwer fur holding and apply[ng the Funda.annunlly aaulyzing the escrow account.or _
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<br />'•,.;;�•.r_:,�• vcdfyfng thu 1?sti:row Qenu.unlce�1.cndrr pAya t3orrower intcn�st on thc ttutde and upplicnble law pernaita Lender to make such
<br /> i= a chorge.Huwevcr. L.endcr may trquUo Iiorrawcr tu pny n onc•tlmc churge for an independent n�ai estate caa rePorting service
<br />���'���•* used by L.cndcr It� wnncctlon wltt� thls loan, unleae wpplicablo law provldea ochecwiss. Unless an agreement is made or
<br />�=;��1-,y apPitcablc low[equb[ce Int�rcu tu bc patd,I.ctt4cr eh�ll nnt bc requircd to pay Borrower any intereat or earaiaBs on the Funds.
<br />—=�*p�:,.� Borrower wnd 4cudcr nuy �grce In writtna, hi�wcvrr. that interest elwll be pnid oa the Fund�. Ixnder ehaU giv�Q=Borro�h
<br />-�*�_��+��' wtthout chargo. �n annu�l �ccnunUng nt the FuiWe,�1►owing credite and dcbita tu the Futt3s aud tlte g�s�
<br /> -- ..`.`�: doblt ro the Fua�wrs tnwir.7'hu 1'und�ere pledged us addittonal secudty for eli suias secured by Wis Sec:urity Lastrument.
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<br /> _ �.�,�,- licable la�v.Lender shall accouat w Borrower
<br /> � � � If thc Fund�held by[.endcr exc:e��f dia w�wunts psmiittcd to be held by epp
<br /> �;;;�;,'��,. , for�he cxcesi Fuade ia aczorduuc wltN thc rcquircine.nte of appHcabl�law.[f thc amount of the Fuada held by I.ender at any
<br /> R,,;.,r;:,;.:;•:�; time ts wot euffictent to p�y tRo Escraw Itcros when duu.Lcndcr may so aotify Barrower in wrIting.ond,in auch case Borrower
<br />-�''4�'��`��`� shdi pay to Leadcr the ut�onnt ne�uuy to mwlco up tho deflctency. Borrower eLall mnke up the deflcicncy in no more that►
<br /> '; twelve monthly payments.nt Lcndet'�wle diKretion. ��r sl�al! prompdy refut►d to Bonower any _.
<br />� �`��1t� Upon payment In tWl of nll sum� 6nutcd by thie Sccudty lastturnent.
<br /> - 1=-=�a��r� Funds held by L.cader.If� uadu pingrxph 21�Lrnder eh�ll acquire or sell tho�c+npertY.I�td�r•Prlor to the acquisition or sale
<br /> --°''�"��� oY the Property,shall apply�»y f'undo held by Lcetder ot the Nmc of nsquteitfon or eale ae a arcdlt against the awns secureci by
<br /> ��`'�`�� thta Secudry insttument.
<br /> ' 3.Anulla►tlon oi PM,Ymeab.Unleu appflcublo law providce attierwise�nll payments ce�eivod by Lender under paragraphs _
<br /> - - 1 and 2�ili be�pplted: t�nt�to u�y prepayn�ent cdugc�duo under the Note;aecond,co amounts payable under pazaBraph 2; _
<br /> chird.w[aterwt d�ce;fourth,to principd due;and last.tn ot►y IQto chargct due wtder tho lefote. r
<br /> ----�= �.CharQnt LI�• ��wer ehtll psy�11 taxes.astca�mentf�chrugc�. fines and imposttions aurlbutable to the Propeny
<br /> wht¢h may nttyln pdority ovor thlt SecurUy Instrument�mb leuset�nld paymeata or gcaund reuta�if any. Borrower shatl pay
<br />-----= theae obli�atlons In the manner prnvtdcd ln par�gtaph 2�or!t nm patd in thet manaer.BO![OWCT B�flII P8Y�lt��A tlfllC�L�CAy
<br /> � --- - co the person owed payment.Rorrawcr shall pron�pUy Nmieh to l.cndcr alt�mticea of anwuatn to be paid under Wis paragraph•
<br />-- -----_°- If Berrower make�theac paymentn directty,tlnr�nwcr ehdl pratnAtly Nrnleh to Lender recet�te evtdenctng the payments.
<br /> Bonower ehdl promptly dic�herge any Itcn whlch h�pti�tity ovcr t h te S e cu r[ty Ins t r�n u n t u n l e s a 8orrower:(a)a g r�s in
<br /> - - writtag to t6e payn�ent ot tha a5tigstlon sccu��d by tha Ilen in a man�icr acceptablc to L�nder;(b)contesta ln 800d fatth the ltea
<br /> --- 6y� or defaida egatnst enfarccmcnt of thc tlen tn, leg�l prurn.�ding� whlch In the Lender•e oplaioA operat@ to prevent the
<br /> _—.���� eatorcement of the lia�;or(c)kcurc�[rnm tho holEcr ut the I►cn on ogrcen�cnt snttefactory to Lender subordinatln8 the llen to
<br /> a,�,,�;�� tt�ts Securicy Iu�tnsmcnt. It Lrnder detennt��ea that u�y p�A nt thc Property le eub3sct to a lieo wht�h�aay ettain prierltY over
<br /> -"'°'''�""'�� th;�Secuciry Inatnunent� Lcndcr rt�y Biv�Bur�uwcr o nuUcu f�icMlfyln�thu Itcn�BOIfOWCT BABII BfltIBFy tI1Q I��ll Of l9I(C OA@ OX
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