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<br /> '�� TOOBTH�R W1TH all the iaaproeemente no�v or hareafter erected on tha property. and all easennaats, `
<br /> . � � appGrtenences.and ilstures aow or hereafter a part o4 the property.All replacements aad additions ehull alaa 6a aavered [_'
<br /> �'� by HORROWBR OVBNANTS that Borrower ia laTwfull seisede of the�essaI tjl e horeb t coavayed and�byna�ha cighE to �
<br /> ; graat nnd convey tho Praperty ead that tbs Property ie unencumbered,except for eacumbranaea of re�ord. Borrower E I
<br /> ' warrents aad cv�11 defea�generally the tetla to the Pmperty a�aInst ell cle�ms ead demaads,subject to any eacom�rances E
<br /> - -- i- ot record. 4',
<br /> � '�'� THIS SBCURITY INSTRUMIBNT combines uaitorm coveneate for nattonal use and aon-uaiionn covenanrs w1tA -
<br /> .. timited vuriation3 by�' ns diction to consdtute u uni4orm security instrument coverin�real�mperty. ��
<br /> ��;,�� � UNIFORM COVENANTS.Horrower ead Leader cavenaat ead agree as foUow� =
<br /> l.Payment o4 Princlpal and Intereat;p'ropeyaaent and Lato Chages.Borrovler shall promptly pay when due
<br /> =��� the pr�acip�+l af and iaterest on the debt evIdenced bg the Nota fsnd aay prepaymeat sad late charges due under the Note.
<br /> 2. Fuade ior Tues an�d Insuraace. Subjeat to nppliaable law or W a wdtten waiver by I.eudor, BvmroNCr shall
<br />_- �. �+y to Lender oa the duy monthly payments ane duo uader tha Note.until the Note is paid ia full,a sum ('Punds"�for.
<br /> - . . �: (a) Yearly texea ead e�ssmeats wluch may attaia prlorlty over this Security Iastrument as u lian on tha P�roporiy;(b)
<br /> yearly leasehold payments or gcound renLs on 4Ae Property.ti aay: (c�yearlq hazerd or property ir�surance premlur�s;
<br /> ' ' � (d�Yearly flood insuraace premiums,I4 pnyi{�)pearly mortgage insurance premiume. i!anyc ar�d(4)any sums payubls
<br /> by Borrower w Leader,in accordaace with ti�e provisions of paregraph 8,in Ileu oi the paqs�fent af n►ort8ege inswanae
<br /> premiums.Thesa items ere ooltai"Bscrow Itesns."Lender may�at anq tima,collect and hold Pwnds ta en amount nat
<br /> � ' to exceed the masimum a�ov�.t a leader for a federally related mortgage loan may require for Borrowcr's escm�!
<br /> � • ;;� eocouat vader the federal R�a6��m�Settlement Procedures Act of 1974 as amended icom ttma to time. 12 U.S.C.
<br /> ., Sxtion 2601 et m�q.�'RBSPA'?.�:}�a��ther law that epp�i�s w the Funds sets a Ic�sser am�duuk If so�L.ender map�
<br /> at eny time�collect ead 1�oid Fu�a iaa��ount uot ta egceed the tesser amount.I.cnder may esrixso.at�e th�e emavn�af .
<br /> .;�,. �r`. Funda due on tha basIs of cunea3 data�d a�oesonable estimatea of expenditiues of future Eacraw It�ar ot6�+i�a ia
<br /> '',�" accordaace with applicable law.
<br /> The Funds ahall be held im a,Q iuv�atu�oa whose depoeits are insured by a federal ageacy,inatrumentniivy,R�eatstY
<br /> ;°_''�:�`:':�s (includiag Leader.it Lender is suc�r�i�i,tuttonl or ia any Fedaral Homa Loaa Haa�.I.ender shall apply tba Fuads 40
<br /> pay the Bscrow Iteme.Leader may��t 4�s�s Borrower for holding and applyiag tha Fuads.oAnually enel9zinQ'4ba
<br /> ,'•;j� '� �f eserow acxouat.or verityin,g th�e$scra+�s Ttr�:as.unlesa Leader paya Sonower iatereat oa the l�tuds an�applIcable lu�o
<br /> �r�aits Leader to make such a �rar�e, �iowever. Lender may require Borrotver to pay a ona-dme chsrge !or aa
<br />",�4: '�.. depeadeat real estata tex repat��ser�icP used by Leader in conneatioa wlth thLs loaa,unleas applicabla law provides
<br />-:;;;-.,�¢,�:. otherwisa.Uatess an agreament�is��d:ar a plicable law requires interest to be paid:Lender shall aot be requirod t+fl
<br />.`cj4���4 pay Borrower aay iateregt or earnin,�or't���.Botrower aad Lender may agree in wridug,however,that interest
<br /> x,„.;;�� shall be paid oa the Fuada Leader shr,.��ix�to Borrower,without charga.aa annual accountu�af the Punds,ehowing
<br /> �' : L-i-�ibu�aad de�i�ta ths Funds and t��a�''r�a"3'FOS6 f8i i�}iiG�i 63C�t tICMt tG L�iL Pi3��� aisde.Tlss Fzmde e��l�g?��
<br /> ,, �rY��1�. adm5��onal security for all sums soetttec��y this Sec�rity Inatrumen�.
<br /> �;': � ���if tho Funds held by T..erzd�r�xsr�d r,��.e amouats permitted to be heid by a li.eable law,I,ender ebalfi m�couai ta
<br />_._.,�.,� Borrower ior tlie eacGSS Fua�G�:�sxndl��e with the requirementa of cpplicable�w. It tbe a�ount of the Fuads held •
<br /> --- � by Leader at a�'gn�e is aot a�fln��;4 fiti�pay Yhe Bsctow Itcros wl�sa ctue.Lender may so n�t,e,�g 8otrower ia writiag, ..
<br />�_---��Tk-� ` and.ia svch c�e�iorro�Qer ehaU�a,v L���r the amount aeces�r�r cro�caeke up tDe deficIe�c9•$orrower shaU maYe ',
<br /> ;:y n�;.,.=;,� up tb.¢d�cle�aj'sz�so more Cti�iwelve�oathlY PaYmente�at Lemder`s sole discrstion. ..
<br /> __=_�;� LTPo��Yc¢s�.�.ia fuLt r�9�.1�ums securod bp this Seourity Iaewment.l.,��a sHsll promptly ref�nd to Borrower
<br />----_,�;�� aay Fuada hald.�sn 1.eader. Tii'. under P�B�Ph 21.I.eader shtilL acquire or sell the Property. L.eader�Prior to the
<br /> =,_;b„�� � acquisition or saI'e e�f the Property,ehsll apply say Partda held bF I�ender at tha time ot acquimtlon or eale ea a credit
<br />_ --_-,y� against t�o sums�secured by this Seourity L�strumea� . .
<br /> �'�'�� 3.Appltcation oi Paym�aa4s.Uatass applicabla law provides other�viea,all paymeats racedved by Leader uader
<br /> --- pe�phs 1 nnd 2 shnll be epplied:fi:st,to any prepaymeat charges dua undar the Note; second,to es�aounta payabla
<br />_ ' --_— ��'i�'�Ph Z,;third,to intxrest due;iourth,to principal duo;and last.W aa,y late charges duo uader iue tdoto.
<br /> °— �.�� Chsr�es: Liens. Boxrower�ha1!�ap a!1 taSes. asse�ments,charges�ilaes ead impositions attribirtable to the
<br /> _�_�. pmperry wbiah;m�y attain priorIty pvoi �iGis Securltq iast:vmeat,and Ieesehold paymrnts or grouad c+eats, ii any.
<br /> " Bormwer abnll,',�r't►q thesa obligatione in�Yt�s�saaaer prnvided in pAraga�h 2,or if aat paid iva�at manaer.Bortowet
<br /> -_,�.:� . sI�'g�aY theat•r5n tiai�dicscE��.tm the persoa owed papmant.Bomoiver ehall promptly turaish to Leader all nottas of
<br /> __�y„� amduats to be paid under t��niaBraPh.If Bornower makes these pa�imeata dincttp, Borrower shall promptlp furniah
<br /> --�--- W Leader receipts evidenci�g'�'ha paymeate. �
<br />--_-�..'�— Borro�ser shall pro:uptly discharge nn,y lien which hes priority.over this Securitq Instrumoat unless BorroWer. (s) .
<br /> -° -- agcas ia writing to the payment of the obligation secured by the Ilen iit a manaer aooeptable to Lender;(b)contesLS in .;.
<br /> ��m�,,. good faith tha lIen bq,or dafends a�ainat enforcemeat of the l�ea i.n,Iegal proccediags which ia tho Lender's opinion �. �
<br /> _ --- - _ operate to preveat the enforcemeat of the liea;or(c)secures from the holder oi tho lien an agcemet►t sa�iafnctorY to
<br /> -----= Lender subordinating the Idea to this Security Instrum$at.If Lender determines that any pacc of the Propett:y is eubject
<br /> �---_"�mA� to�m lien wluch maq attaia priority over Y.his Security�IWtat�umeat.Leader map give Horro�ver a aotice idc�m�ifyiag tha
<br /> =;R:�:� �y '�" liea.Horrower shall eatisEy the lien oa��e oae or more of the actions set forth above within 10 da9s o!the g�ving oi
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