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20120�64� <br />for the repairs and restorarion in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or condemnation proceeds aze not sufficient to repair or restore the Property, <br />Borrower is not relieved of Bonower's obligation for the complerion of such repair or restoration. <br />Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property. I,ender shall give Bonower <br />notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br />Borrower or any persons or enrities acting at the dire,�tion of Borrower or with Bonower's Imowledge or <br />consent gave materially false, misleading, or inaccurate informarion or statements to Lender (or failed to <br />provide Lender with material information) in conne,crion with the Loan. Material representations include, but <br />aze not limited to, representa.rions conceming Borrower's occupancy of the Property as Bonower's principal <br />resicience. <br />9. Protection of Lender's t�ter�t in the Property and Rights Under this Security Instrument. If (a) <br />Borrower fails to perform the coveirdnts and agreements contained in this Security Instrument, (b) there is a <br />Iegat p�ing tl�ax might sigrtifieant]y affect Lender's interest ia thE Property and/or rights under this <br />�ity Fnstrument (�cYe as a pr�.ing izf baul�uptcy, gmfi�a;te, for condemnatioII or forfeiture, for <br />enforce�nent af a tien �rhich ma:� attaiu priority oves tfiis �ty I��ment or to en€orce Iaws or <br />regtilations), or (c) Barrower bas abanctoned tF�e Froperty, then �.ender may do and pay for whatever is <br />reasonable or appropriate to pr�steet F.eac�er's interes� in tfie Praperty and rigltts uIIder ttus Security <br />I�trumern, fficindin.g protecti�g �lor �g the vaIue o€ the Properl�+, and securing and/or repairing <br />the Properly. I.endez's a�xia�s eaa ia�I�, buC are not �imit� w: (a) PaJ'ing any svxns secvred by a lie�c <br />whida I�as p�iority over t?sis Se.c�ritY �mer�; (6) app�iag i� covrt; an� (c) FaYing reasoIIable attomeys' <br />f�s to protect its interest ia t�.e �r.ape�ty arn�Jos regtets uad� t�xis �cu�ity Instr�cent, including its secured <br />positio�r, i� a ba�ruP�Y P�. �g t�e Propertg� ia�udes, but is uot Iimitec� to, entering tfie <br />Property to make regairs, cb�age Iocks, rep3� or ima� u� �fioasrs aad windows, drain water from pipes, <br />eliminate buildiIIg ar other code vioIation,c or dangerous cz�rn�tions, and have utiliries turned on or off. <br />Although Lender may take actioa vnder this Sec:tion 9, Lender does nat have to do � and is not under any <br />duty or obligation to dn so. It is agre,e� tUat F�cder incurs no Iiability for not talang any or a1I actions <br />authorizai under this S�tioa 9. <br />An,y �nounts disburs�t by �.ender un�er tlus Section 9 sl�a1� beeome addirional debt of �orrower secured by <br />this Secuiity Instniment. These amounts s�all bear interest at ttie Note rate from the date of disbursement <br />and s�iatl be payable, with sucb interest, upon notice from I�der to Borrower requesting payment. <br />If this Se�urity Instrument is on a leasehold, Bonower shall comply with ali the grovisions of the lease. If <br />Borrower acquires fee ritle to the Property, the leasehold and che fee title sha11 not merge unless I.ender <br />agrees ta the merger in writing. <br />10. Martgage (nsuranee. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower <br />sha11 pay the premiutns required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Borrower was required to make sepazately designated payments <br />toward the premiums for Mortgage Insurance, Bonower shall pay the premiums required to obtain coverage <br />substanrially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the cost to Bonower of the Mortgage Insurance previously in eff�t, from an altemate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower sha11 <br />NEBRASKA-Single Family-Fannle Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP Q <br />Wolters Kluwer Financial Services <br />Form 3028 1 /01 <br />VMP6(NEI (1105) <br />Page 8 of 17 <br />