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201206640 <br />(C) "Lender"isHome Federal Savings and Loan Assn of Grand Island <br />Lender is a Savi ngs and Loan <br />organized and existing under the laws of Th e St ate o f N e b r a s k a <br />Lender's address is 221 South Locust St Grand I sl and NE 68801- <br />Lender is the heneficiary under this Security Instrument. <br />(D) "Trustee" is Arend R Baack, Attorney <br />( E) "Note" means the promissory note signed by Bonower and dated A u g u s t 0 3, 2 012 . The Note <br />states that Borrower owes I.ender EIGHTY ONE THOUSAND THREE HUNDRED FORTY AND <br />00/I00 <br />Dollars (LJ.S. $81. 340 . 00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the deht in full not later than September 1, 2027 . <br />(F► °Property" me.�ns the graperiy that is described Uelow under the heading °Transfer of Rights in the <br />��Y " <br />EG} "C.oan" means the �fieb� evidencec� by the Note, plus interest, anY PreF�Y� �g� and Iate chuges due <br />under the Note, arn� aPI sum,c due tucc3er this Se,curity Instrument, glus interest. <br />�H) "Riders" means a�t RicYers w this S�e�rity Instrc�ent that are executed by &�rrower. The foltvwing Riders <br />a� t�r be e�eecute.cfi by B'orrc�� �c�k box as apPticabiej: <br />Q Act�ustable Rate Ricter Q Co��iunn Rider Q S�oa� I�e lticier <br />Q Ba�tooa Rid�r 0 Pla�d U�t Develogmeat Rider 0 I-� Faa�ily Rider <br />� �'A Ri.aer 0 Bnweekly Pay�cent Rider 0 Ot�er(s? ��fY1 <br />0! "Applicable Law" mea�s aIF controtlircg apglicable federal, state and Iocat statu.tes, regulations, ordinances <br />and administrative rute.s a$� orciers (that have the effect of law} as vvell as all applicable final, aon-appeatable <br />J�� aF�ions. <br />Q•�D "Coeerrr�unrty A��ssoe:iatifrre Deies. Ee�, and Ass�rents" means all dues, fees, assessments anc� other <br />charges that are imposed on �orrower or the Propeny by a condaminium association, hom�wners <br />association or similar arganrzation. <br />(K► "Electronic Funds Transfer" means any transfer of funds, other thau a trausaction originated by check, <br />draft, or similar paper instrument, which is iniriated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial insritution to debit or credit an <br />accrount. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />tra�sacrions, transfers iniriated by telephone, wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that aze described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, awazd of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />NEBRASKA-Single Famtly-Fann(e MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1/O7 <br />VMP � VMP6INE) (1105) <br />Wolters Kluwer Financiat Services Page 2 of 17 <br />