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<br /> PAat�OF�
<br /> .... ADDITtONAL.TERMS
<br /> tn�ttEO w�uum: �h s.a w arsM� M��st yw K�r�ssl��sM�ll N i�+tw a�rt�n �w rna�N�s w!kr IM �x�x�ss IIMITEC N�A�AMiI rw�d�N 1�
<br /> �����slp tMs G�tntl.My ucWAn rldts aA rnMiks w�Nr tM wirr�ry tA�ll M i�Il�r U tll otMr rl�Ah K tNw/it��t I�w W ie I�it7,NMA�IttM
<br /> T�
<br /> AI.I MANYfAC1YAE0 IMNIiOM IAtlOY�1S YE N9T�WAANTEEO AGIMST COMOENSAiIOM,MOIS1URf FORMA110N OR FRDS1.PAGDUCiS AIIE NOT CGAR�IItEEO AOAIMSI COAAOSION'UUE �
<br /> TO A0�[ASE CINMTIC COMOANIIS.
<br /> I�E�.AEAp Illt fErAl11E "lNl�l MAAAIMIY"NMICN IS A SEIAIGTE 11AITtfM INSiRWIEMT�EAI�ININO SOlfl�TO M�NUiACN�EI PROOtlCTS OF 1NE IACESEiYE!CORIOIAriON
<br /> QM IrNiCM"lMN1E0 MIRRAIm" INt�EEN OELI�ERE110 EACN RESIECTIVE IY1E�IN COINIE�110M IrI1N TIRS SALE.TIIE FOAEi01MC I�OY�S101S Af�ARMMO COMIEMSAilON 10 MOT
<br /> �nr r�s�.
<br /> fwtMr,TM Px�ttK C Mti���ska MO AE►AESENTATION OA MAAAAMir Oi AMY Nq10 OA MATUAE IVMATSOEIEA, ENfAE33 OR IWlIEO,NfTM AES/ECi TO 111E ENE�iU
<br /> SIIMIN�S I COYII 011 Mlr AtNIE11E Ir YSE OF 111E MOIIICi(S).I w�Mrst�i dat ary�p snl�lt I�aUNn Is NpM��t� ��br d txtKS,MtheH IM�M
<br /> INMbI l�.tM t�.Mwtip wl pllry d I�IrifM i��1�,tM prtk�lx sln�nl styN ol�ry Iw�,tMt��i�ulit� tl tMShretiw�f r�M�,��W�r Nh
<br /> spU, tM an�br o1 IKahp ia R l�w, �re�a Mnitetln�e!tA�ra�sttt sltUnjt,til�n�tk eM1ltiMS�1 I�e�tIM 11�MMN,M��nM 1M t�d�eMSiwi iK
<br /> MtM��i�ir t�NtfMIM MK/�•
<br /> PREPAYMENTANDACCRUALOFTHE FINANCE CHARGEs Even thongh 1 da not have to pay marc than the rcgularscheduled manthly payment,l hrve Ux rlght
<br /> to pnepay the wholc am�unt owing in ynu in�tll ut any dnx or in�wt fmm time ro time.I undersunJ that the finence chugr.qMercsU Is camputed d�tly.l know my
<br /> finsnee ehar�e will be less I(I m�ke un errlypayment,ond it wiU be higher if!pay,late;l elso rccognize that my necessary udjus�ment to my totul flaanee ehu�e wiil
<br /> be Rtlectrd in my fin�l bil l;I alw tnow thut the:imount�shc,wn on page 2 for t�e bina�ee ClwrRe.'[�ital of PAyments.and the Tntal Sale F'�1ce are astimates based on
<br /> tlie assumption that you will rtceiee each of the�ayments exactly un Its due due;and 1 know tAat there will be no rcfund if 1 pnep�y bteause thene is nothfn to rcfund
<br /> when 1 em chargcd on u da►ly basi�.I know Ih�t if all�ebates,rc(unds and cntiitis ro which 1 might be entided r�e less than one doll�r(SI.00),no r�efund will�nude.l
<br /> may voluntuily prcpa9�he anaunt f owt you,in full or tn part,at any Ume.If 1 m�ko a panial prcpayment,l must continue to make my re ulu payments undl I have
<br /> priJ�ii W�x�unsy uwrd 1 kiww tti�t ff i prpay the whole amaunt,you may coilect or rctain from m:a mintmum ehnrge not g�rater than 5I0.�. -
<br /> 3PECIAGOADER('.00DSt 1 know tlut you hnve measurcd my house and it�opcnings so that yau can mal:e the Product�io fit mq particular Iwuse+md ih�t the�oods
<br /> umMbly wip not Ct any othnhouses. so 1 know ttwt 1 canna c:xncel this contract at any time afler�he pe�tai of dme given to me 6y I�w in which to c�ncel.Atkr Ihat
<br /> iegnl pc�ial of timc,1 know Ilut l luve�hc obligutiun ta pay you in full thc umount owcd.
<br /> COhIMkNCEMENT OF Tf1E FINANCE CHARGEs'[Tie tinance charge(intercsU is estimatsd to stan w(thin 30 days of�he date of[his wntract,except in 1he evem
<br /> thwt you complete die installNian of ttx goods and services on another date,than the finance chuge(inter�t)w0l 6egin to run on the date th�t 1 sign the Completion
<br /> CcrdGcatt.'ll'hcumountoftinen��e chu�e(intccrst)mnybemomorlcssthnntheumountdlscloseddependingonthcamountslpayyou andmytimeline.asinmakingpayments.
<br /> DEFAULTs 1 will be in defauli under ahis connact if:1.I don't make a payment whcn due:or 2.I brcak any promfse t made lo you in this contmct;or 3.Samethin�elst
<br /> d�ppens which causes yuu to belie�a In good f�tth that[do not intend to pay you as promised;or4.I default on nny obligation+for which 1 un using my home Aa c�ll��e�al;
<br /> or S.Something Fwppens to my hase which ihreatens your rights,if uny,in it.
<br /> COLI.�CTION C0.S7'S:If l ur.hdeCault of�his conuact and you demund fuil payment,for reasonable attomeya'feesand for other relued expenses such�c court costs,
<br />' Hde seuches and nwney you expended to collect the wnount due or ro protxt my houu,if you aro�lowed to collect such unounb by iaw.
<br /> aTfIF.1!RIGH1'S:�icw can cAaose na to enfare�ny of the righLS under�his conuact u often as you want w[ttwut lo�ing Uiem.Or.you can delay entorcin��ny ot the •
<br /> ri�ht+witlaut losing them.Yw can also use any rights now or!n the tuture given to yo�by law
<br /> IZELAY9:I Icnow that vou wiY use your best effo►ts to Install the Prodacls[am puichastng on my house.but I also understand that in sort�e situaaons you moy encounter
<br />� delay�Uut uie c�uscicl by stri�es.r•eather�onditions,detays you hsve in obtaining matenats,or tor ahcr�easons ins[�e beyond you�r,ontroi.i wiii na hold you iiabie
<br /> _ for�such dolays.
<br /> itFiQUR$1'FOR FU1.L PAYMENI: If 1 am in default under this conUact,you catt declNie sAI that 1 nwe under this contract payibk at onco.l sgree ta p�y you Interctt
<br /> - on thn!amount at the m+ximum cawnactual rue allowed by law unHl the An�ount 1 owe yau is paid.l also knaw that yeu can forcclose tho martgage I have givtn to you.
<br /> � AitEl'fRAfIONt if I luve�dispae or claim wlth you conccming the quantiry,qwlity ot dotmance of the Products, I undersund th�t my dispute msy be submitted
<br /> to u�d settkd accading ro the medi�ti on•ubiaoHon pmg�em th�t may have developed(n m�eommuniry.[aiso know thot any decision mede by an arbiasux(R)would be
<br /> 3 enund in the cauet having jwisdinion over me nnd you. .
<br />� SAWAGE VAI.UEt I know tlu[�Ae window�,woodwoik.siding,brick axf otfKr matcrixis that have to bo rcmoved by yw for this instnlladon have�snlvpge vatue.
<br /> � When you remove thom.you cu�tave them for whatever purpose you wont. .
<br /> SlEC[AL SITUATIONS:Uue ta�unfqueness of some of the Products that you sell.I unden�tend thut In special situadons yar Regional�ce may Nuve to c�eview
<br /> = andy�rove thls rnntt�ct.I dw unOersWid that this wle occurted in my home and thrt you and 1 may not have h�d all the cortect infomution importont to this tmnatction
<br /> �t aur fingertips;l give you my cauent tn carcct any obvious erto�s thu may have occue�d when the blanks in this contract wece compkted.
<br /> INVALID PROVISIO�S_If u�y provision of this eonaac:t vlolotes the lew and is unenforceable,t1ro rcst of the contract wlll b�vatld.If any put uf lhis convact tequiKs
<br /> _ p�yment of marc intemt than Ihe I�w permit+,then you will only have 1he right to wtlect from ma the amount of intercst which the Iaw ellows you ro collecl.
<br /> COMPLETENFSS OlTH44 C(Ni1'IUC'h'[l�is conuact cxn only be chinged if bah you and I ap,rce in wriUng.
<br /> - NOTICE
<br /> - ANY HOLDER OF THIS CONSUMER CREDIT CQN7RACT IS SUBJECT TO ALL CLAiMS AND DEFENSES WHICH THE
<br /> DEBTOR COULD A$SERT AQ/1�NST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH
<br /> .: THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL. NOT EXCEED AINOUNTS F+AID SY THE
<br /> .w DEBTOR HEREUNDER.
<br /> � INSURANCE CANCf LLAT[ONi If I have Rquested in3urnnce in this purchase,I may cancel such rcquest fot insurance for any reason wlthin fiRan(15)days fmm
<br /> a the dau of this conaact by nalfyieg you or the holder of thi�wntrnct In wriUng.1 know thnt the cancellntiun of my caverage wi l l be ecrnnged with the iesurence camrr(s)
<br /> � and s full refund of my ptemium(�)ta8elher with appl[cable flnana chazge wili be credited to this contract.
<br /> PLEASB NOTE:[f I hsvercqu�esied i nsuronce in thfs purchase.I w311�cetve within thirty(30)days a certificate of insurence more felly desedbing the insurwt�ce covenge.
<br /> !icnow thot if�he�e is any conllict In t�e coveng�or the language of the certificate of Insurance and the foUowing Nodce of Propoud Insunnce ttiat I am covered oniy io
<br /> Ihe extent stated in�he iollowing Naice of Proposed Insutmnce.I also know►hat I have insur�urce coverage only iF 1 h�ve ban chuged for[t.
<br /> NOTICE OF PROPOSED INSURANCE
<br /> 1 talce notice tl�at e(lher Cnedi�Life or Crcdit Accident and Neulth Insuranee,ur both,will be applicable to thls Insta�lment Sdes Contract only!f 1 hava chos.n it by
<br /> signing the nequest for such insurm�.ihis Snsurence will onty covtt�he person signing tlx roquest at the cost for eachtype of Insutance shown.Sub}ect m�ccept�nce
<br /> by tAc insurance cumpany,the insorance will be effective as of today end will wntlnue rtnly for the number of months aiter theeffectfve dato equrl to the numDer o[
<br /> mdnthly paynxnu.I urdersund Wt thi�prrtkular insurancc may not pmvide co�•eragc for my last few paymcnts,and that duri�+g that period of time 1 will not tuwe�ny
<br /> , insurwice coverage.Ail berKfi�s ind proceeds of the Insunnce will be puid to you or to a financial insdtution if it purchases the Installment Sdes Conusct to the extent
<br /> :, of it�intetests and any b�lantt wIM be payabk to mc.Thc initial amount of Crcdit Life Insurance is the amoum rcquired ro nepuy thc 1bWt of Pnymena:thntafter,the
<br /> � irnunmce decceas�w bp the amoun�of ekh maithly paymrnt on a scheduled 30 duy baYin.if I om jointly obligated on the Inslallment Srles Contract with�Co-Bu�er,and
<br /> � we hnve bMh sfgned the,rcq uut taCredit Life Insurrnce.dcath beneftts will be payable only with respect to the first one utus to dle.Subject to exclusions,eiimm�tions
<br /> � a�w�ddng period stated m Ux insunnce policy or cerUflcate,Credit Accident und Health Insu�nnee is for the beneCit emount of t/30th ot each month's pryment for each
<br /> day thnt[nm tottily disabled duc in an I�ury or sickness while I nwo uny pnyment to you;huwever,t understnnd that I hove to be pttvented from workmg due to euch
<br /> , wt�l dlsability for morc thun founan(14)wnsccutive days befo�the insurwree benefit is paid back to the first day of my total di.tub[ltty.1 dso know that!can�wt
<br /> oMain�y ineuraace Uom}nu UI am over 65 ywrs ot age tadqy,and i aliw know that the insurance covt►�e provided to me m�y contaln a mourimum�nwuet -
<br /> � o[corery�e whkM alll nut p�y (ns�me cwsa,tM�enNrc�mount th�t 1 owe you.Duc ta the maximum amount of coveroge st�ted in tfie insurancc policy,l lcnow tiut
<br /> any unpoid wuuunt in excess of tM1e i n�umntt covernge�vill still huve to be patd.If the Instnllnxnt Snles Contrnct Is pre�ld in full priur to the last pnyment date�any
<br /> unewneJ insumna prcmtum�wi tlk r+eiWnded to me in tho manner prcscri6ed by law Within thirty(30)days,I wi�l receive ecertificate of insmm�ce moro thliy desrnbing
<br /> my insumnco coverage.If the in surmce I;not uccepted by the insur.tnce company,I witl rceeive c�rcfund of eho insurnnce prcmiunis I hnve paid.
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