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2012U65�5 (C) ° Lender ° is BAAIK OF DONIPHAN Lender is a CDRPORATIDN organi7.ed and existing under the laws of THE STATE OF NEBRASICA Lender's address is P 0 BOX 270, DONIPHAN, NE 66632-Q270 I.CIIdei IS the bCIICfiC13Iy lIIIdBI thLS SeClITlty ��TS�_e'-''- (D) "Trustee° is WEST 6ATE BANK, P 0 BOX 67069. UNCOW, NE 685DCr7069 (E) "Note° means the promissory note signed by Borrower and dated 0&01•2012 . The Note states tbat Borrower owes Lender FlFTY NINE THOUSAND TWD HUNDRED AND N01100 Dollars (LT.S. $ 59,2D0.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than o9�01•2027 , (F) °Property° means the properiy tbat is described below under the head'mg "Transfer of Rights in the Pioperty." (G) °Loan" means the debt evidenced by the Note, plus interest, any prepdyment charges �nd late charges due under the Not�, and aIl sums due under this Sec�uity Ins�ent, Plus interest. iH) "Riders" means all Riders to this Secutity Iasuvment that are executed by Borrower. The following Riders are to be ex�trted by Borrower [check �x as applicable]: ❑ Adjustable Rate Ridet ❑ Condominnrm �d� ❑ Se.�o� Home Rider 0 Balloon Rider � Plaaned Unit Development Rider � 1-4 Family Rider � vA Rider � Biwe�kly Paymenc Rider ❑ orher(s) [�Y] (p °Applicable Law° means all controlling applicable federal, state and loc�l stamtes, regulations, ordinances and administrative rules and orders (ti�at have the eff�t of law) as well as all applicable final, non-appealable judicial opinions. fJ) °Community Ass�ciation Dues, Fees, and Assessments° means all dues, fees, assessments and other charges that are impos� on Borrower or the Properry by a condominium associarion, homeowners associarion or sim�az orgaaization. (K? "Electronic Funds Transfer" means any transfer of funds, other than a txaasaction origiaated by check, draft, or simitaz paper mct*s�=�*, which is initiated throiiglo an ele�roronic teiminal, telephonic inctn�+*+�±*, computer, or magnetic ta.pe so as to order, instruct, or authorize a financial institutionto debit or credit an acco�mt. Such te� includes, but is not limited to, goint-of-sale ttansfers, automated teIler machine tr2nS2Ct10IIS, 'CI'3LS�IS InitI3tCC1 � tE1CpIlOIIC, WII'E tS'SIISfCIS, 2�. 311tOm2t� CIeBIlII�lO1lSC Lt'dnSfCIS. [L) "Escrow Items° means those items that aze descn'bed in Section 3. (M) °Miscellaneous Proceeds° means any compensation, settlement, awazd of damages, or pro�eeds paid by �Y � P�3' (other tUan in�ranc� proceeds paid under the coverages descn'bed 'm Section � for. (i) damage to, or desauction of, the Property; ('u� condemnaxion or other taking of all or any part of the Properry; Cin) canveyance in lieu of condemnation; or ('iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. � sKa F�„�ny a�tF.aame ►� unnFORan �n�ixun�nrr � �za �ro� w� �o„„� �� s�� vnnPStn�► n�nsj.on Page 2 of ��