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<br /> S.Hazard or Property Inaurnnce. Barrowu shall kap tho hnprovcments now existing or hueaftcr erectcd on ihc Property L'.:�•
<br /> insured ngainst loss by Cue, hazerds included within tha term 'batsndal coveregc" and any othGr hazerds. including floods or -._
<br />_��.;�,�y flooding�for which Lender requires i�surance.This ins►uance shaU tse maintained i�►d►e amaants end for the periods that Lendu �== �
<br /> rcqvires,The insarance carrler providing ihe insuranca shall be chosen by Borrower Rubjoct w Lender's epproval which shall not -
<br /> :;� bo urue3sonably wIthheld. If Bonuwer fails to maintafz► coverage described abavc, Leedu may, at Lcndcr's opdon,obtatr► i
<br />:��,_,^� coverege w protoct Lendu's dghts In the Proputy in accordance wIth pazagraph 7.
<br /> AU iruuranr.e pollcies and renewals shall be accepu►ble w L.ender and sball Includo a standard mortgage clause. Lendu shall
<br /> - have the rlght to hold tho policies ead rencwals. If Lender requires.Borrower shall promP�Y 8�ve to Lender aU recclpts of pald
<br /> � pmmiums and reriewal not�ces.In the event of loss.IIormwer shaU give prompt andce to tho insurance carrier and I.ender.Lender ____
<br /> � may make proof of loss ff not made prompdy by Bocrower.
<br /> Ualess Ler►der and Borrawer etherwise agroe in wridr►g,insurance procecda shaU be applled to mswration or repair of the
<br /> � . propercy damaged,if tha reswrarion or npair!s economically feasible and Lendae's socuciry is not lessened.If the rescoradon�r
<br />;�; � repair ig not economically feasibla or Lender's security would bo less�ncd,the Insorance proceeds shall be aPplied w t�e sums
<br />'��`''.� � :.%: secured by this Security Instcument, whether or not then due.wlth any c�xcess paid to Borrowu. If Borrower abandons the
<br />- ���;°���- . property,or does not answer within 30 days a noflce from Lender that the insurance caeler hes offered tr� sedle a claim.then
<br />-• � Landu may collect the Insutance proceeds.l.ender may use the praceeds to npair or mstore the Property ar to pay sums sccured �
<br /> '••- • by tlds Secnrlty Inswment,whethu or not then due.The 3Q-day period wiU begln whan ihe nodce Lv given.
<br /> 1.' y Unless Lender and Borrower otherwise aBree in wdtL►8+anY aPPlicadon of proceeds to princlpal shall not eatend or postpone
<br /> ;,�. the tlue date of the monthlY paymenss mfeared to in paragraphs 1 end 2 or change the amount of the payments.If under paragraph -
<br /> • ;.'�.�,'. 21 the Property is acquired by Lsnder, Bonower's right to any insurance polictes and proaxds resuldng from damage to the =
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<br /> property,prlor to yu acquisiuon sha11 paSS to Lendu to ihe extcnt of the sums secured by this Securlry Instrument immediatcly
<br />-�.�; �.; , prior to the acquisidon. -
<br /> •.t,,• 6.Qocupanty,Preservation,Maintenaaa xnd Protcetbn ut the Yropertyi Borrower's l.oan Applicwdon;Les►sehoWs.
<br />���'8``�.]:;'� Bocrowu slu�ll occupy.establlsh�and►ise the A'operty as Borrower's principal residence wlthin sutY days after the oxecudon of
<br />-��;:�`.:_«= this Security Instrument and shall con6nua to accupy the Property as Botrower's grincipal residcnce for at least one year afur tha
<br /> �'?'�"'��° date of occupazticy,unless L�nder otherw'ise agrees in wrtt�ng.which consent shall not be unreasonably wlthheld. or unless
<br /> ��:�''�':''" extenvating cir�umstancr,s exist whkh are beyond Bom�wcr's cantrol.Borrowa�xli iiut d�s�oy,dainagc ar 9sn�zr 4�Pmgeti;. _
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<br />�=_..rtS yl`jry; �I]I�W � PJppCRy IO aC1,G'IO(BtC,or commit waste on tho Froperty. Borrowu shall be in default if any forfeiwre ac on or
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<br />__-_-_,..0 procoeding.ahetha civil or cdminal,is beBnn that in Lender's good faith judgment could m,siilt In forfeiture o the Property or
<br /> ��A�,k�•, otherw3so maticrially impair the Ikn crauted by this Secudty Instrument or Lender's rocurlty interest Bocrowu naay cun such a
<br /> 18.by causjng ihe acdon or g to 1�a dlgmissed with a n�ling that.�n
<br />--.�__�.� default end reinstata. aa provided in parag�eph 1��
<br />---„�,�� Lu�der's good faith detennination.Precludes forfeiwre of the Borrower's inurest�n►he Property or other matetial impairment of
<br />_��.,,.��, tlsc lir.n created by this Sa_�urity inatrument or Lender's securlty interesG Borrower sheU also ix in defanit if Barower.durin6 the L
<br />�,__ s�`��. luan epplication process,gave materially false or inaccurete informati�on or stetements to Lendr•r(ur feUed La gmvtdc Lcnder c:�th
<br />�•�„�.�=...�_._.� eny m�uxi�l infamation) in connectbn with tha loan oviciu►ca!by the Note. including, but not llmited w, reprosent�dons
<br />""'��,�;�� coc�emin8 Borrower's occupancy of tha P[ope�ty as a principal residence.If this Socurlty Instrument is on a kuetwld►B�rrower
<br /> "-°'°"`°— ahall comply with all d►e provisioas of the lease.If Borrower acquires fcx dde to the Pcopaty,tho leasehold and the fx dde shall
<br /> not ma8e unkss Lender agrees w the muger tn writing.
<br /> - 7.protcction of Lender'e Rig6ts in the Property. If Borrower fraiis to perform the covenanis and agraments conteinod in
<br /> ---- this Security Insfiunent,ot thue is a kgal proceadin8 thac maY siBni�"��1y a�fect Le�►der's rights in the Propaty (such as a
<br /> ��— proceed{ng 1n bankmptcy.probetc,for condemnadon or focfeiwre or to enfocca lawa or nguladons).then Lenda maY do end PaY
<br /> - ---- for whateva is nocessary to Drotect the value of the F�roperty and Lenda's rlghts in the Property.I.eedsr's acdons may include
<br /> ---- _ PaY�B �Y sums secured by a Usa which has pdority ovet this Securlty Insuument,appearing in court.P�Y�B ���
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