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2 01206��� <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this <br />Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all <br />the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Bonower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />� <br />��� � J��o�c�-� (Seal) <br />onower Joseph A. Krolikowski <br />� � (Seal) <br />onower Carina K. Kroliltowslti <br />Bonower <br />Borrower <br />(Seal) <br />(Seal) <br />[Space Below This Line For Aclrnowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />) <br />) ss: <br />) <br />I� Debra A. Young , a Notary Public in and for said county and state, do <br />hereby certifythatJoseph A. Krolikowski and Carina K. Krolikowski, husband and wife <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents <br />of the foregoing instiument, have executed same, and acknowledged said instrument to be their , free and <br />(his, her, their) <br />voluntary act and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Wifiess my hand and official seal this 2nd day of <br />My Commission Expires: 07/24/2015 <br />Debra A. <br />This instrument was prepared by: <br />McKayla Slocum <br />Farmers and Merchants Bank <br />3015 2nd Avenue Kearney, NE 68847 <br />2012 <br />TARY - Slate of Nebraska <br />EBRA A. YOUN� <br />Camm. Exo. JuIY 24, 20t8 <br />(Seal) <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac iJNIFORM INSTRUMENT (MERS) Form 3U28 1/Ol (page 9 of9 pages) <br />12439.CV (9/I1) 912126FA Creative Thinking, Inc. <br />GOTO(OOOe3602) <br />