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Instrument and the Note. For this purpose, Bonower irrevocably grants and conveys to Trustee, in trust, with power of sa1e, the following described property located in the COUNTY of HALL . [Type of Recording Jurisdiction] [Name of Recording Jurisdicdon] THE NORTHERLY FIFTY (50) FEET OF LOT FOUR (4), AND THE SOUTHERLY TWENTY-FIVE (25) FEET OF LOT FIVE (5), IMPERIAL VILLAGE SECOND SUBDIVISION, CITY OF GR.AND ISLAND, HALL COUNTY, NEBRASKA A.P.N.: 400047489 which currently has the address of 13 21 N HANCOCK AVE GR.AND ISLAND , Nebraska 6 8 8 0 3 ("Property Address"): [City] [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of re.cord. Borrower warrants and will defend generally the title to the Property against a11 claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jutisdiction to constitute a uniform security instrument covering real property. 20120657� [streec] UNIFORM COVENANTS. Bonower and Lender covenant and agree as follows: 1. Payment of Princigal, Interest, Escrow Items, Prepayment Charg�, and Late Charges. Bonower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Bonower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or tYus Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instniment be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's ch�k or cashier's ch�k, provided any such check is drawn upon an institution whose deposits are insurerl by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments aze deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insuff'icient to bring the Loan curtent, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments aze acceptefl. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 Page 3 of 14 ,t' DodNeg/c � www.docmagic.com Ne3028.do[.�l