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�4��0657� <br />any award or claim for damages that are attributable to the impairment of Lender's interest in the Property <br />are hereby assigned and shall be paid to Lender. <br />All Miscella.neous Proceeds that are not applied to restoration or repair of the Properly shall be applied <br />in the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension ofthe time for <br />payment or modification of amartization of the sums secured by this Securiiy Instrument granted by <br />Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of <br />Borrower or any Successors in Interest of Borrower. Lender shall not be re�uired to commence proceedings <br />against any Successor in Interest of Bonower or to refuse to extend time for payment or otherwise modify <br />amortization of the sums secured by this Security Instrument by reason of any demand made by the <br />original Borrower or any Successors in Interest�of Borrower. Any forbeara.nce by Lender in exercising <br />any right or remedy including, without limita.tion, Lender's acceptance of payments from third persons, <br />entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be <br />a waiver of or preclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower <br />covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any <br />Borrower who co-signs this Security Instrument but does not execute the Note (a "co-signer"): (a) is <br />co-sigtting this Security Inshument only to mortgage, gra.nt and convey the co-signer's interest in the <br />Properly under the terms of this Security Inshument; (b) is not personally obligated to pay the sums <br />secured by this Security Instrument; and (c) agees that Lender and any other Borrower can agree to <br />extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument <br />or the Note without the co-signer's consent. <br />Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's <br />obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of <br />Borrower's rights and benefits under this 5ecurity Instrumen� Borrower shall not be released from <br />Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release <br />in writing. The covenants and agreements of this 5ecurity Inshument shall bind (except as provided in <br />5ection 20) and benefit the successors and assigns of Lender. <br />14. Loan Charges. Lender may charge Borrower fees for services performed in connection with <br />Borrower's default, for the purpose of protecting Lender's interest in the Properly and rights under this <br />Security Inshument, including, but not limited to, attorneys' fees, properly inspection a.nd valuation fees. <br />In regard to any other fees, the absence of express authority in this Security Instrument to charge a specific <br />fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not <br />charge fees that are expressly prohibited by this Security Inshument or by Applicable Law. <br />If the Loan is subj ect to a law which sets maximum loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collected or to be collected in connection with the Loan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded pemutted <br />limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal <br />owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the <br />HCFG00359 <br />NEBRASKASingle Famiy-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 7/Ot <br />VMP� 01/12 <br />Wotteis Kluwer Financfal Sarvices 201208014.1.1.2336-J20120129Y Page 71 of 16 <br />'3 1 <br />� /�� <br />� <br />